SBI ELSS Tax Saver Fund - Regular Plan - Growth
ELSS Tax Saver Funds invest at least 80% in equity and come with a 3-year lock-in. Investments can qualify for a tax deduction of up to ₹1.5 lakh a year under the old tax regime; there is no such deduction under the new regime.
- Current NAV₹413.1659
- Fund Size (AUM)—
- Expense Ratio—
- 1Y Return-6.58%
- 3Y Return (CAGR)+11.93%
- 5Y Return (CAGR)+12.36%
- Category Rank (3Y)—
- Riskometer—
- Min. SIP / Lump sum—
More figures (11)
- Since Launch (CAGR)+12.06%
- BenchmarkNifty 500
- Volatility (3Y)13.33 %
- Sharpe Ratio (3Y)0.41
- Beta (3Y)0.89
- 52-week High / Low₹457.3020 / ₹391.3691
- Max Drawdown-61.5 %
- Launched7 May 2007
- Lock-in3 years
- Portfolio Turnover—
- Fund Managers—
Performance chart
Benchmark: Nifty 500 price index (excludes dividends, so it slightly understates the index's total return). Past performance may or may not be sustained in future.
Quick take
- Over 5 years it returned 12.4% a year, against Nifty 500 7.1%.
- Volatility over 3 years was 13.3% a year (Nifty 500: 14.5%), with a Sharpe ratio of 0.41.
- Its biggest fall from a peak was 61.5% (4 Jan 2008 to 9 Mar 2009).
- It did better than the Nifty 500 in 5 of the last 10 calendar years.
- Across all 3-year periods since launch, yearly returns ranged from -7.1% to 34.9% and were positive 95% of the time.
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Book a free consultation Compare with other fundsReturns vs benchmark and category
| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +2.01% | -0.80% | -5.89% | -3.63% | -9.02% | -6.58% | -3.91% | +11.93% | +12.36% | +17.16% | +12.99% | +12.06% |
| Nifty 500 | +1.84% | -1.16% | -4.14% | -1.70% | -6.71% | -5.49% | -3.01% | +8.59% | +7.14% | +13.32% | +11.51% | +11.96% |
Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Regular Growth plans in ELSS Tax Saver Funds. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | -9.02% | +6.60% | +27.74% | +40.00% | +6.93% | +31.04% | +18.87% | +4.00% | -8.34% | +33.02% | +2.10% |
| Nifty 500 | -6.71% | +6.69% | +15.16% | +25.76% | +3.02% | +30.19% | +16.67% | +7.66% | -3.38% | +35.91% | +3.84% |
| Difference | -2.31% | -0.09% | +12.58% | +14.24% | +3.91% | +0.85% | +2.20% | -3.66% | -4.96% | -2.89% | -1.74% |
January to December each year; the current year is to date.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 13.33% | 13.58% |
| Nifty 500 volatility ? | 14.52% | 14.58% |
| Sharpe ratio ? | 0.41 | 0.43 |
| Sortino ratio ? | 0.55 | 0.58 |
| Beta ? | 0.89 | 0.90 |
| Alpha (yearly) ? | 3.56% | 5.28% |
| R-squared ? | 0.95 | 0.94 |
| Up-market capture ? | 108.60% | 110.10% |
| Down-market capture ? | 94.50% | 88.50% |
| Maximum drawdown | -16.13% | -16.98% |
Rolling 3-year returns (yearly)
Rolling 5-year returns (yearly)
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR | Nifty 500 XIRR |
|---|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,14,172 | ₹-5,828 | -8.84% | -6.28% |
| 3Y | ₹3,60,000 | ₹3,65,655 | ₹5,655 | +1.01% | +1.15% |
| 5Y | ₹6,00,000 | ₹7,89,475 | ₹1,89,475 | +10.92% | +7.13% |
| 10Y | ₹12,00,000 | ₹25,41,628 | ₹13,41,628 | +14.36% | +11.28% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
Compare with all ELSS Tax Saver Funds (39)
Sorted by 3-year return; tap a heading to sort. Sorting by past returns is a way to explore data, not a ranking of which fund to choose. 3Y and 5Y are yearly (CAGR).
Scheme details
- Fund house
- SBI Mutual Fund
- Category
- ELSS Tax Saver Funds · Equity
- Benchmark used here
- Nifty 500 (price index)
- Plan / option
- Regular · Growth
- AMFI scheme code
- 105628
- ISIN
- INF200K01495
- Exit load & portfolio
- See the scheme's KIM and monthly factsheet on the fund house website.
About ELSS Tax Saver Funds
ELSS Tax Saver Funds invest at least 80% in equity and come with a 3-year lock-in. Investments can qualify for a tax deduction of up to ₹1.5 lakh a year under the old tax regime; there is no such deduction under the new regime.
Generally used by taxpayers on the old regime who want equity exposure and can stay invested 3+ years.
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