Child education planner: plan for college costs.
Education costs often rise faster than general inflation. Enter today's cost of the course, years until college and what you have saved to find the monthly SIP needed.
₹
₹1L₹2Cr
yrs
1 yr25 yrs
%
3%15%
₹
₹0₹1Cr
%
4%16%
Cost when needed—
Gap after current savings—
Monthly SIP needed—
Projected savingsInvested
For illustration only, at the rates you enter. Actual results will differ.
Get a free planHow it is calculated
Today's cost is raised by education inflation to the year of admission. What you have saved is grown at the assumed return; the SIP covers the rest. Shorter horizons usually call for more conservative investments.
Common questions
What inflation should I use for education?
Education costs have often risen faster than general inflation; 8–10% a year is a common planning assumption.
Should I save in my child's name?
Investments in a minor's name are possible with a guardian; income may be clubbed with the parent's for tax.
What if college is less than 3 years away?
Lower-risk options such as debt or hybrid funds are usually more suitable for short horizons.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Returns shown are illustrations at an assumed rate and are not guaranteed. Plenitude Connect is an AMFI-registered Mutual Fund Distributor (ARN-130934); these tools are for education and are not investment advice.
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