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Muthoot Finance Limited share price

Muthoot Finance Limited, a non-banking financing company, provides gold loans in India. The company offers various loans, including personal, small business, home, corporate business, SME, and vehicle loans, as well as loans against property; insurance products, such as health, home, vehicle, life, travel, shop, bike, and group insurance; housing and micro finance; and mutual funds. It also provides PAN card services; money transfer; non-convertible debentures; national pension scheme; digital and cashless payments; bank mapping; milligram rewards; WhatsApp services; and other custom offerings. In addition, the company generates electric power through three windmills with a combined capacit…Read more
Financial ServicesCredit ServicesNifty Next 50Nifty 100Nifty 500NSE: MUTHOOTFINISIN INE414G01012
16 Oct 2026, 3:29 PM IST₹2,598.30▼ 1.70 (0.07%)
  • Market Cap₹ 1,04,314 Cr.
  • Current Price₹ 2,598.30
  • High / Low₹ 4,150 / 2,545
  • Stock P/E9.2
  • Book Value₹ 1,011
  • Dividend Yield1.15 %
  • Price / Book2.57
  • ROE30.90 %
  • Face Value₹ 10.0
More figures (8)
  • EPS (TTM)₹ 283.28
  • Net margin52.3 %
  • Sales growth (5Y)22.0 %
  • Profit growth (5Y)22.7 %
  • Promoter holding73.4 %
  • EV / EBITDA—
  • Beta0.52
  • All-time high₹ 4,150

Price chart

Returns1M3M6MYTD1Y3Y CAGR5Y CAGR
MUTHOOTFIN-6.25%-13.28%-27.38%-31.83%-20.50%+27.78%+10.77%
Nifty 50-0.31%-3.85%-4.34%-11.42%-9.53%+5.46%+4.76%

Price returns only (dividends not included). Prices from NSE via Yahoo Finance; may be delayed.

Quick take

  • Muthoot Finance Limited is in the Credit Services industry (Financial Services), with a market value of ₹1,04,314 crore.
  • It trades at 9.2 times its last 12 months' earnings and 2.6 times book value.
  • Revenue grew 22.0% a year over the last 5 years, profit 22.7% a year.
  • Return on equity was 30.9% in the latest year.
  • The share price is 37.4% below its 52-week high and down 20.5% over one year.
  • Promoters and insiders hold about 73.4%; institutions about 17.0%.

Pros

  • Strong return on equity: 23.0% on average over the last 3 years.
  • Sales have grown 22.0% a year over the last 5 years.
  • Profit has grown 22.7% a year over the last 5 years.
  • Latest quarter (Jun 2026): sales up 34% and profit up 43% from a year ago.
  • Trades at 9.2 times earnings, below its 3-year median of 17.0.

Cons

No standout weaknesses in the reported figures.

Pros and cons are generated automatically from the reported figures. They are observations, not a recommendation to buy or sell.

AI analysis

Plenitude AI reads the figures on this page and explains them in plain language. It does not say whether to buy or sell.

About Muthoot Finance Limited

Muthoot Finance Limited, a non-banking financing company, provides gold loans in India. The company offers various loans, including personal, small business, home, corporate business, SME, and vehicle loans, as well as loans against property; insurance products, such as health, home, vehicle, life, travel, shop, bike, and group insurance; housing and micro finance; and mutual funds. It also provides PAN card services; money transfer; non-convertible debentures; national pension scheme; digital and cashless payments; bank mapping; milligram rewards; WhatsApp services; and other custom offerings. In addition, the company generates electric power through three windmills with a combined capacity of 3.75 MW in Tamil Nadu. It serves small business owners, vendors, traders, farmers, and salaried individuals through its network of branches. Muthoot Finance Limited was founded in 1887 and is hea…

