Shriram Balanced Advantage Fund - Regular Plan - Growth
Balanced Advantage Funds change their equity and debt mix dynamically, often using market valuations, to manage risk.
- Current NAV₹16.1522
- Fund Size (AUM)—
- Expense Ratio—
- 1Y Return-4.71%
- 3Y Return (CAGR)+3.92%
- 5Y Return (CAGR)+3.95%
- Category Rank (3Y)29 / 30
- Riskometer—
- Min. SIP / Lump sum—
More figures (11)
- Since Launch (CAGR)+6.82%
- Benchmark—
- Volatility (3Y)10.12 %
- Sharpe Ratio (3Y)-0.25
- Beta (3Y)—
- 52-week High / Low₹17.3211 / ₹15.5658
- Max Drawdown-14.8 %
- Launched12 Jul 2019
- Lock-in—
- Portfolio Turnover—
- Fund Managers—
Performance chart
Past performance may or may not be sustained in future.
Quick take
- Over 5 years it returned 4.0% a year, against category average 7.0% (rank 20 of 20 Balanced Advantage Funds).
- Volatility over 3 years was 10.1% a year, with a Sharpe ratio of -0.25.
- Its biggest fall from a peak was 14.8% (13 Feb 2020 to 23 Mar 2020).
- Across all 3-year periods since launch, yearly returns ranged from 3.4% to 13.2% and were positive 100% of the time.
Pros
AI- Every 3-year period since launch gave a positive return (lowest 3.4% a year).
Cons
AI- Bottom-quarter returns in its category over 5 years: rank 20 of 20 Balanced Advantage Funds (4.0% a year against a category average of 7.0%).
Pros and cons are generated automatically from the scheme's published figures. They are observations about past data, not a recommendation to invest, switch or redeem.
AI analysis
Plenitude AI reads the figures on this page and explains them in plain language.
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Book a free consultation Compare with other fundsReturns vs benchmark and category
| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +1.45% | -0.52% | -2.37% | -1.99% | -6.48% | -4.71% | -5.50% | +3.92% | +3.95% | +6.91% | — | +6.82% |
| Category average | -1.01% | -0.27% | -1.84% | +7.50% | +6.97% | |||||||
| Rank in category | 15/37 | 32/37 | 31/36 | 29/30 | 20/20 | |||||||
| Quartile | Q2 | Q4 | Q4 | Q4 | Q4 | |||||||
| Best in category | +0.96% | +7.64% | +7.76% | +10.63% | +11.96% | |||||||
| Worst in category | -3.05% | -5.13% | -6.77% | +1.14% | +3.95% |
Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Regular Growth plans in Balanced Advantage Funds, returns as on 17 Oct 2026. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| This fund | -6.48% | -0.53% | +9.38% | +19.26% | +2.68% | +9.39% | +13.97% |
January to December each year; the current year is to date.
Month-by-month returns (%)
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -2.7 | 0.3 | -7.6 | 5.5 | -1.4 | 1.3 | 1.9 | -0.3 | -4.0 | 0.9 | |||
| 2025 | -7.0 | -3.1 | 3.6 | 2.1 | 0.9 | 2.4 | -2.4 | -1.6 | 1.0 | 3.0 | 1.3 | -0.1 | -0.5 |
| 2024 | 3.1 | 2.1 | 1.1 | 1.8 | 0.1 | 2.3 | 2.0 | 1.0 | -0.1 | -6.3 | 0.3 | 2.0 | 9.4 |
| 2023 | -1.0 | -0.2 | -0.3 | 2.1 | 1.2 | 2.9 | 2.1 | -1.2 | 1.8 | -1.0 | 5.1 | 6.7 | 19.2 |
| 2022 | 0.3 | -1.4 | 0.5 | -0.3 | -0.5 | -2.1 | 4.4 | 2.8 | -3.4 | 3.8 | 1.8 | -2.9 | 2.7 |
