Dhanlaxmi Bank Limited share price
Dhanlaxmi Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business segments. It offers deposit products, including savings and current accounts, and term deposits; debit and credit cards; and loans comprising home, vehicle, commercial, education, green, and business loans, as well as loans against securities and properties. The company also provides forex, digital banking, investment, depository, safe deposit lockers, financial planning, and door step banking services, as well as online services that include online trading, customs duty, prepaid mobile/DTH recharge, a…Read more
- Market Cap₹ 1,413 Cr.
- Current Price₹ 35.79
- High / Low₹ 37 / 19
- Stock P/E12.6
- Book Value₹ 38
- Dividend Yield0.00 %
- Price / Book0.94
- ROE7.20 %
- Face Value₹ 10.0
More figures (8)
- EPS (TTM)₹ 2.85
- Net margin13.1 %
- Sales growth (5Y)11.5 %
- Profit growth (5Y)22.5 %
- Promoter holding50.2 %
- EV / EBITDA—
- Beta0.70
- All-time high₹ 212
Price chart
| Returns | 1M | 3M | 6M | YTD | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|---|---|
| DHANBANK | +21.65% | +4.96% | +34.30% | +44.78% | +42.59% | +6.77% | +16.98% |
| Nifty 50 | -0.31% | -3.85% | -4.34% | -11.42% | -9.53% | +5.46% | +4.76% |
Price returns only (dividends not included). Prices from NSE via Yahoo Finance; may be delayed.
Quick take
- Dhanlaxmi Bank Limited is in the Banks - Regional industry (Financial Services), with a market value of ₹1,413 crore.
- It trades at 12.6 times its last 12 months' earnings and 0.9 times book value.
- Revenue grew 11.5% a year over the last 5 years, profit 22.5% a year.
- Return on equity was 7.2% in the latest year.
- The share price is 2.9% below its 52-week high and up 42.6% over one year.
- Promoters and insiders hold about 50.2%; institutions about 4.3%.
Pros
AI- Profit has grown 22.5% a year over the last 5 years.
- Latest quarter (Jun 2026): sales up 22% and profit up 105% from a year ago.
Cons
AI- Return on equity has been low: 6.2% on average over the last 3 years.
- The company has not paid a dividend recently.
Pros and cons are generated automatically from the reported figures. They are observations, not a recommendation to buy or sell.
AI analysis
Plenitude AI reads the figures on this page and explains them in plain language. It does not say whether to buy or sell.
About Dhanlaxmi Bank Limited
Dhanlaxmi Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business segments. It offers deposit products, including savings and current accounts, and term deposits; debit and credit cards; and loans comprising home, vehicle, commercial, education, green, and business loans, as well as loans against securities and properties. The company also provides forex, digital banking, investment, depository, safe deposit lockers, financial planning, and door step banking services, as well as online services that include online trading, customs duty, prepaid mobile/DTH recharge, and bills payment. In addition, it offers credit services, such as industrial and trade advance, import export assistance, agricultural assistance, and credit treasury bills; forex, import, and export …
- Employees
- 1,856
- Head office
- Thrissur
Peer comparison
Financial ServicesBanks - Regional
| S.No. | Company | CMP ₹ | P/E | Mar Cap ₹ Cr | Div Yld % | NP Qtr ₹ Cr | Qtr Profit Var % | Sales Qtr ₹ Cr | Qtr Sales Var % | ROCE % | ROE % | P/B | OPM % | Debt / Eq | Prom. Hold. % | Sales ₹ Cr | Sales Var 3Yrs % |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | Dhanlaxmi Bank | 35.79 | 12.6 | 1,413 | 0.00 | 25 | 104.52 | 449 | 22.19 | — | 7.2 | 0.94 | — | 0.36 | 50.16 | 1,601 | 11.5 |
| 2. | HDFC Bank | 728.85 | 15.9 | 11,23,776 | 1.79 | 20,383 | 19.26 | 90,575 | 3.67 | — | 8.9 | 1.85 | — | 0.81 | 0.18 | 3,48,615 | 16.9 |