Employees
31,617
Head office
Kochi
NSE industry
Financial Services

Peer comparison

Financial ServicesFinancial ServicesCredit Services

Part ofNifty Next 50Nifty 100Nifty 500

S.No.CompanyCMP ₹P/EMar Cap ₹ CrDiv Yld %NP Qtr ₹ CrQtr Profit Var %Sales Qtr ₹ CrQtr Sales Var %ROE %
1.Muthoot Finance2,598.309.21,04,3141.152,82543.088,67234.4430.9
2.Bajaj Finance982.1029.46,11,2500.566,08127.6023,16518.6518.1
3.Shriram Finance939.9516.62,21,1781.143,45361.067,92330.6116.4
4.Tata Capital322.8025.31,36,1150.181,628—8,822—12.3
5.Cholamandalam Investment and Finance Company1,574.4023.31,35,0070.131,65645.568,85621.8719.3
6.Power Finance Corporation333.254.21,09,9764.568,9980.1828,527-0.0420.7
7.Indian Railway Finance Corporation80.2514.21,04,8752.661,958-44.407,866-40.8012.8
8.REC307.805.181,0514.394,193-2.724,430-31.5420.0
9.L&T Finance253.8518.663,6251.0590241.863,08632.2911.1
10.SBI Cards and Payment Services564.2023.653,6920.4466419.515,0413.3614.7
Median: 46 Co.448.7315.416,4950.162,39227.608,29718.6511.9

Companies in the same industry; the median covers every company in it that we hold figures for. Tap a heading to sort. Sorting and comparing are ways to explore data, not recommendations.

Quarterly Results

Consolidated figures in ₹ crore /

₹ CrJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
3,4723,6063,8204,1644,4744,9295,1905,6226,4507,2838,1889,2898,672
Interest1,2361,3351,4121,4471,5951,8071,9002,1112,3552,5712,9193,1553,458
8668278961,1481,2521,3491,4361,6101,4761,5171,4981,5521,439
Financing Profit1,3701,4441,5121,5701,6271,7731,8541,9012,6193,1943,7714,5823,774
Financing Margin %39%40%40%38%36%36%36%34%41%44%46%49%44%
Other Income3726231619293231355052323
Depreciation19222427262531353538402431
Profit before tax1,4071,4701,5341,5851,6461,8021,8861,9322,6543,2443,8224,5843,797
26%26%25%25%27%27%26%25%26%26%26%26%26%
1,0451,0951,1451,1821,1961,3211,3921,4441,9742,4122,8233,3972,825
EPS in Rs25.4626.3927.4928.3728.9931.6735.3636.8150.2260.2969.8483.4369.72
Raw filing

Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Latest quarter on the right.

Profit & Loss

Consolidated figures in ₹ crore /

₹ CrMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
7,5949,68411,53112,18511,89815,06220,21431,20933,431
Interest2,5353,1734,1004,2564,2095,4307,41211,00012,103
1,8062,2742,3352,5712,8433,7365,6465,9596,007
Financing Profit3,2534,2375,0965,3584,8455,8957,15614,25115,321
Financing Margin %43%44%44%44%41%39%35%46%46%
Other Income72336537710111054127
Depreciation525967707892116137134
Profit before tax3,2604,2605,1315,4104,9235,9977,26614,30515,448
35%26%26%25%25%25%26%26%26%
2,1033,1693,8194,0313,6704,4685,35210,60711,457
EPS in Rs51.9278.3094.84100.1089.99107.72132.84263.79283.28
Dividend Payout %22%20%18%10%

Compounded Sales Growth

5 Years:
22%
3 Years:
38%
TTM:
51%

Compounded Profit Growth

5 Years:
23%
3 Years:
42%
TTM:
87%

Stock Price CAGR

5 Years:
11%
3 Years:
28%
1 Year:
-21%

Return on Equity

4 Years:
21%
Last Year:
31%

Financial years ending March; TTM = the last four quarters. Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Dividend payout = dividends paid in the year ÷ net profit.

Balance Sheet

Consolidated figures in ₹ crore, as at 31 March

₹ CrMar 2023Mar 2024Mar 2025Mar 2026
Equity Capital401401401401
Reserves21,26424,70628,96538,729
Borrowings55,50667,74298,8151,51,036
2,9773,6214,6785,588
Total Liabilities80,14996,4701,32,8601,95,754
422556666692
CWIP801203218
Investments6278522,5262,463
79,02094,9421,29,6351,92,580
Total Assets80,14996,4701,32,8601,95,754

Source: Yahoo Finance (compiled from the annual reports). Tap a row marked + for its breakdown.

Cash Flows

Consolidated figures in ₹ crore, financial years ending March

₹ CrMar 2023Mar 2024Mar 2025Mar 2026
-2,804-13,605-26,525-47,393
18145-1,3762,458
39511,80930,04149,320
Net Cash Flow-2,228-1,7512,1404,385
Free Cash Flow-2,945-13,828-26,742-47,545

Free cash flow = cash from operations − capital expenditure. Source: Yahoo Finance.