| 2021 | -1.7 | 2.2 | 0.9 | -0.6 | 3.2 | 0.3 | -0.1 | 3.8 | 2.2 | -0.4 | -1.2 | 0.4 | 9.4 |
| 2020 | -0.2 | -1.5 | -8.1 | 5.3 | -0.4 | 3.7 | 3.6 | 0.6 | 0.3 | 2.0 | 4.9 | 3.8 | 14.0 |
| 2019 | 0.2 | 1.9 | 2.5 | 0.4 | -0.1 |
Change in NAV from the last business day of one month to the last business day of the next. Positive in 54 of 87 months shown (62%). "Year" is shown for complete calendar years.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 10.12% | 9.17% |
| Sharpe ratio ? | -0.25 | -0.28 |
| Sortino ratio ? | -0.33 | -0.36 |
| Maximum drawdown | -14.82% | -14.82% |
Rolling 3-year returns (yearly)
Rolling 5-year returns (yearly)
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
How it handled market falls
Biggest falls in this fund's NAV
| Peak | Bottom | Fall | Back to the peak on | Time to recover |
|---|---|---|---|---|
| 13 Feb 2020 | 23 Mar 2020 | -14.8% | 17 Jul 2020 | 4 months |
| 27 Sep 2024 | 31 Mar 2026 | -14.8% | Not yet | — |
| 18 Oct 2021 | 17 Jun 2022 | -7.4% | 16 Aug 2022 | 2 months |
| 3 Jun 2024 | 4 Jun 2024 | -6.5% | 3 Jul 2024 | 29 days |
| 13 Sep 2022 | 29 Sep 2022 | -6.0% | 28 Nov 2022 | 2 months |
| 1 Dec 2022 | 28 Mar 2023 | -6.0% | 16 Jun 2023 | 3 months |
Falls of 5% or more from a previous high, deepest first. Time to recover runs from the bottom to the day the NAV regained its old high.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR |
|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,16,315 | ₹-3,685 | -5.62% |
| 3Y | ₹3,60,000 | ₹3,49,399 | ₹-10,601 | -1.93% |
| 5Y | ₹6,00,000 | ₹6,41,924 | ₹41,924 | +2.66% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
What your investment would be worth
Worked out from the scheme's weekly NAVs (instalments on the first NAV of each month), so it can differ slightly from your statement. Past performance may or may not be sustained in future. Plan a future SIP.
Compare with all Balanced Advantage Funds (38)
| S.No. | Scheme (Regular plans, Growth) | NAV ₹ | 1M % | 6M % | 1Y % | 3Y % CAGR | 5Y % CAGR | Expense ratio % | Fund size ₹ Cr | Riskometer |
|---|---|---|---|---|---|---|---|---|---|---|
| 1. | quant Dynamic Asset Allocation Fundquant Mutual Fund | ₹15.8806 | -1.56 | -1.15 | -4.29 | 10.63 | — | — | — | — |
| 2. | Aditya Birla Sun Life Balanced Advantage FundAditya Birla Sun Life Mutual Fund | ₹111.2500 | -0.65 | 1.53 | 2.75 | 10.00 | 8.36 | — | — | — |
| 3. | Baroda BNP Paribas Balanced Advantage FundBaroda BNP Paribas Mutual Fund | ₹24.9082 | -1.79 | -0.06 | 0.26 | 9.79 | 8.41 | — | — | — |
| 4. | ICICI Prudential Balanced Advantage FundICICI Prudential Mutual Fund | ₹76.8900 | -0.91 | -0.23 | 0.68 | 9.77 | 9.22 | — | — | — |
| 5. | Axis Balanced Advantage FundAxis Mutual Fund | ₹21.0600 | -0.38 | -0.71 | -1.31 | 9.69 | 7.58 | — | — | — |
| 6. | HDFC Balanced Advantage FundHDFC Mutual Fund | ₹508.3060 | -1.02 | -2.10 | -3.66 | 9.44 | 11.96 | — | — | — |
| 7. | WhiteOak Capital Balanced Advantage FundWhiteOak Capital Mutual Fund | ₹14.5110 | -0.92 | 1.55 | -0.84 | 9.42 | — | — | — | — |
| 8. | Edelweiss Balanced Advantage FundEdelweiss Mutual Fund | ₹52.1100 | -0.67 | 0.35 | 0.31 | 8.77 | 7.24 | — | — | — |
