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Tata Short Term Fund - Direct Plan - Growth Option

Tata Mutual FundShort Duration FundsDirect · GrowthRiskometer: Moderate Risk
NAV · 15 Oct 2026₹56.4147▼ 0.02% (1 day)
Fund size (AUM) ₹2,912 Cr
Expense ratio 0.37%
1Y return+4.43%
3Y return (CAGR)+7.09%
5Y return (CAGR)+6.27%
Since launch (CAGR)+7.37%
Category rank (3Y) —
Volatility (3Y) 0.97%
Sharpe ratio (3Y) 0.61
Beta (3Y) —
52-week range₹54.0240 – ₹56.5998
Min. SIP / lump sum₹500 / ₹5,000
Launched1 Jan 2013
Lock-inNone
Portfolio turnover —
Max drawdown -5.1%

Performance chart

Past performance may or may not be sustained in future.

Quick take

  • Over 5 years it returned 6.3% a year.
  • Volatility over 3 years was 1.0% a year, with a Sharpe ratio of 0.61.
  • Its biggest fall from a peak was 5.1% (3 Sep 2018 to 29 Oct 2018).
  • Across all 3-year periods since launch, yearly returns ranged from 4.8% to 10.8% and were positive 100% of the time.
  • Expense ratio 0.37%, fund size ₹2,912 crore.

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Returns vs benchmark and category

Returns (%)1W1M3M6MYTD1Y2Y3Y5Y7Y10YSince launch
This fund-0.13%-0.04%+0.59%+2.21%+3.58%+4.43%+6.27%+7.09%+6.27%+6.67%+6.36%+7.37%

Point-to-point NAV returns as on 15 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Short Duration Funds. Q1 = top quarter by return over that period.

Calendar-year returns

Year2026 YTD2025202420232022202120202019201820172016
This fund+3.58%+7.60%+8.27%+7.61%+3.78%+3.50%+10.81%+9.99%+0.69%+6.45%+10.09%

January to December each year; the current year is to date.

Risk and consistency

Risk measure3 years5 years
Volatility (standard deviation) ?0.97%0.96%
Sharpe ratio ?0.61-0.24
Sortino ratio ?0.91-0.34
Maximum drawdown-0.56%-0.80%

Rolling 3-year returns (yearly)

Lowest+4.77%
Median+6.84%
Highest+10.84%
Positive100% of periods
Above 12% a year0% of periods

Rolling 5-year returns (yearly)

Lowest+5.44%
Median+6.83%
Highest+9.28%
Positive100% of periods
Above 12% a year0% of periods

Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.

SIP returns: ₹10,000 every month

SIP forInvestedValue todayGainXIRR
1Y₹1,20,000₹1,22,774₹2,774+4.30%
3Y₹3,60,000₹3,95,396₹35,396+6.18%
5Y₹6,00,000₹7,08,825₹1,08,825+6.60%
10Y₹12,00,000₹16,71,796₹4,71,796+6.45%

A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.

Compare with all Short Duration Funds (23)

