AMFI Registered MFD · ARN-130934 · Mutual fund investments are subject to market risks. CA Amit Kumar Jain · +91 93522 44475 Poornima Jain · +91 92525 44475 support@plenitude.co.in हिंदी

HDFC Balanced Advantage Fund - Regular Plan - IDCW Option

Balanced Advantage Funds change their equity and debt mix dynamically, often using market valuations, to manage risk.

AMC websiteNAV history (AMFI)हिंदी में

HDFC Mutual FundBalanced Advantage FundsRegular · IDCW (income distribution)
NAV · 16 Oct 2026₹34.7640▲ 0.24% (1 day)
  • Current NAV₹34.7640
  • Fund Size (AUM)—
  • Expense Ratio—
  • 1Y Return-11.03%
  • 3Y Return (CAGR)+1.30%
  • 5Y Return (CAGR)+2.50%
  • Category Rank (3Y)—
  • Riskometer—
  • Min. SIP / Lump sum—
More figures (11)
  • Since Launch (CAGR)+1.43%
  • Benchmark—
  • Volatility (3Y)10.22 %
  • Sharpe Ratio (3Y)-0.51
  • Beta (3Y)—
  • 52-week High / Low₹39.5250 / ₹34.0500
  • Max Drawdown-66.2 %
  • Launched3 Apr 2006
  • Lock-in—
  • Portfolio Turnover—
  • Fund Managers—

Performance chart

Past performance may or may not be sustained in future.

Quick take

  • Over 5 years it returned 2.5% a year.
  • Volatility over 3 years was 10.2% a year, with a Sharpe ratio of -0.51.
  • Its biggest fall from a peak was 66.2% (12 Dec 2007 to 9 Mar 2009).
  • Across all 3-year periods since launch, yearly returns ranged from -15.2% to 22.2% and were positive 65% of the time.

Pros

  • Long track record of 20.5 years since 3 Apr 2006.

Cons

  • Returns were negative in 35% of all 3-year periods since launch.

Pros and cons are generated automatically from the scheme's published figures. They are observations about past data, not a recommendation to invest, switch or redeem.

AI analysis

Plenitude AI reads the figures on this page and explains them in plain language.

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Returns vs benchmark and category

Returns (%)1W1M3M6MYTD1Y2Y3Y5Y7Y10YSince launch
This fund+1.31%-1.36%-4.80%-5.62%-10.65%-11.03%-7.85%+1.30%+2.50%+4.17%+1.46%+1.43%

Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Regular Growth plans in Balanced Advantage Funds. Q1 = top quarter by return over that period.

Calendar-year returns

Year2026 YTD2025202420232022202120202019201820172016
This fund-10.65%-0.80%+8.15%+19.86%+6.67%+14.04%-6.60%-8.03%-17.93%+22.60%-3.71%

January to December each year; the current year is to date.

Month-by-month returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDecYear
2026-2.3-0.3-9.15.7-2.11.60.7-0.8-4.60.6
2025-2.7-5.04.21.71.91.3-2.4-1.90.82.40.2-0.8-0.8
20243.20.5-0.13.01.82.33.0-0.3-0.2-3.0-0.5-1.48.2
2023-1.6-2.00.22.70.92.73.80.02.9-2.25.35.819.8
20223.5-4.02.00.8-2.2-3.55.83.1-3.14.02.4-1.86.7
2021-1.09.8-2.5-1.57.40.71.00.34.3-0.3-3.9-0.214.1
2020-2.5-7.7-20.98.4-3.85.02.43.6-6.61.111.86.9-6.6
2019-2.0-3.18.1-2.12.1-0.6-7.2-4.61.42.2-0.6-1.2-8.0
20182.7-14.3-4.14.5-1.4-3.93.42.8-7.1-0.9-0.91.2-17.9
20174.9-5.33.42.62.4-0.65.5-2.1-1.28.30.62.622.6

Change in NAV from the last business day of one month to the last business day of the next. Positive in 62 of 118 months shown (53%). "Year" is shown for complete calendar years.

Risk and consistency

Risk measure3 years5 years
Volatility (standard deviation) ?10.22%10.14%
Sharpe ratio ?-0.51-0.39
Sortino ratio ?-0.65-0.51
Maximum drawdown-18.07%-18.07%

Rolling 3-year returns (yearly)

Lowest-15.20%
Median+1.96%
Highest+22.18%
Positive65% of periods
Above 12% a year10% of periods

Rolling 5-year returns (yearly)

Lowest-9.64%
Median+1.16%
Highest+17.10%
Positive59% of periods
Above 12% a year4% of periods

Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.

