Tata Capital Limited share price
Tata Capital Limited, through its subsidiaries, provides various financial services to retail, SME, corporate, and institutional customers in India, Singapore, and the United Kingdom. The company operates through three segments: Financing Activity, Investment Activity, and Others. It offers loans for retail and corporate borrowers, including asset financing, term loans, channel financing, credit substitutes, investments linked to/arising out of lending business, bill discounting, and power project finance. It also offers home loans, loans against property, personal loans, business loans, two wheeler loans, car loans, commercial vehicle loans, construction equipment loans, loans against secu…Read more
- Market Cap₹ 1,36,115 Cr.
- Current Price₹ 322.80
- High / Low₹ 390 / 296
- Stock P/E25.3
- Book Value₹ 109
- Dividend Yield0.18 %
- Price / Book2.97
- ROE12.30 %
- Face Value₹ 10.0
More figures (8)
- EPS (TTM)₹ 12.75
- Net margin16.3 %
- Sales growth (3Y)34.5 %
- Profit growth (3Y)—
- Promoter holding86.0 %
- EV / EBITDA—
- Beta—
- All-time high₹ 390
Price chart
| Returns | 1M | 3M | 6M | YTD | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|---|---|
| TATACAP | -6.03% | -7.60% | -3.90% | -5.57% | -3.67% | — | — |
| Nifty 50 | -0.31% | -3.85% | -4.34% | -11.42% | -9.53% | +5.46% | +4.76% |
Price returns only (dividends not included). Prices from NSE via Yahoo Finance; may be delayed.
Quick take
- Tata Capital Limited is in the Credit Services industry (Financial Services), with a market value of ₹1,36,115 crore.
- It trades at 25.3 times its last 12 months' earnings and 3.0 times book value.
- Revenue grew 34.5% a year over the last 3 years.
- Return on equity was 12.3% in the latest year.
- The share price is 17.3% below its 52-week high and down 3.7% over one year.
- Promoters and insiders hold about 86.0%; institutions about 4.9%.
Pros
AI- Promoters hold a large stake of 85.41%.
Cons
AINo standout weaknesses in the reported figures.
Pros and cons are generated automatically from the reported figures. They are observations, not a recommendation to buy or sell.
AI analysis
Plenitude AI reads the figures on this page and explains them in plain language. It does not say whether to buy or sell.
About Tata Capital Limited
Tata Capital Limited, through its subsidiaries, provides various financial services to retail, SME, corporate, and institutional customers in India, Singapore, and the United Kingdom. The company operates through three segments: Financing Activity, Investment Activity, and Others. It offers loans for retail and corporate borrowers, including asset financing, term loans, channel financing, credit substitutes, investments linked to/arising out of lending business, bill discounting, and power project finance. It also offers home loans, loans against property, personal loans, business loans, two wheeler loans, car loans, commercial vehicle loans, construction equipment loans, loans against securities, microfinance loans, and education loans. Additionally it provides supply chain finance, equipment finance, cleantech and infrastructure finance, and developer finance. The company also engages…
