DSP Conservative Hybrid Fund - Direct Plan - Growth
An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India. There is no assurance that the investment objective of the Scheme will be realized.Read more
- Current NAV₹68.5919
- Fund Size (AUM)₹ 175 Cr.
- Expense Ratio0.64 %
- 1Y Return+2.50%
- 3Y Return (CAGR)+8.41%
- 5Y Return (CAGR)+7.25%
- Category Rank (3Y)—
- RiskometerModerately High Risk
- Min. SIP / Lump sum₹ 100 / ₹ 100
More figures (11)
- Since Launch (CAGR)+8.25%
- Benchmark—
- Volatility (3Y)3.29 %
- Sharpe Ratio (3Y)0.58
- Beta (3Y)—
- 52-week High / Low₹69.4894 / ₹65.8713
- Max Drawdown-12.0 %
- Launched1 Jan 2013
- Lock-inNone
- Portfolio Turnover—
- Fund ManagersAbhishek Singh, Shantanu Godambe
Performance chart
Past performance may or may not be sustained in future.
Quick take
- Over 5 years it returned 7.3% a year.
- Volatility over 3 years was 3.3% a year, with a Sharpe ratio of 0.58.
- Its biggest fall from a peak was 12.0% (13 Feb 2020 to 23 Mar 2020).
- Across all 3-year periods since launch, yearly returns ranged from 1.2% to 13.9% and were positive 100% of the time.
- Expense ratio 0.64%, fund size ₹175 crore.
Pros
AI- Every 3-year period since launch gave a positive return (lowest 1.2% a year).
- Expense ratio of 0.64% is below the category median of 0.98%.
- Long track record of 13.8 years since 3 Jan 2013.
Cons
AI- Small fund size of ₹175 crore.
Pros and cons are generated automatically from the scheme's published figures. They are observations about past data, not a recommendation to invest, switch or redeem.
AI analysis
Plenitude AI reads the figures on this page and explains them in plain language.
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Book a free consultation Compare with other fundsReturns vs benchmark and category
| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +0.27% | -0.24% | -0.82% | +0.99% | +1.01% | +2.50% | +4.49% | +8.41% | +7.25% | +8.58% | +7.16% | +8.25% |
Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Conservative Hybrid Funds. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +1.01% | +7.95% | +11.66% | +12.69% | +4.21% | +9.53% | +11.09% | +8.72% | -4.07% | +11.81% | +11.54% |
January to December each year; the current year is to date.
Month-by-month returns (%)
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.4 | 0.2 | -2.8 | 2.7 | 0.4 | 1.5 | 0.5 | 0.0 | -1.1 | 0.1 | |||
| 2025 | -0.2 | -0.7 | 3.1 | 1.4 | 1.1 | 0.4 | 0.2 | -0.6 | 0.6 | 1.1 | 0.8 | 0.5 | 7.9 |
| 2024 | 0.5 | 1.1 | 0.9 | 1.2 | 0.4 | 2.3 | 2.5 | 0.8 | 1.6 | -0.7 | 0.4 | 0.1 | 11.7 |
| 2023 | 0.1 | -0.2 | 0.8 | 1.4 | 1.6 | 1.6 | 1.4 | 0.0 | 0.6 | 0.3 | 2.4 | 2.1 | 12.7 |
| 2022 | 1.2 | -0.7 | 1.1 | -0.7 | -1.2 | -1.1 | 2.6 | 1.4 | -1.1 | 1.5 | 1.3 | -0.1 | 4.2 |
| 2021 | -0.1 | 0.8 | 1.6 | 1.0 | 1.7 | 1.4 | 1.0 | 1.9 | 0.3 | -0.8 | -0.5 | 0.8 | 9.5 |
| 2020 | 1.3 | -0.5 | -7.2 | 3.5 | 0.8 | 3.5 | 1.9 | 0.4 | 1.1 | 1.6 | 3.4 | 1.2 | 11.1 |
| 2019 | -1.1 | 0.8 | 3.7 | -0.1 | 1.8 | -0.2 | -1.2 | 0.5 | 1.8 | 1.8 | 0.6 | 0.1 | 8.7 |
| 2018 | -0.3 | -1.0 | 1.0 | 0.3 | -0.5 | -0.9 | 2.1 | 0.9 | -5.4 | -0.7 | 1.9 | -1.3 | -4.1 |
| 2017 | 2.6 | -0.6 | 2.0 | 0.9 | 0.4 | 0.2 | 2.8 | 0.7 | -0.3 | 1.2 | 1.0 | 0.5 | 11.8 |
Change in NAV from the last business day of one month to the last business day of the next. Positive in 86 of 118 months shown (73%). "Year" is shown for complete calendar years.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 3.29% | 3.34% |
