LIC MF Multi Cap Fund - Regular Plan - Growth
Multi Cap Funds must invest at least 25% each in large-, mid- and small-cap companies, so a meaningful part is always in smaller companies.
- Current NAV₹17.9075
- Fund Size (AUM)—
- Expense Ratio—
- 1Y Return+2.86%
- 3Y Return (CAGR)+14.83%
- 5Y Return (CAGR)—
- Category Rank (3Y)—
- Riskometer—
- Min. SIP / Lump sum—
More figures (11)
- Since Launch (CAGR)+15.82%
- BenchmarkNifty 500
- Volatility (3Y)15.76 %
- Sharpe Ratio (3Y)0.53
- Beta (3Y)1.02
- 52-week High / Low₹18.9284 / ₹15.0066
- Max Drawdown-19.8 %
- Launched2 Nov 2022
- Lock-in—
- Portfolio Turnover—
- Fund Managers—
Performance chart
Benchmark: Nifty 500 price index (excludes dividends, so it slightly understates the index's total return). Past performance may or may not be sustained in future.
Quick take
- Over 3 years it returned 14.8% a year, against Nifty 500 8.6%.
- Volatility over 3 years was 15.8% a year (Nifty 500: 14.5%), with a Sharpe ratio of 0.53.
- Its biggest fall from a peak was 19.8% (1 Oct 2024 to 3 Mar 2025).
- It did better than the Nifty 500 in 2 of the last 3 calendar years.
- Across all 3-year periods since launch, yearly returns ranged from 14.9% to 20.7% and were positive 100% of the time.
Pros
AI- Ahead of the Nifty 500 by 6.2 points a year over 3 years (14.8% against 8.6%).
- Every 3-year period since launch gave a positive return (lowest 14.9% a year).
- Beat the Nifty 500 in 100% of rolling 3-year periods.
Cons
AINo standout weaknesses in its record so far.
Pros and cons are generated automatically from the scheme's published figures. They are observations about past data, not a recommendation to invest, switch or redeem.
AI analysis
Plenitude AI reads the figures on this page and explains them in plain language.
Thinking of investing?
We help you invest in the Regular plan of schemes that suit your goals, and review them every year.
Book a free consultation Compare with other fundsReturns vs benchmark and category
| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +0.74% | -1.36% | -1.56% | +7.17% | +3.36% | +2.86% | +1.24% | +14.83% | — | — | — | +15.82% |
| Nifty 500 | +1.84% | -1.16% | -4.14% | -1.70% | -6.71% | -5.49% | -3.01% | +8.59% | +7.14% | +13.32% | +11.51% | +11.96% |
Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Regular Growth plans in Multi Cap Funds. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| This fund | +3.36% | +1.24% | +32.27% | +30.74% |
| Nifty 500 | -6.71% | +6.69% | +15.16% | +25.76% |
| Difference | +10.07% | -5.45% | +17.11% | +4.98% |
January to December each year; the current year is to date.