Ratios

RatioMar 2023Mar 2024Mar 2025Mar 2026
ROE16.7%18.5%19.6%30.9%
Net margin46.9%44.8%41.5%52.3%

Computed from the reported statements: ROE on average equity; ROCE = EBIT / (total assets − current liabilities). Debtor days = receivables ÷ sales × 365; inventory and payable days use cost of goods sold; cash conversion cycle = debtor + inventory − payable days; working capital days = (current assets − current liabilities) ÷ sales × 365.

Shareholding Pattern

Numbers in percentages · as filed with NSE each quarter

  • Promoters 73.35%
  • FIIs 11.61%
  • DIIs 10.76%
  • Public 4.29%
%Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters73.35%73.35%73.35%73.35%73.35%73.35%73.35%73.35%73.35%73.35%73.35%73.35%
8.12%8.33%8.33%8.69%9.84%10.26%11.03%10.84%11.58%11.75%12.30%11.61%
14.65%14.60%14.71%14.55%13.31%12.99%11.74%12.21%11.37%11.13%10.42%10.76%
3.89%3.72%3.60%3.42%3.50%3.40%3.88%3.60%3.71%3.77%3.93%4.29%
No. of Shareholders2,17,2332,03,2841,94,9511,82,9902,98,3043,04,5283,05,6722,88,6882,99,7093,05,9643,14,8873,12,071

Source: shareholding patterns filed by the company with NSE. Public = non-institutional holders. Tap a row marked + for its breakdown.

Mutual funds & institutions holding Muthoot Finance

Holder (above 1%)Stake
SBI Mutual FundMutual fund · see the fund house5.35%
Motilal Oswal Mutual FundMutual fund · see the fund house1.06%

As named in the shareholding pattern for Jun 2026 filed with NSE; mutual funds together hold 9.51% of the company. Shareholders below 1% are not named in the filing.

Documents

Announcements

All announcements on NSE →

Concalls & investor meets

Filings made by the company with NSE; documents open on NSE's website.

Key dates

Results announced
30 Oct 2026
Ex-dividend date
17 Apr 2026
Latest quarter
30 Jun 2026
Financial year end
31 Mar 2026

Trade with our broking desk

Open a trading & demat account through Parshvanath Investments, Authorised Person of Master Capital Services Ltd (SEBI Reg. INZ000210539; NSE AP0153037862, BSE AP01095201177059). Execution and service only: no tips or research.

Latest news

From the company (NSE)

Headlines from news publishers (via Google News) and the filings of the company with NSE; they open on the source website. Headlines with price targets or buy/sell calls are left out. News is for information only and is not a recommendation.

Questions about Muthoot Finance Limited

What is the share price of Muthoot Finance Limited today?
Muthoot Finance Limited (MUTHOOTFIN) last traded at ₹2,598.30 on NSE (16 Oct 2026, 3:29 PM IST). Prices may be delayed.
What is the market cap of Muthoot Finance Limited?
About ₹1,04,314 crore at the latest price.
What is the P/E ratio of Muthoot Finance Limited?
About 9.2 times its earnings over the last 12 months.
Is Muthoot Finance Limited a good investment?
We do not give views on individual shares. Whether any share suits you depends on your goals, time horizon and risk appetite; for long-term goals, a diversified mutual fund is often a simpler way to own shares. Investments in securities markets are subject to market risks.
How can I buy Muthoot Finance Limited shares?
You need a trading and demat account with a SEBI-registered stock broker. We can help you open one through Parshvanath Investments, an Authorised Person of Master Capital Services Ltd (SEBI Reg. INZ000210539). We provide execution and account service only, not tips or research.
Important. Prices from NSE via Yahoo Finance. Quarterly and annual results, shareholding and documents are taken from the filings the company made with NSE; balance sheet, cash flow and valuation figures are compiled by Yahoo Finance; ratios are computed by us from them. Figures may be delayed or revised. This page is for information only: it is not research, a recommendation or an offer to buy or sell any security. Investments in securities markets are subject to market risks; read all related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934); share broking is offered through Parshvanath Investments, Authorised Person of Master Capital Services Ltd (SEBI Reg. INZ000210539).
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