| 9. | DSP Dynamic Asset Allocation FundDSP Mutual Fund | ₹28.2500 | -0.65 | -0.17 | 0.70 | 8.74 | 6.99 | — | — | — |
| 10. | Nippon India Balanced Advantage FundNippon India Mutual Fund | ₹179.2108 | -1.08 | -0.23 | -0.94 | 8.71 | 7.62 | — | — | — |
| 11. | Mahindra Manulife Balanced Advantage FundMahindra Manulife Mutual Fund | ₹14.4984 | -1.78 | 0.72 | -0.79 | 8.55 | — | — | — | — |
| 12. | Mirae Asset Balanced Advantage FundMirae Asset Mutual Fund | ₹14.4240 | -0.70 | -0.13 | 0.68 | 8.27 | — | — | — | — |
| 13. | SBI Balanced Advantage FundSBI Mutual Fund | ₹15.4347 | -1.12 | -2.37 | -1.16 | 8.18 | 8.48 | — | — | — |
| 14. | BANDHAN Balanced Advantage FundBandhan Mutual Fund | ₹24.9610 | -0.42 | 1.51 | 1.37 | 8.01 | 6.27 | — | — | — |
| 15. | Kotak Balanced Advantage FundKotak Mahindra Mutual Fund | ₹20.5700 | -1.05 | -0.25 | -1.44 | 7.72 | 7.14 | — | — | — |
| 16. | HSBC Balanced Advantage FundHSBC Mutual Fund | ₹43.4954 | -0.58 | 0.77 | -1.15 | 7.63 | — | — | — | — |
| 17. | Invesco India Balanced Advantage FundInvesco Mutual Fund | ₹52.3900 | 0.96 | 0.50 | -4.07 | 7.36 | 6.72 | — | — | — |
| 18. | BANK OF INDIA BALANCED ADVANTAGE FUNDBank of India Mutual Fund | ₹25.3950 | -0.96 | -3.00 | -0.09 | 7.28 | 8.74 | — | — | — |
| 19. | Franklin India Balanced Advantage FundFranklin Templeton Mutual Fund | ₹13.9761 | -2.25 | -2.53 | -4.08 | 7.10 | — | — | — | — |
| 20. | UTI - Unit Linked Insurance PlanUTI Mutual Fund | ₹42.2866 | -0.68 | 2.96 | -1.00 | 6.76 | 4.68 | — | — | — |
| 21. | UTI Balanced Advantage FundUTI Mutual Fund | ₹12.3367 | 0.07 | -1.22 | -4.38 | 6.58 | — | — | — | — |
| 22. | Union Balanced Advantage FundUnion Mutual Fund | ₹20.1000 | -0.64 | -0.35 | -2.66 | 6.55 | 5.77 | — | — | — |
| 23. | ITI Balanced Advantage FundITI Mutual Fund | ₹13.9513 | -2.51 | -0.77 | -5.20 | 6.18 | 4.55 | — | — | — |
| 24. | NJ Balanced Advantage FundNJ Mutual Fund | ₹13.3400 | -0.97 | 0.60 | -3.19 | 6.16 | — | — | — | — |
| 25. | Tata Balanced Advantage FundTata Mutual Fund | ₹20.1217 | -2.16 | -2.47 | -3.02 | 5.96 | 6.47 | — | — | — |
| 26. | LIC MF Balanced Advantage FundLIC Mutual Fund | ₹13.3956 | -1.48 | 0.65 | -2.85 | 5.92 | — | — | — | — |
| 27. | Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund)Sundaram Mutual Fund | ₹33.9842 | -2.31 | -2.61 | -5.30 | 5.92 | — | — | — | — |
| 28. | PGIM India Balanced Advantage FundPGIM India Mutual Fund | ₹14.6000 | -0.82 | -2.21 | -6.77 | 4.98 | 5.04 | — | — | — |
| 29. | Shriram Balanced Advantage FundShriram Mutual Fund | ₹16.1522 | -0.80 | -2.47 | -4.99 | 3.83 | 3.95 | — | — | — |
| 30. | Motilal Oswal Balanced Advantage FundMotilal Oswal Mutual Fund | ₹19.2622 | -0.23 | 7.64 | -5.44 | 1.14 | 4.17 | — | — | — |
| 31. | Bajaj Finserv Balanced Advantage FundBajaj Finserv Mutual Fund | ₹11.4100 | -1.00 | 0.57 | -1.51 | — | — | — | — | — |
| 32. | Canara Robeco Balanced Advantage FundCanara Robeco Mutual Fund | ₹10.0400 | -0.50 | -1.08 | -4.02 | — | — | — | — | — |