Month-by-month returns (%)
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -4.3 | 2.4 | -11.6 | 11.4 | 3.4 | 4.2 | 1.6 | 3.4 | -5.4 | 0.0 | |||
| 2025 | -7.2 | -10.6 | 7.8 | 1.5 | 7.4 | 3.1 | -0.7 | -3.5 | 1.8 | 4.7 | -0.1 | -1.3 | 1.2 |
| 2024 | 3.6 | 0.2 | -0.8 | 6.7 | 3.7 | 10.0 | 5.2 | 2.3 | 1.0 | -5.5 | 2.4 | 0.3 | 32.3 |
| 2023 | -2.3 | -0.1 | -0.8 | 3.7 | 4.8 | 5.0 | 3.7 | 2.2 | 0.8 | -1.7 | 7.9 | 4.7 | 30.7 |
| 2022 | -2.3 |
Change in NAV from the last business day of one month to the last business day of the next. Positive in 31 of 47 months shown (66%). "Year" is shown for complete calendar years.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 15.76% | 14.32% |
| Nifty 500 volatility ? | 14.52% | 13.51% |
| Sharpe ratio ? | 0.53 | — |
| Sortino ratio ? | 0.72 | — |
| Beta ? | 1.02 | 0.98 |
| Alpha (yearly) ? | 6.21% | — |
| R-squared ? | 0.88 | 0.86 |
| Up-market capture ? | 117.10% | 112.10% |
| Down-market capture ? | 89.80% | 77.20% |
| Maximum drawdown | -19.84% | -19.84% |
Rolling 3-year returns (yearly)
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
How it handled market falls
When the Nifty 500 fell more than 10%
| Fall (peak to bottom) | Nifty 500 | This fund | Difference | Fund, 1 year after bottom | Index, 1 year after bottom |
|---|---|---|---|---|---|
| 26 Sep 2024 → 28 Feb 2025 | -18.8% | -19.1% | -0.3 | 19.6% | 16.5% |
| 1 Dec 2022 → 28 Mar 2023 | -11.2% | -7.7% | +3.5 | 41.5% | 41.3% |
Every fall of more than 10% in the benchmark since the fund was launched, measured between the index's peak and bottom dates. "Difference" in percentage points: positive means the fund fell less.
Biggest falls in this fund's NAV
| Peak | Bottom | Fall | Back to the peak on | Time to recover |
|---|---|---|---|---|
| 1 Oct 2024 | 3 Mar 2025 | -19.8% | 3 Nov 2025 | 8 months |
| 3 Nov 2025 | 31 Mar 2026 | -15.4% | 17 Jun 2026 | 3 months |
| 14 Dec 2022 | 28 Mar 2023 | -7.9% | 11 May 2023 | 44 days |
| 31 Aug 2026 | 8 Oct 2026 | -7.1% | Not yet | — |
| 4 Mar 2024 | 13 Mar 2024 | -6.1% | 2 Apr 2024 | 20 days |
| 3 Jun 2024 | 4 Jun 2024 | -5.9% | 7 Jun 2024 | 3 days |
Falls of 5% or more from a previous high, deepest first. Time to recover runs from the bottom to the day the NAV regained its old high.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR | Nifty 500 XIRR |
|---|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,24,064 | ₹4,064 | +6.31% | -6.28% |
| 3Y | ₹3,60,000 | ₹4,08,280 | ₹48,280 | +8.34% | +1.15% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
What your investment would be worth
Worked out from the scheme's weekly NAVs (instalments on the first NAV of each month), so it can differ slightly from your statement. Past performance may or may not be sustained in future. Plan a future SIP.
Compare with all Multi Cap Funds (33)
| S.No. | Scheme (Regular plans, Growth) | NAV ₹ | 1M % | 6M % | 1Y % | 3Y % CAGR | 5Y % CAGR | Expense ratio % | Fund size ₹ Cr | Riskometer |
|---|---|---|---|---|---|---|---|---|---|---|
| 1. | Aditya Birla Sun Life Multi-Cap FundAditya Birla Sun Life Mutual Fund | ₹20.3700 | — | — | — | — | — | — | — | — |
| 2. | Axis Multicap FundAxis Mutual Fund | ₹19.0400 | — | — | — | — | — | — | — | — |
| 3. | Bajaj Finserv Multi Cap FundBajaj Finserv Mutual Fund | ₹11.8060 | — | — | — | — | — | — | — | — |