How it handled market falls

Biggest falls in this fund's NAV

PeakBottomFallBack to the peak onTime to recover
12 Dec 20079 Mar 2009-66.2%Not yet—
10 May 200614 Jun 2006-31.6%27 Oct 20064 months
4 Dec 20067 Mar 2007-22.9%2 Jul 20074 months
26 Jul 200723 Aug 2007-8.9%7 Sep 200715 days
16 Oct 200719 Oct 2007-7.2%25 Oct 20076 days
19 Nov 200722 Nov 2007-5.9%5 Dec 200713 days

Falls of 5% or more from a previous high, deepest first. Time to recover runs from the bottom to the day the NAV regained its old high.

SIP returns: ₹10,000 every month

SIP forInvestedValue todayGainXIRR
1Y₹1,20,000₹1,11,964₹-8,036-12.13%
3Y₹3,60,000₹3,29,679₹-30,321-5.63%
5Y₹6,00,000₹6,09,450₹9,450+0.62%
10Y₹12,00,000₹13,66,130₹1,66,130+2.55%

A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.

What your investment would be worth

Worked out from the scheme's weekly NAVs (instalments on the first NAV of each month), so it can differ slightly from your statement. Past performance may or may not be sustained in future. Plan a future SIP.

Compare with all Balanced Advantage Funds (38)

S.No.Scheme (Regular plans, Growth)6M %1Y %3Y % CAGR5Y % CAGRExpense ratio %Fund size ₹ Cr
1.Aditya Birla Sun Life Balanced Advantage FundAditya Birla Sun Life Mutual Fund——————
2.Axis Balanced Advantage FundAxis Mutual Fund——————
3.Bajaj Finserv Balanced Advantage FundBajaj Finserv Mutual Fund——————
4.BANDHAN Balanced Advantage FundBandhan Mutual Fund——————
5.BANK OF INDIA BALANCED ADVANTAGE FUNDBank of India Mutual Fund——————
6.Baroda BNP Paribas Balanced Advantage FundBaroda BNP Paribas Mutual Fund——————
7.Canara Robeco Balanced Advantage FundCanara Robeco Mutual Fund——————
8.DSP Dynamic Asset Allocation FundDSP Mutual Fund——————
9.Edelweiss Balanced Advantage FundEdelweiss Mutual Fund——————
10.Franklin India Balanced Advantage FundFranklin Templeton Mutual Fund——————
11.HDFC Balanced Advantage FundHDFC Mutual Fund——————
12.Helios Balanced Advantage FundHelios Mutual Fund——————
13.HSBC Balanced Advantage FundHSBC Mutual Fund——————
14.ICICI Prudential Balanced Advantage FundICICI Prudential Mutual Fund——————
15.Invesco India Balanced Advantage FundInvesco Mutual Fund——————
16.ITI Balanced Advantage FundITI Mutual Fund——————
17.JioBlackRock Balanced Advantage FundJio BlackRock Mutual Fund——————
18.Kotak Balanced Advantage FundKotak Mahindra Mutual Fund——————
19.LIC MF Balanced Advantage FundLIC Mutual Fund——————
20.Mahindra Manulife Balanced Advantage FundMahindra Manulife Mutual Fund——————
21.Mirae Asset Balanced Advantage FundMirae Asset Mutual Fund——————
22.Motilal Oswal Balanced Advantage FundMotilal Oswal Mutual Fund——————
23.Nippon India Balanced Advantage FundNippon India Mutual Fund——————
24.NJ Balanced Advantage FundNJ Mutual Fund——————
25.Parag Parikh Dynamic Asset Allocation FundPPFAS Mutual Fund——————
26.PGIM India Balanced Advantage FundPGIM India Mutual Fund——————
27.quant Dynamic Asset Allocation Fundquant Mutual Fund——————
28.Samco Dynamic Asset Allocation FundSamco Mutual Fund——————
29.SBI Balanced Advantage FundSBI Mutual Fund——————
30.Shriram Balanced Advantage FundShriram Mutual Fund——————
31.Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund)Sundaram Mutual Fund——————
32.Tata Balanced Advantage FundTata Mutual Fund——————
33.The Wealth Company Balanced Advantage FundThe Wealth Company Mutual Fund——————
34.UNIFI DYNAMIC ASSET ALLOCATION FUNDUnifi Mutual Fund——————
35.Union Balanced Advantage FundUnion Mutual Fund——————
36.UTI - Unit Linked Insurance PlanUTI Mutual Fund——————
37.UTI Balanced Advantage FundUTI Mutual Fund——————
38.WhiteOak Capital Balanced Advantage FundWhiteOak Capital Mutual Fund——————
Median: 38 schemes——————