| 3. | ICICI Bank | 1,397.00 | 18.1 | 10,02,968 | 0.86 | 15,440 | 13.88 | 38,366 | 7.73 | — | 16.0 | 2.63 | — | 0.57 | 3.54 | 2,23,407 | 18.1 |
| 4. | State Bank of India | 962.60 | 10.3 | 8,88,554 | 1.81 | 24,579 | 13.65 | 1,36,240 | 8.36 | — | 15.4 | 1.43 | — | 1.22 | 57.23 | 5,14,933 | 12.2 |
| 5. | Kotak Mahindra Bank | 447.40 | 21.9 | 4,45,068 | 0.15 | 5,480 | 22.55 | 22,366 | 16.63 | — | 11.4 | 2.46 | — | 0.53 | 28.41 | 75,789 | 13.5 |
| 6. | Axis Bank | 1,290.00 | 14.5 | 4,01,677 | 0.08 | 7,632 | 2.10 | 22,998 | 5.32 | — | 13.1 | 1.80 | — | 1.30 | 3.33 | 88,067 | 12.2 |
| 7. | Punjab National Bank | 116.30 | 6.1 | 1,33,663 | 2.61 | 5,815 | 16.54 | 15,370 | -1.85 | — | 13.0 | 0.85 | — | 0.58 | 70.08 | 62,620 | 10.0 |
| 8. | Union Bank of India | 171.68 | 6.3 | 1,31,054 | 2.90 | 5,642 | 12.58 | 15,455 | -2.48 | — | 15.7 | 0.94 | — | 0.55 | 74.76 | 58,788 | 7.6 |
| 9. | Bank of Baroda | 230.40 | 6.6 | 1,19,148 | 3.73 | 1,783 | -67.10 | 20,016 | 2.00 | — | 12.7 | 0.71 | — | 0.94 | 66.46 | 74,870 | 10.3 |
| 10. | Indian Bank | 854.10 | 8.7 | 1,15,044 | 2.19 | 3,357 | 12.58 | 10,341 | 10.86 | — | 15.4 | 1.32 | — | 0.46 | 76.55 | 37,794 | 10.4 |
| Median: 33 Co. | 588.13 | 10.3 | 60,259 | 0.75 | 5,728 | 13.77 | 21,191 | 6.52 | — | 12.7 | 1.28 | — | 0.58 | 53.70 | 75,329 | 12.1 |
Companies in the same industry; the median covers every company in it that we hold figures for. Tap a heading to sort. Sorting and comparing are ways to explore data, not recommendations.
Quarterly Results
Standalone figures in ₹ crore
Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Latest quarter on the right.
Profit & Loss
Standalone figures in ₹ crore
Projection — your assumptions
Starts from the last four reported quarters (TTM) and applies the figures you enter; growth is pre-filled with the company's own 3-year sales growth. This is a what-if calculator for illustration, not a forecast, estimate or recommendation.
Related party transactions
Related-party transactions are dealings with promoters, directors, subsidiaries and associates. Companies disclose them to the exchanges every half-year and in detail in the notes to their annual report.
- Related Party TransactionsDhanlaxmi Bank Limited has informed the Exchange about related Party Transactions09-Nov-2023
- Related Party TransactionsDhanlaxmi Bank Limited has informed the Exchange about related Party Transactions22-May-2023
- Related Party TransactionDhanlaxmi Bank Limited has informed the Exchange about related party transaction for the period ended September 202217-Nov-2022
- General updatesDhanlaxmi Bank Limited has informed the Exchange about Board Comments on fine levied by the Stock exchanges for delay in filing disclosure w.r.t related Party transactions05-Aug-2022
- Related Party TransactionDhanlaxmi Bank Limited has informed the Exchange about related party transaction for the period ended March 202214-Jun-2022
- Related Party TransactionsDhanlaxmi Bank Limited has informed the Exchange about related Party Transactions16-Nov-2021
- Related Party TransactionsDhanlaxmi Bank Limited has informed the Exchange about related Party Transactions16-Jun-2021
- Related Party TransactionsDhanlaxmi Bank Limited has informed the Exchange about related Party Transactions27-Nov-2020
- Related Party TransactionsDhanlaxmi Bank Limited has informed the Exchange about related Party Transactions20-Jul-2020
- Related Party TransactionsDhanlaxmi Bank Limited has informed the Exchange regarding disclosure on Related Party Transactions under Regulation 23 (9) of SEBI (Listing Obligations and Disclosure Requirement…27-Nov-2019
Full details: notes to the Financial Year 2026 annual report (related party disclosures).