| 4. | BANDHAN MULTI CAP FUNDBandhan Mutual Fund | ₹16.9960 | — | — | — | — | — | — | — | — |
| 5. | BANK OF INDIA MULTI CAP FUNDBank of India Mutual Fund | ₹19.3200 | — | — | — | — | — | — | — | — |
| 6. | Baroda BNP Paribas Multi Cap FundBaroda BNP Paribas Mutual Fund | ₹281.9916 | — | — | — | — | — | — | — | — |
| 7. | Canara Robeco Multi Cap FundCanara Robeco Mutual Fund | ₹14.3200 | — | — | — | — | — | — | — | — |
| 8. | DSP Multi Cap FundDSP Mutual Fund | ₹11.8410 | — | — | — | — | — | — | — | — |
| 9. | Edelweiss Multi Cap FundEdelweiss Mutual Fund | ₹15.1520 | — | — | — | — | — | — | — | — |
| 10. | Franklin India Multi Cap FundFranklin Templeton Mutual Fund | ₹10.5199 | — | — | — | — | — | — | — | — |
| 11. | Groww Multicap FundGroww Mutual Fund | ₹11.7836 | — | — | — | — | — | — | — | — |
| 12. | HDFC Multi Cap FundHDFC Mutual Fund | ₹17.9360 | — | — | — | — | — | — | — | — |
| 13. | HSBC Multi Cap FundHSBC Mutual Fund | ₹19.4314 | — | — | — | — | — | — | — | — |
| 14. | HSBC Multi Cap FundHSBC Mutual Fund | ₹15.9737 | — | — | — | — | — | — | — | — |
| 15. | ICICI Prudential Multi Cap FundICICI Prudential Mutual Fund | ₹807.4300 | — | — | — | — | — | — | — | — |
| 16. | Invesco India Multi Cap FundInvesco Mutual Fund | ₹126.8100 | — | — | — | — | — | — | — | — |
| 17. | ITI Multi Cap FundITI Mutual Fund | ₹25.4933 | — | — | — | — | — | — | — | — |
| 18. | Kotak Multi Cap FundKotak Mahindra Mutual Fund | ₹19.5040 | — | — | — | — | — | — | — | — |
| 19. | LIC MF Multi Cap FundLIC Mutual Fund | ₹17.9075 | — | — | — | — | — | — | — | — |
| 20. | Mahindra Manulife Multi Cap FundMahindra Manulife Mutual Fund | ₹37.9616 | — | — | — | — | — | — | — | — |
| 21. | Mirae Asset Multicap FundMirae Asset Mutual Fund | ₹14.2040 | — | — | — | — | — | — | — | — |
| 22. | Nippon India Multi Cap FundNippon India Mutual Fund | ₹288.2781 | — | — | — | — | — | — | — | — |
| 23. | PGIM India Multi Cap FundPGIM India Mutual Fund | ₹10.2900 | — | — | — | — | — | — | — | — |
| 24. | Quant Multi Cap Fundquant Mutual Fund | ₹641.5302 | — | — | — | — | — | — | — | — |
| 25. | Samco Multi Cap FundSamco Mutual Fund | ₹8.7700 | — | — | — | — | — | — | — | — |
| 26. | SBI MultiCap FundSBI Mutual Fund | ₹16.4764 | — | — | — | — | — | — | — | — |
| 27. | Sundaram Multi Cap Fund (Formerly Known as Principal Multi Cap Growth Fund)Sundaram Mutual Fund | ₹373.5069 | — | — | — | — | — | — | — | — |
| 28. | TATA MULTICAP FUNDTata Mutual Fund | ₹14.7176 | — | — | — | — | — | — | — | — |
| 29. | The Wealth Company Multi Cap FundThe Wealth Company Mutual Fund | ₹9.8178 | — | — | — | — | — | — | — | — |
| 30. | TRUSTMF MULTI CAP FUNDTrust Mutual Fund | ₹11.4400 | — | — | — | — | — | — | — | — |
| 31. | Union Multicap FundUnion Mutual Fund | ₹16.9600 | — | — | — | — | — | — | — | — |
| 32. | UTI Multi Cap FundUTI Mutual Fund | ₹10.3163 | — | — | — | — | — | — | — | — |
| 33. | WhiteOak Capital Multi Cap FundWhiteOak Capital Mutual Fund | ₹15.5980 | — | — | — | — | — | — | — | — |
| Median: 33 schemes | — | — | — | — | — | — | — | — | — |
Detailed comparison with another fund About Multi Cap Funds
Sorted by 3-year return; tap a heading to sort. Expense ratio and fund size are from published scheme data ("—" = not available yet). Sorting by past returns is a way to explore data, not a ranking of which fund to choose.