- Employees
- 17,286
- Head office
- Mumbai
- NSE industry
- Financial Services
Peer comparison
Financial ServicesFinancial ServicesCredit Services
Part ofNifty Next 50Nifty 100Nifty 500
| S.No. | Company | CMP ₹ | P/E | Mar Cap ₹ Cr | Div Yld % | NP Qtr ₹ Cr | Qtr Profit Var % | Sales Qtr ₹ Cr | Qtr Sales Var % | ROCE % | ROE % | P/B | OPM % | Debt / Eq | Prom. Hold. % | Sales ₹ Cr | Sales Var 3Yrs % |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | Tata Capital | 322.80 | 25.3 | 1,36,115 | 0.18 | 1,628 | — | 8,822 | — | 3.7 | 12.3 | 2.97 | 28.9 | 4.97 | 85.96 | 31,540 | 34.5 |
| 2. | Bajaj Finance | 982.10 | 29.4 | 6,11,250 | 0.56 | 5,986 | 27.37 | 14,171 | 21.20 | — | 18.1 | 5.36 | — | 3.10 | 56.50 | 49,665 | 22.6 |
| 3. | Shriram Finance | 939.95 | 16.6 | 2,21,178 | 1.14 | 3,453 | 61.06 | 7,923 | 30.61 | — | 16.4 | 2.68 | — | 2.76 | 22.17 | 25,034 | 13.9 |
| 4. | Cholamandalam Investment and Finance Company | 1,574.40 | 23.3 | 1,35,007 | 0.13 | 1,656 | 45.56 | 8,856 | 21.87 | — | 19.3 | 4.40 | — | 6.95 | 51.95 | 31,073 | 32.8 |
| 5. | Power Finance Corporation | 333.25 | 4.2 | 1,09,976 | 4.56 | 8,998 | 0.18 | 28,527 | -0.04 | — | 20.7 | 0.77 | — | 7.62 | 56.00 | 1,15,444 | 16.2 |
| 6. | Indian Railway Finance Corporation | 80.25 | 14.2 | 1,04,875 | 2.66 | 1,958 | -44.40 | 7,866 | -40.80 | 3.8 | 12.8 | 1.85 | 64.8 | 7.69 | 82.90 | 27,285 | 4.6 |
| 7. | Muthoot Finance | 2,598.30 | 9.2 | 1,04,314 | 1.15 | 2,799 | 38.83 | 5,236 | 27.38 | — | 30.9 | 2.57 | — | 3.86 | 73.35 | 20,265 | 38.0 |
| 8. | REC | 307.80 | 5.1 | 81,051 | 4.39 | 4,193 | -2.72 | 4,430 | -31.54 | — | 20.0 | 0.96 | — | 6.05 | 52.65 | 21,834 | 14.4 |
| 9. | L&T Finance | 253.85 | 18.6 | 63,625 | 1.05 | 902 | 41.86 | 3,086 | 32.29 | — | 11.1 | 2.26 | — | 3.94 | 65.95 | 10,635 | 17.7 |
| 10. | SBI Cards and Payment Services | 564.20 | 23.6 | 53,692 | 0.44 | 664 | 24.39 | 4,064 | 5.80 | — | 14.7 | 3.42 | — | 2.81 | 68.58 | 15,627 | 13.5 |
| Median: 32 Co. | 448.73 | 15.9 | 31,407 | 0.42 | 2,379 | 27.37 | 7,895 | 21.20 | 3.8 | 13.4 | 1.95 | 33.4 | 4.46 | 61.23 | 26,159 | 17.3 |
Companies in the same industry; the median covers every company in it that we hold figures for. Tap a heading to sort. Sorting and comparing are ways to explore data, not recommendations.
Quarterly Results
Consolidated figures in ₹ croreStandalone figures in ₹ crore /
Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Latest quarter on the right.
Profit & Loss
Consolidated figures in ₹ croreStandalone figures in ₹ crore /
Projection — your assumptions
Starts from the last four reported quarters (TTM) and applies the figures you enter; growth is pre-filled with the company's own past sales growth. This is a what-if calculator for illustration, not a forecast, estimate or recommendation.
Related party transactions
Related-party transactions are dealings with promoters, directors, subsidiaries and associates. Companies disclose them to the exchanges every half-year and in detail in the notes to their annual report.
No separate related-party filing among the recent announcements of the company.