| Sharpe ratio ? | 0.58 | 0.22 |
| Sortino ratio ? | 0.82 | 0.31 |
| Maximum drawdown | -3.21% | -4.48% |
Rolling 3-year returns (yearly)
Rolling 5-year returns (yearly)
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
How it handled market falls
Biggest falls in this fund's NAV
| Peak | Bottom | Fall | Back to the peak on | Time to recover |
|---|---|---|---|---|
| 13 Feb 2020 | 23 Mar 2020 | -12.0% | 17 Jul 2020 | 4 months |
| 27 Aug 2018 | 9 Oct 2018 | -7.5% | 23 Sep 2019 | 11 months |
| 20 May 2013 | 28 Aug 2013 | -5.1% | 11 Oct 2013 | 44 days |
Falls of 5% or more from a previous high, deepest first. Time to recover runs from the bottom to the day the NAV regained its old high.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR |
|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,21,051 | ₹1,051 | +1.62% |
| 3Y | ₹3,60,000 | ₹3,91,111 | ₹31,111 | +5.45% |
| 5Y | ₹6,00,000 | ₹7,23,106 | ₹1,23,106 | +7.40% |
| 10Y | ₹12,00,000 | ₹17,90,997 | ₹5,90,997 | +7.77% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
What your investment would be worth
Worked out from the scheme's weekly NAVs (instalments on the first NAV of each month), so it can differ slightly from your statement. Past performance may or may not be sustained in future. Plan a future SIP.
Compare with all Conservative Hybrid Funds (17)
| S.No. | Scheme (Direct plans, Growth) | NAV ₹ | 1M % | 6M % | 1Y % | 3Y % CAGR | 5Y % CAGR | Expense ratio % | Fund size ₹ Cr | Riskometer |
|---|---|---|---|---|---|---|---|---|---|---|
| 1. | Aditya Birla Sun Life Conservative Hybrid FundAditya Birla Sun Life Mutual Fund | ₹78.2966 | — | — | — | — | — | 0.96 | 1,467 | Moderately High Risk |
| 2. | Axis Conservative Hybrid FundAxis Mutual Fund | ₹35.5956 | — | — | — | — | — | 1.11 | 217 | Very High Risk |
| 3. | BANDHAN CONSERVATIVE HYBRID FUNDBandhan Mutual Fund | ₹37.0320 | — | — | — | — | — | 0.89 | 86 | Moderately High Risk |
| 4. | BANK OF INDIA CONSERVATIVE HYBRID FUNDBank of India Mutual Fund | ₹37.7496 | — | — | — | — | — | 1.18 | 66 | Moderately High Risk |
| 5. | BARODA BNP PARIBAS CONSERVATIVE HYBRID FUNDBaroda BNP Paribas Mutual Fund | ₹57.2706 | — | — | — | — | — | 0.48 | 949 | Moderate Risk |
| 6. | Canara Robeco Conservative Hybrid FundCanara Robeco Mutual Fund | ₹114.3082 | — | — | — | — | — | 0.74 | 811 | Moderately High Risk |
| 7. | DSP Conservative Hybrid FundDSP Mutual Fund | ₹68.5919 | — | — | — | — | — | 0.64 | 175 | Moderately High Risk |
| 8. | Franklin India Conservative Hybrid FundFranklin Templeton Mutual Fund | ₹101.8892 | — | — | — | — | — | 0.80 | 208 | Moderately High Risk |
| 9. | HDFC Conservative Hybrid FundHDFC Mutual Fund | ₹88.5071 | — | — | — | — | — | 1.17 | 3,108 | Moderately High Risk |
| 10. | HSBC Conservative Hybrid FundHSBC Mutual Fund | ₹70.7127 | — | — | — | — | — | 1.18 | 152 | Moderately High Risk |
| 11. | ICICI Prudential Conservative Hybrid FundICICI Prudential Mutual Fund | ₹86.9157 | — | — | — | — | — | 1.04 | 3,270 | High Risk |
| 12. | Kotak Conservative Hybrid FundKotak Mahindra Mutual Fund | ₹69.1395 | — | — | — | — | — | 0.61 | 2,733 | Moderately High Risk |
| 13. | LIC MF Conservative Hybrid FundLIC Mutual Fund | ₹93.0364 | — | — | — | — | — | 1.69 | 46 | Moderate Risk |
| 14. | Parag Parikh Conservative Hybrid FundPPFAS Mutual Fund | ₹15.9471 | — | — | — | — | — | 0.31 | 3,454 | Moderately High Risk |
| 15. | SBI CONSERVATIVE HYBRID FUNDSBI Mutual Fund | ₹83.6558 | — | — | — | — | — | 0.98 | 10,107 | Moderately High Risk |