Detailed comparison with another fund About Balanced Advantage Funds

Sorted by 3-year return; tap a heading to sort. Expense ratio and fund size are from published scheme data ("—" = not available yet). Sorting by past returns is a way to explore data, not a ranking of which fund to choose.

Scheme details

Fund house
HDFC Mutual Fund
Category
Balanced Advantage Funds · Hybrid
Plan / option
Regular · IDCW (income distribution)
AMFI scheme code
100120
ISIN
INF179K01814, INF179K01822
Exit load & portfolio
See the scheme's KIM and monthly factsheet on the fund house website.

About Balanced Advantage Funds

Balanced Advantage Funds change their equity and debt mix dynamically, often using market valuations, to manage risk.

Generally used by investors who want the fund to manage the equity–debt balance for them.

Other plans of this scheme

Tax on your gains

Tax treatment depends on what the fund holds: equity-oriented if at least 65% is in Indian shares (directly or through equity funds), debt-oriented if over 65% is in debt, otherwise the "other" rules.

  • Dividends (IDCW option) are added to your income and taxed at your slab rate; the fund deducts 10% TDS when they exceed ₹10,000 in a year.
  • Switching from one scheme or plan to another counts as selling and buying.
  • Surcharge and 4% health and education cess apply on top of these rates.
Fund typeShort-termLong-term
Equity-oriented20% (up to 12 months)12.5% above ₹1.25 lakh
Debt-oriented (bought from Apr 2023)Slab rateSlab rate
Gold, international, other hybridSlab rate12.5% (after 12 or 24 months)

Exit load, if any, is set out in the scheme's KIM. Tax rules change from time to time and depend on your situation; please confirm with your tax adviser. This is general information, not tax advice.

Latest news: HDFC Mutual Fund

Headlines from Google News about this fund house and its schemes over the last 30 days. Lists of "best funds" and buy or sell calls are left out. Links open the publisher's site.

Questions about this scheme

What is the NAV of HDFC Balanced Advantage Fund today?
The latest NAV of HDFC Balanced Advantage Fund - Regular Plan - IDCW Option is ₹34.7640 as on 16 Oct 2026, as published by AMFI. NAVs are updated every business day evening.
What returns has HDFC Balanced Advantage Fund given?
As on 16 Oct 2026: 1 year -11.03%, 3 years +1.30% a year, 5 years +2.50% a year. Past returns may or may not be sustained in future.
What is the expense ratio of HDFC Balanced Advantage Fund?
See the scheme's latest factsheet on the fund house website for its expense ratio.
How risky is this fund?
Over 3 years its volatility was 10.2% a year and its biggest fall from a peak was 18.1%. Mutual fund investments are subject to market risks.
What is the difference between Direct and Regular plans?
Both plans hold the same portfolio. A Direct plan is bought straight from the fund house and has a lower expense ratio. A Regular plan is bought through a distributor, who is paid a commission from the expense ratio, so its NAV grows slightly slower.
What are Balanced Advantage Funds?
Balanced Advantage Funds change their equity and debt mix dynamically, often using market valuations, to manage risk.
How are gains from HDFC Balanced Advantage Fund taxed?
It depends on how much the fund holds in Indian shares; see the tax section on this page and confirm with your tax adviser.
Important. NAVs are from AMFI and mfapi.in; benchmark closes from Yahoo Finance; expense ratio, fund size and managers from published scheme data (Kuvera). Figures may be delayed; confirm with the fund house before transacting. Ranks and quartiles are positions by past return and are not a rating or recommendation. Mutual fund investments are subject to market risks; read all scheme-related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934) and earns commission from fund houses on Regular plans (see Disclosures).
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