Scheme details
- Fund house
- LIC Mutual Fund
- Category
- Multi Cap Funds · Equity
- Benchmark used here
- Nifty 500 (price index)
- Plan / option
- Regular · Growth
- AMFI scheme code
- 150661
- ISIN
- INF767K01RH3
- Exit load & portfolio
- See the scheme's KIM and monthly factsheet on the fund house website.
About Multi Cap Funds
Multi Cap Funds must invest at least 25% each in large-, mid- and small-cap companies, so a meaningful part is always in smaller companies.
Generally used by investors who want exposure to companies of every size and have a horizon of 5–7+ years.
Other plans of this scheme
Tax on your gains
Likely tax treatment: Equity-oriented fund
- Held 12 months or less: short-term gain taxed at 20%.
- Held over 12 months: long-term gain taxed at 12.5% on gains above ₹1.25 lakh a year (the ₹1.25 lakh exemption covers all your equity funds and shares together).
- Dividends (IDCW option) are added to your income and taxed at your slab rate; the fund deducts 10% TDS when they exceed ₹10,000 in a year.
- Switching from one scheme or plan to another counts as selling and buying.
- Surcharge and 4% health and education cess apply on top of these rates.
| Fund type | Short-term | Long-term |
|---|---|---|
| Equity-oriented | 20% (up to 12 months) | 12.5% above ₹1.25 lakh |
| Debt-oriented (bought from Apr 2023) | Slab rate | Slab rate |
| Gold, international, other hybrid | Slab rate | 12.5% (after 12 or 24 months) |
Exit load, if any, is set out in the scheme's KIM. Tax rules change from time to time and depend on your situation; please confirm with your tax adviser. This is general information, not tax advice.
Latest news: LIC Mutual Fund
- LIC Mutual Fund AMC announces Suspension of Fresh Subscriptions and Certain Transaction Facilities in Gold ETF FOFInvestment Guru India · 11 h ago
- LIC Mutual Fund suspends fresh subscriptions in its LIC MF Gold ETF FOFValue Research · 13 h ago
- आशीष कुमार बने LIC Mutual Fund Asset Management Limited के नए MD और CEOBusiness Remedies · 2 Oct
- LIC Mutual Fund announces appointment of Ashis Kumar as Managing Director and CEOThe Economic Times · 29 Sep
- LIC Mutual Fund appoints Ashis Kumar as MD & CEOPeople Matters - HR News · 29 Sep
- LIC Mutual Fund appoints Ashis Kumar as Managing Director and CEOMoneycontrol.com · 29 Sep
- LIC Mutual Fund announces IDCW distribution across 5 schemes; check record date and payout detailsUpstox · 23 Sep
Headlines from Google News about this fund house and its schemes over the last 30 days. Lists of "best funds" and buy or sell calls are left out. Links open the publisher's site.
Questions about this scheme
What is the NAV of LIC MF Multi Cap Fund today?
What returns has LIC MF Multi Cap Fund given?
What is the expense ratio of LIC MF Multi Cap Fund?
How risky is this fund?
What is the difference between Direct and Regular plans?
What are Multi Cap Funds?
How are gains from LIC MF Multi Cap Fund taxed?
Have a question about this topic?
Tell us a little about your situation and an expert will call you back, usually within 2 hours on business days.
Book your free wealth consultation
- 100% free
- No obligation
- Reply within 2 hours
Request received!
Thank you for trusting Plenitude Connect. An expert will contact you shortly. Please check your inbox for details.