Full details: notes to the Financial Year 2026 annual report (related party disclosures).
| ₹ Cr | Mar 2026 | TTM |
|---|---|---|
| Revenue | 31,540 | 32,695 |
| Interest | 15,985 | 16,290 |
| 8,996 | 9,049 | |
| Employee Cost % | 9% | 9% |
| Credit Cost % | 10% | 9% |
| Other Expenses % | 8% | 8% |
| Financing Profit | 6,559 | 7,356 |
| Financing Margin % | 21% | 22% |
| 43 | 22 | |
| Exceptional items | -44 | -44 |
| Depreciation | 538 | 574 |
| Profit before tax | 6,558 | 7,333 |
| 25% | 25% | |
| Current tax | 1,641 | |
| Deferred tax | 31 | |
| 4,891 | 5,478 | |
| Profit from associates | 5 | 6 |
| Minority share | 45 | 75 |
| Profit to shareholders | 4,846 | 5,404 |
| EPS in Rs | 11.76 | 12.89 |
| Dividend Payout % | 3% |
Compounded Sales Growth
- TTM:
- 0%
Compounded Profit Growth
- TTM:
- 0%
Stock Price CAGR
- 1 Year:
- -4%
Return on Equity
- Last Year:
- 12%
| ₹ Cr | Mar 2026 | TTM |
|---|---|---|
| Revenue | 23,052 | 23,811 |
| Interest | 11,023 | 11,169 |
| 7,773 | 7,784 | |
| Employee Cost % | 10% | 10% |
| Credit Cost % | 13% | 11% |
| Other Expenses % | 9% | 9% |
| Financing Profit | 4,256 | 4,859 |
| Financing Margin % | 18% | 20% |
| 38 | 15 | |
| Exceptional items | -36 | -36 |
| Depreciation | 483 | 520 |
| Profit before tax | 4,257 | 4,837 |
| 25% | 25% | |
| Current tax | 1,089 | |
| Deferred tax | -33 | |
| Net Profit | 3,201 | 3,633 |
| EPS in Rs | 7.77 | 8.65 |
| Dividend Payout % | 5% |
Compounded Sales Growth
- TTM:
- 0%
Compounded Profit Growth
- TTM:
- 0%
Stock Price CAGR
- 1 Year:
- -4%
Return on Equity
- Last Year:
- 12%
Financial years ending March; TTM = the last four quarters. Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Dividend payout = dividends paid in the year ÷ net profit.
Balance Sheet
Consolidated figures in ₹ crore, as at 31 March
| ₹ Cr | Mar 2025 | Mar 2026 |
|---|---|---|
| Equity Capital | 4,217 | |
| Reserves | 33,046 | 41,645 |
| 1,99,198 | 2,27,767 | |
| Long term borrowings | 1,27,046 | 1,45,011 |
| Short term borrowings | 71,716 | 82,357 |
| 16,075 | 16,875 | |
| Trade payables | 1,645 | 1,785 |
| Minority interest | 1,246 | |
| Current liabilities | 77,768 | 90,393 |
| Total Liabilities | 2,48,320 | 2,90,504 |
| 1,925 | 2,502 | |
| Gross block | 2,664 | 3,538 |
| Accumulated depreciation | 738 | 1,036 |
| Goodwill & intangibles | 132 | |
| CWIP | 448 | |
| 2,46,395 | 2,87,554 | |
| Trade receivables | 129 | 206 |
| Cash & equivalents | 9,475 | 3,641 |
| Current assets | 1,04,101 | 1,05,113 |
| Total Assets | 2,48,320 | 2,90,504 |
Source: Yahoo Finance (compiled from the annual reports). Tap a row marked + for its breakdown.
Cash Flows
Consolidated figures in ₹ crore, financial years ending March
| ₹ Cr | Mar 2025 | Mar 2026 |
|---|---|---|
| -30,088 | -37,965 | |
| Profit for the year | 4,846 | |
| Working capital changes | -35,790 | -46,106 |
| Direct taxes paid | -1,403 | |
| 175 | 267 | |
| Fixed assets purchased | -995 | |
| Fixed assets sold | 31 | |
| Investments purchased | -7,68,362 | -6,99,718 |
| Investments sold | 7,00,949 | |
| 31,848 | ||
| Proceeds from borrowings | 1,35,018 | |
| Repayment of borrowings | -1,10,527 | |
| Dividends paid | -166 | |
| Net Cash Flow | -5,849 | |
| Free Cash Flow | -31,110 | -38,960 |
Free cash flow = cash from operations − capital expenditure. Source: Yahoo Finance.
