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UTI Conservative Hybrid Fund - Direct Plan - Growth

UTI Mutual FundConservative Hybrid FundsDirect · GrowthRiskometer: Moderately High Risk
NAV · 15 Oct 2026₹75.9363▲ 0.31% (1 day)
Fund size (AUM) ₹1,602 Cr
Expense ratio 1.29%
1Y return-0.11%
3Y return (CAGR)+7.36%
5Y return (CAGR)+6.50%
Since launch (CAGR)+9.00%
Category rank (3Y) —
Volatility (3Y) 3.93%
Sharpe ratio (3Y) 0.22
Beta (3Y) —
52-week range₹73.4079 – ₹77.8451
Min. SIP / lump sum₹500 / ₹5,000
Launched1 Jan 2013
Lock-inNone
Portfolio turnover 28%
Max drawdown -14.4%

Performance chart

Past performance may or may not be sustained in future.

Quick take

  • Over 5 years it returned 6.5% a year.
  • Volatility over 3 years was 3.9% a year, with a Sharpe ratio of 0.22.
  • Its biggest fall from a peak was 14.4% (16 Jan 2020 to 23 Mar 2020).
  • Across all 3-year periods since launch, yearly returns ranged from 1.4% to 16.2% and were positive 100% of the time.
  • Expense ratio 1.29%, fund size ₹1,602 crore.

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Returns vs benchmark and category

Returns (%)1W1M3M6MYTD1Y2Y3Y5Y7Y10YSince launch
This fund+0.54%-0.54%-1.68%+0.51%-0.90%-0.11%+2.45%+7.36%+6.50%+8.59%+7.77%+9.00%

Point-to-point NAV returns as on 15 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Conservative Hybrid Funds. Q1 = top quarter by return over that period.

Calendar-year returns

Year2026 YTD2025202420232022202120202019201820172016
This fund-0.90%+6.72%+12.32%+11.96%+3.91%+13.83%+10.92%+3.53%+4.10%+13.36%+9.72%

January to December each year; the current year is to date.

Risk and consistency

Risk measure3 years5 years
Volatility (standard deviation) ?3.93%3.89%
Sharpe ratio ?0.220.00
Sortino ratio ?0.300.00
Maximum drawdown-4.47%-4.87%

Rolling 3-year returns (yearly)

Lowest+1.39%
Median+9.64%
Highest+16.17%
Positive100% of periods
Above 12% a year15% of periods

Rolling 5-year returns (yearly)

Lowest+3.88%
Median+8.65%
Highest+13.84%
Positive100% of periods
Above 12% a year7% of periods

Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.

SIP returns: ₹10,000 every month

SIP forInvestedValue todayGainXIRR
1Y₹1,20,000₹1,19,598₹-402-0.62%
3Y₹3,60,000₹3,82,436₹22,436+3.96%
5Y₹6,00,000₹7,05,213₹1,05,213+6.40%
10Y₹12,00,000₹17,91,149₹5,91,149+7.77%

A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.

Compare with all Conservative Hybrid Funds (17)

About Conservative Hybrid Funds
Scheme (Direct plans, Growth)NAV1M6M1Y3Y5Y
Aditya Birla Sun Life Conservative Hybrid Fund - Direct Plan - GROWTHAditya Birla Sun Life Mutual Fund₹78.1901—————
Axis Conservative Hybrid Fund - Direct Plan - Growth OptionAxis Mutual Fund₹35.5287—————
BANDHAN CONSERVATIVE HYBRID FUND - Direct Plan - GrowthBandhan Mutual Fund₹36.9520—————
BANK OF INDIA CONSERVATIVE HYBRID FUND - Direct Plan - GrowthBank of India Mutual Fund₹37.7110—————
BARODA BNP PARIBAS CONSERVATIVE HYBRID FUND - Direct Plan - Growth OptionBaroda BNP Paribas Mutual Fund₹57.2628—————
Canara Robeco Conservative Hybrid Fund - Direct Plan - GROWTH OPTIONCanara Robeco Mutual Fund₹114.2425—————
DSP Conservative Hybrid Fund - Direct Plan - GrowthDSP Mutual Fund₹68.5322—————
Franklin India Conservative Hybrid Fund - Direct Plan - GrowthFranklin Templeton Mutual Fund₹101.8490—————
HDFC Conservative Hybrid Fund - Direct Plan - Growth OptionHDFC Mutual Fund₹88.4047—————
HSBC Conservative Hybrid Fund - Direct Plan - GrowthHSBC Mutual Fund₹70.6116—————
ICICI Prudential Conservative Hybrid Fund - Direct Plan - GrowthICICI Prudential Mutual Fund₹86.7984—————
Kotak Conservative Hybrid Fund - Direct Plan - GrowthKotak Mahindra Mutual Fund₹68.9801—————
LIC MF Conservative Hybrid Fund - Direct Plan - GrowthLIC Mutual Fund₹93.0471—————
Parag Parikh Conservative Hybrid Fund - Direct Plan - GrowthPPFAS Mutual Fund₹15.9622—————
SBI CONSERVATIVE HYBRID FUND - Direct Plan - GrowthSBI Mutual Fund₹83.6589—————
Sundaram Conservative Hybrid Fund (Formerly Known as Sundaram Debt Oriented Hybrid Fund) - Direct Plan - GROWTHSundaram Mutual Fund₹32.2814—————
UTI Conservative Hybrid Fund - Direct Plan - GrowthUTI Mutual Fund₹75.9363—————

Sorted by 3-year return; tap a heading to sort. Sorting by past returns is a way to explore data, not a ranking of which fund to choose. 3Y and 5Y are yearly (CAGR).

Scheme details

Investment objective
The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Fund managers
Amit Premchandani, Jaydeep Bhowal
Fund house
UTI Mutual Fund
Category
Conservative Hybrid Funds · Hybrid
Plan / option
Direct · Growth
AMFI scheme code
120779
ISIN
INF789F01UJ7
Scheme documents
SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.

Questions about this scheme

What is the NAV of UTI Conservative Hybrid Fund today?
The latest NAV of UTI Conservative Hybrid Fund - Direct Plan - Growth is ₹75.9363 as on 15 Oct 2026, as published by AMFI. NAVs are updated every business day evening.
What returns has UTI Conservative Hybrid Fund given?
As on 15 Oct 2026: 1 year -0.11%, 3 years +7.36% a year, 5 years +6.50% a year. Past returns may or may not be sustained in future.
What is the expense ratio of UTI Conservative Hybrid Fund?
The expense ratio of the Direct plan is 1.29% (as of Aug 2026). It is already deducted in the NAV.
How risky is this fund?
Its riskometer level is Moderately High Risk. Over 3 years its volatility was 3.9% a year and its biggest fall from a peak was 4.5%. Mutual fund investments are subject to market risks.
What is the difference between Direct and Regular plans?
Both plans hold the same portfolio. A Direct plan is bought straight from the fund house and has a lower expense ratio. A Regular plan is bought through a distributor, who is paid a commission from the expense ratio, so its NAV grows slightly slower.
What are Conservative Hybrid Funds?
Conservative Hybrid Funds invest 75–90% in debt and 10–25% in equity, aiming for steadier returns with a small equity component.
Important. NAVs are from AMFI and mfapi.in; benchmark closes from Yahoo Finance; expense ratio, fund size and managers from published scheme data (Kuvera). Figures may be delayed; confirm with the fund house before transacting. Ranks and quartiles are positions by past return and are not a rating or recommendation. Mutual fund investments are subject to market risks; read all scheme-related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934) and earns commission from fund houses on Regular plans (see Disclosures).
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