| 16. | Sundaram Conservative Hybrid Fund (Formerly Known as Sundaram Debt Oriented Hybrid Fund)Sundaram Mutual Fund | ₹32.3653 | — | — | — | — | — | 1.13 | 18 | Moderate Risk |
| 17. | UTI Conservative Hybrid FundUTI Mutual Fund | ₹76.1194 | — | — | — | — | — | 1.29 | 1,602 | Moderately High Risk |
| Median: 17 schemes | — | — | — | — | — | — | 0.98 | 811 | — |
Detailed comparison with another fund About Conservative Hybrid Funds
Sorted by 3-year return; tap a heading to sort. Expense ratio and fund size are from published scheme data ("—" = not available yet). Sorting by past returns is a way to explore data, not a ranking of which fund to choose.
Scheme details
- Investment objective
- An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India. There is no assurance that the investment objective of the Scheme will be realized.
- Fund managers
- Abhishek Singh, Shantanu Godambe
- Fund house
- DSP Mutual Fund
- Category
- Conservative Hybrid Funds · Hybrid
- Plan / option
- Direct · Growth
- AMFI scheme code
- 118994
- ISIN
- INF740K01NO5
- Scheme documents
- SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.
About Conservative Hybrid Funds
Conservative Hybrid Funds invest 75–90% in debt and 10–25% in equity, aiming for steadier returns with a small equity component.
Generally used by conservative investors with a horizon of 2–3+ years.
Other plans of this scheme
Tax on your gains
Likely tax treatment: Debt-oriented fund ("specified mutual fund")
- Units bought on or after 1 April 2023: gains are added to your income and taxed at your slab rate, however long you hold them.
- No long-term rate or indexation benefit for these units.
- Dividends (IDCW option) are added to your income and taxed at your slab rate; the fund deducts 10% TDS when they exceed ₹10,000 in a year.
- Switching from one scheme or plan to another counts as selling and buying.
- Surcharge and 4% health and education cess apply on top of these rates.
| Fund type | Short-term | Long-term |
|---|---|---|
| Equity-oriented | 20% (up to 12 months) | 12.5% above ₹1.25 lakh |
| Debt-oriented (bought from Apr 2023) | Slab rate | Slab rate |
| Gold, international, other hybrid | Slab rate | 12.5% (after 12 or 24 months) |
Exit load, if any, is set out in the scheme's KIM (scheme documents). Tax rules change from time to time and depend on your situation; please confirm with your tax adviser. This is general information, not tax advice.
Fund managers
From the scheme details published by the fund house. "Also manages" lists schemes we have on record and grows as more schemes are viewed.
Latest news: DSP Mutual Fund
- DSP Conservative Hybrid Fund(G)-Direct PlanUnivest · 12 h ago
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- Abhik Sanyal on DSP Mutual Fund’s new playbook for purpose-led storytellingAdgully · 29 Sep
- Indian markets may consolidate for 6 months amid macro risks: DSP Mutual Fund’s Vinit SambreCNBC TV18 · 25 Sep
- SIP giving poor returns? DSP’s Sahil Kapoor on when to stay, pause or exitMoneycontrol.com · 21 Sep
Headlines from Google News about this fund house and its schemes over the last 30 days. Lists of "best funds" and buy or sell calls are left out. Links open the publisher's site.
Questions about this scheme
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What are Conservative Hybrid Funds?
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