Ratios
| Ratio | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| ROE | — | — | — | 12.3% |
| Net margin | — | — | — | 16.3% |
Computed from the reported statements: ROE on average equity; ROCE = EBIT / (total assets − current liabilities). Debtor days = receivables ÷ sales × 365; inventory and payable days use cost of goods sold; cash conversion cycle = debtor + inventory − payable days; working capital days = (current assets − current liabilities) ÷ sales × 365.
Shareholding Pattern
Numbers in percentages · as filed with NSE each quarter
- Promoters 85.41%
- FIIs 5.06%
- DIIs 3.88%
- Public 5.01%
| % | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|
| Promoters | 85.41% | 85.41% | 85.41% | 85.41% |
| 4.63% | 4.88% | 5.18% | 5.06% | |
| Foreign portfolio investors (Cat. I) | 3.67% | 3.99% | 4.28% | 4.16% |
| Foreign portfolio investors (Cat. II) | 0.12% | 0.05% | 0.05% | 0.06% |
| Foreign direct investment | 0.84% | 0.84% | 0.84% | 0.84% |
| 3.33% | 3.61% | 3.56% | 3.88% | |
| Mutual funds | 1.58% | 1.85% | 1.82% | 1.96% |
| Insurance companies | 1.44% | 1.44% | 1.48% | 1.53% |
| Provident & pension funds | 0.25% | 0.25% | 0.21% | 0.33% |
| Alternative investment funds | 0.04% | 0.05% | 0.05% | 0.04% |
| 5.96% | 5.43% | 5.19% | 5.01% | |
| Retail (up to ₹2 lakh) | 3.51% | 3.24% | 3.16% | 3.02% |
| HNIs (above ₹2 lakh) | 1.52% | 1.42% | 1.39% | 1.39% |
| NRIs | 0.11% | 0.11% | 0.10% | 0.09% |
| Bodies corporate | 0.44% | 0.29% | 0.18% | 0.19% |
| No. of Shareholders | 14,04,334 | 12,69,833 | 12,11,911 | 11,46,736 |
Source: shareholding patterns filed by the company with NSE. Public = non-institutional holders. Tap a row marked + for its breakdown.
Mutual funds & institutions holding Tata Capital
No single fund or institution holds more than 1%.
As named in the shareholding pattern for Sep 2026 filed with NSE; mutual funds together hold 1.96% of the company. Shareholders below 1% are not named in the filing.