| 33. | Helios Balanced Advantage FundHelios Mutual Fund | ₹11.2600 | -0.97 | -0.53 | -3.01 | — | — | — | — | — |
| 34. | JioBlackRock Balanced Advantage FundJio BlackRock Mutual Fund | ₹10.1419 | — | — | — | — | — | — | — | — |
| 35. | Parag Parikh Dynamic Asset Allocation FundPPFAS Mutual Fund | ₹11.6245 | -0.87 | 0.03 | 1.75 | — | — | — | — | — |
| 36. | Samco Dynamic Asset Allocation FundSamco Mutual Fund | ₹9.9600 | -1.48 | -1.58 | -5.32 | — | — | — | — | — |
| 37. | The Wealth Company Balanced Advantage FundThe Wealth Company Mutual Fund | ₹9.5134 | -3.05 | -5.13 | — | — | — | — | — | — |
| 38. | UNIFI DYNAMIC ASSET ALLOCATION FUNDUnifi Mutual Fund | ₹11.2696 | 0.61 | 4.14 | 7.76 | — | — | — | — | — |
| Median: 38 schemes | — | -0.92 | -0.23 | -1.48 | 7.68 | 7.07 | — | — | — |
Detailed comparison with another fund About Balanced Advantage Funds
Sorted by 3-year return; tap a heading to sort. Expense ratio and fund size are from published scheme data ("—" = not available yet). Sorting by past returns is a way to explore data, not a ranking of which fund to choose.
Scheme details
- Fund house
- Shriram Mutual Fund
- Category
- Balanced Advantage Funds · Hybrid
- Plan / option
- Regular · Growth
- AMFI scheme code
- 147405
- ISIN
- INF680P01174
- Exit load & portfolio
- See the scheme's KIM and monthly factsheet on the fund house website.
About Balanced Advantage Funds
Balanced Advantage Funds change their equity and debt mix dynamically, often using market valuations, to manage risk.
Generally used by investors who want the fund to manage the equity–debt balance for them.
Other plans of this scheme
Tax on your gains
Tax treatment depends on what the fund holds: equity-oriented if at least 65% is in Indian shares (directly or through equity funds), debt-oriented if over 65% is in debt, otherwise the "other" rules.
- Dividends (IDCW option) are added to your income and taxed at your slab rate; the fund deducts 10% TDS when they exceed ₹10,000 in a year.
- Switching from one scheme or plan to another counts as selling and buying.
- Surcharge and 4% health and education cess apply on top of these rates.
| Fund type | Short-term | Long-term |
|---|---|---|
| Equity-oriented | 20% (up to 12 months) | 12.5% above ₹1.25 lakh |
| Debt-oriented (bought from Apr 2023) | Slab rate | Slab rate |
| Gold, international, other hybrid | Slab rate | 12.5% (after 12 or 24 months) |
Exit load, if any, is set out in the scheme's KIM. Tax rules change from time to time and depend on your situation; please confirm with your tax adviser. This is general information, not tax advice.
Latest news: Shriram Mutual Fund
Headlines from Google News about this fund house and its schemes over the last 30 days. Lists of "best funds" and buy or sell calls are left out. Links open the publisher's site.
Questions about this scheme
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How risky is this fund?
What is the difference between Direct and Regular plans?
What are Balanced Advantage Funds?
How are gains from Shriram Balanced Advantage Fund taxed?
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