About Short Duration Funds
Scheme (Direct plans, Growth)NAV1M6M1Y3Y5Y
Aditya Birla Sun Life Short Term Fund - Direct Plan - GROWTHAditya Birla Sun Life Mutual Fund₹55.1948—————
Axis Short Term Fund - Direct Plan - Growth OptionAxis Mutual Fund₹36.2798—————
Bandhan Short Term Fund - Direct Plan - GrowthBandhan Mutual Fund₹65.9512—————
BANK OF INDIA SHORT TERM FUND - Direct Plan - GrowthBank of India Mutual Fund₹31.0291—————
Canara Robeco Short Term Fund - Direct Plan - GROWTH OPTIONCanara Robeco Mutual Fund₹29.5892—————
DSP Short Term Fund - Direct Plan - GrowthDSP Mutual Fund₹53.8692—————
Franklin India Short Term Fund - Direct Plan - GrowthFranklin Templeton Mutual Fund₹10.0565—————
Groww Short Term Fund - Direct Plan - GrowthGroww Mutual Fund₹2,564.22—————
HDFC Short Term Fund - Direct Plan - Growth OptionHDFC Mutual Fund₹35.3344—————
ICICI Prudential Short Term Fund - Direct Plan - GrowthICICI Prudential Mutual Fund₹70.6350—————
Invesco India Short Term Fund - Direct Plan - GrowthInvesco Mutual Fund₹4,191.14—————
JioBlackRock Short Term Fund - Direct Plan - Growth OptionJio BlackRock Mutual Fund₹1,038.76—————
JM Short Term Fund - Direct Plan - Growth OptionJM Financial Mutual Fund₹13.1362—————
Kotak Short Term Fund - Direct Plan - (Growth)Kotak Mahindra Mutual Fund₹61.3106—————
LIC MF Short Term Fund - Direct Plan - GrowthLIC Mutual Fund₹16.6608—————
Mahindra Manulife Short Term Fund - Direct Plan - GrowthMahindra Manulife Mutual Fund₹14.2614—————
Mirae Asset Short Term Fund - Direct Plan - GrowthMirae Asset Mutual Fund₹17.7574—————
Nippon India Short Term Fund - Direct Plan - Growth OptionNippon India Mutual Fund₹61.4751—————
SBI SHORT TERM FUND - Direct Plan - GrowthSBI Mutual Fund₹36.4027—————
Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund) - Direct Plan - GROWTHSundaram Mutual Fund₹51.3058—————
Tata Short Term Fund - Direct Plan - Growth OptionTata Mutual Fund₹56.4147—————
TRUSTMF Short Term Fund - Direct Plan - GrowthTrust Mutual Fund₹1,364.32—————
UTI Short Term Fund - Direct Plan - GrowthUTI Mutual Fund₹36.0035—————

Sorted by 3-year return; tap a heading to sort. Sorting by past returns is a way to explore data, not a ranking of which fund to choose. 3Y and 5Y are yearly (CAGR).

Scheme details

Investment objective
The investment objective is to generate regular income/appreciation over a short term period. There can be no assurance that the investment objective of the Scheme will be realised.
Fund managers
Amit Somani, Dhawal Joshi
Fund house
Tata Mutual Fund
Category
Short Duration Funds · Debt
Plan / option
Direct · Growth
AMFI scheme code
119949
ISIN
INF277K01QR4
Scheme documents
SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.

Questions about this scheme

What is the NAV of Tata Short Term Fund today?
The latest NAV of Tata Short Term Fund - Direct Plan - Growth Option is ₹56.4147 as on 15 Oct 2026, as published by AMFI. NAVs are updated every business day evening.
What returns has Tata Short Term Fund given?
As on 15 Oct 2026: 1 year +4.43%, 3 years +7.09% a year, 5 years +6.27% a year. Past returns may or may not be sustained in future.
What is the expense ratio of Tata Short Term Fund?
The expense ratio of the Direct plan is 0.37% (as of Aug 2026). It is already deducted in the NAV.
How risky is this fund?
Its riskometer level is Moderate Risk. Over 3 years its volatility was 1.0% a year and its biggest fall from a peak was 0.6%. Mutual fund investments are subject to market risks.
What is the difference between Direct and Regular plans?
Both plans hold the same portfolio. A Direct plan is bought straight from the fund house and has a lower expense ratio. A Regular plan is bought through a distributor, who is paid a commission from the expense ratio, so its NAV grows slightly slower.
What are Short Duration Funds?
Short Duration Funds hold debt with a Macaulay duration of 1 to 3 years.
Important. NAVs are from AMFI and mfapi.in; benchmark closes from Yahoo Finance; expense ratio, fund size and managers from published scheme data (Kuvera). Figures may be delayed; confirm with the fund house before transacting. Ranks and quartiles are positions by past return and are not a rating or recommendation. Mutual fund investments are subject to market risks; read all scheme-related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934) and earns commission from fund houses on Regular plans (see Disclosures).
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