Documents
Announcements
- Certificate under SEBI (Depositories and Participants) Regulations, 2018Tata Capital Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended September 30, 2026.14-Oct-2026
- Trading WindowTata Capital Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 201522-Sep-2026
- Change in ManagementTata Capital Limited has informed the Exchange about Disclosure under Regulation 30 of SEBI LODR Regulations - Change in Senior Management Personnel of the Company09-Sep-2026
- Allotment of SecuritiesTata Capital Limited has informed the Exchange regarding allotment of 300000 securities pursuant to Non Convertible Securities08-Sep-2026
- Options to purchase securitiesTata Capital Limited has informed the Exchange regarding grant of stock options under the ESOP Scheme of the Company.20-Aug-2026
- Change in AuditorsTata Capital Limited has informed the Exchange regarding Change in Auditors of the company.19-Aug-2026
- Shareholders meetingTata Capital Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on August 19, 2026. Further, the Company has submitted the Exchange a copy of S…19-Aug-2026
- Shareholders meetingTata Capital Limited has submitted the Exchange a copy Srutinizers report of Postal Ballot. Further, the company has informed the Exchange regarding voting results.31-Jul-2026
- Monitoring Agency ReportTata Capital Limited has informed the Exchange about Monitoring Agency Report for the quarter ended June 30, 2026.28-Jul-2026
- Statement of deviation(s) or variation(s) under Reg. 32Tata Capital Limited has informed the Exchange about statement of deviation(s) or variation(s) under Reg. 3228-Jul-2026
- Press ReleaseTata Capital Limited has informed the Exchange about Press Release on Unaudited Standalone and Consolidated Financial Results of the Company for the quarter ended June 30, 2026.28-Jul-2026
- Change in ManagementTata Capital Limited has informed the exchange regarding Re-Appointment of Ms. Sarita Kamath as Chief Compliance Officer of the Company28-Jul-2026
Annual reports
Credit ratings
Concalls & investor meets
- Analysts/Institutional Investor Meet/Con. Call UpdatesTata Capital Limited has informed the Exchange regarding Schedule of Analyst / Institutional Investor Meeting.12-Aug-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesTata Capital Limited has informed the Exchange about Transcript03-Aug-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesTata Capital Limited has informed the Exchange about Audio Recording of Media call and Earnings Conference Call held on July 28, 2026.28-Jul-2026
- Investor PresentationTata Capital Limited has informed the Exchange about Investor Presentation28-Jul-2026
- General UpdatesTata Capital Limited has informed the Exchange about Conference call with Media in respect of the Unaudited Standalone and Consolidated Financial Results of the Company for the qu…22-Jul-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesTata Capital Limited has informed the Exchange about Conference call with Media and Earnings Conference call in respect of the Unaudited Standalone and Consolidated Financial Resu…22-Jul-2026
- Investor PresentationTata Capital Limited has informed the Exchange about Investor Presentation03-Jul-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesTata Capital Limited has informed the Exchange about schedule of the Institutional Investor /Analyst Meeting.01-Jul-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesTata Capital Limited has informed the Exchange about schedule of the Analyst / Institutional Investor Meeting12-Jun-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesTata Capital Limited has informed the Exchange about Schedule of Analyst / Institutional Investor Meeting.19-May-2026
Filings made by the company with NSE; documents open on NSE's website.
Key dates
- Ex-dividend date
- 27 Jul 2026
- Latest quarter
- 30 Jun 2026
- Financial year end
- 31 Mar 2026
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Latest news
In the news
From the company (NSE)
- Certificate under SEBI (Depositories and Participants) Regulations, 2018Tata Capital Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended September 30, 2026.NSE filing · 14-Oct-2026
- Trading WindowTata Capital Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015NSE filing · 22-Sep-2026
- Change in ManagementTata Capital Limited has informed the Exchange about Disclosure under Regulation 30 of SEBI LODR Regulations - Change in Senior Management Personnel of the CompanyNSE filing · 09-Sep-2026
- Allotment of SecuritiesTata Capital Limited has informed the Exchange regarding allotment of 300000 securities pursuant to Non Convertible SecuritiesNSE filing · 08-Sep-2026
- Options to purchase securitiesTata Capital Limited has informed the Exchange regarding grant of stock options under the ESOP Scheme of the Company.NSE filing · 20-Aug-2026
- Change in AuditorsTata Capital Limited has informed the Exchange regarding Change in Auditors of the company.NSE filing · 19-Aug-2026
- Shareholders meetingTata Capital Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on August 19, 2026. Further, the Company has submitted the Exchange a copy of S…NSE filing · 19-Aug-2026
- Shareholders meetingTata Capital Limited has submitted the Exchange a copy Srutinizers report of Postal Ballot. Further, the company has informed the Exchange regarding voting results.NSE filing · 31-Jul-2026
Headlines from news publishers (via Google News) and the filings of the company with NSE; they open on the source website. Headlines with price targets or buy/sell calls are left out. News is for information only and is not a recommendation.
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