| ₹ Cr | Mar 2019 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|
| 971 | 931 | 917 | 1,071 | 1,207 | 1,320 | 1,601 | 1,683 | |
| YOY Revenue Growth % | -4.19% | -1.52% | 16.86% | 12.67% | 9.35% | 21.34% | ||
| Interest on advances | 634 | 659 | 650 | 825 | 962 | 1,063 | 1,305 | |
| Income on investments | 309 | 241 | 246 | 235 | 221 | 226 | 276 | |
| Interest | 625 | 601 | 554 | 595 | 749 | 837 | 979 | 1,022 |
| 388 | 429 | 494 | 519 | 541 | 581 | 677 | 687 | |
| Employee cost | 161 | 225 | 235 | 247 | 331 | 314 | 327 | 336 |
| Other operating expenses | 143 | 141 | 163 | 180 | 211 | 244 | 271 | 278 |
| Provisions & contingencies | 83 | 62 | 97 | 92 | -1 | 23 | 78 | 73 |
| Financing Profit | -41 | -99 | -132 | -43 | -82 | -98 | -54 | -26 |
| Financing Margin % | -4% | -11% | -14% | -4% | -7% | -7% | -3% | -2% |
| Other Income | 53 | 141 | 169 | 75 | 153 | 169 | 192 | 188 |
| Profit before tax | 12 | 43 | 37 | 32 | 70 | 72 | 138 | 162 |
| Tax % | 13% | 3% | -56% | 18% | 7% | 26% | 29% | |
| 12 | 37 | 36 | 49 | 58 | 67 | 103 | 115 | |
| Profit to shareholders | 12 | 37 | 36 | 49 | 58 | 67 | 103 | 115 |
| YOY Profit Growth % | 218.95% | -3.47% | 37.49% | 17.14% | 15.25% | 54.19% | ||
| EPS in Rs | 0.46 | 1.47 | 0.93 | 1.95 | 2.29 | 2.37 | 2.60 | 2.93 |
| Gross NPA % | 0.07% | 0.09% | 0.06% | 0.05% | 0.04% | 0.03% | 0.02% | |
| Net NPA % | 0.02% | 0.05% | 0.03% | 0.01% | 0.01% | 0.01% | 0.01% |
Compounded Sales Growth
- 5 Years:
- 11%
- 3 Years:
- 14%
- TTM:
- 22%
Compounded Profit Growth
- 5 Years:
- 23%
- 3 Years:
- 28%
- TTM:
- 33%
Stock Price CAGR
- 5 Years:
- 17%
- 3 Years:
- 7%
- 1 Year:
- 43%
Return on Equity
- 4 Years:
- 6%
- Last Year:
- 7%
Financial years ending March; TTM = the last four quarters. Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Dividend payout = dividends paid in the year ÷ net profit.
Balance Sheet
Consolidated figures in ₹ crore, as at 31 March
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Equity Capital | 253 | 253 | 395 | 395 |
| Reserves | 708 | 777 | 1,001 | 1,079 |
| Borrowings | 492 | 299 | 200 | 537 |
| 13,679 | 14,633 | 16,342 | 19,227 | |
| Trade payables | 28 | 26 | 24 | 43 |
| Total Liabilities | 15,132 | 15,962 | 17,937 | 21,238 |
| 258 | 274 | 282 | 290 | |
| Gross block | 507 | 545 | 564 | 658 |
| Accumulated depreciation | 249 | 271 | 283 | 368 |
| CWIP | 7 | 8 | 15 | 7 |
| Investments | 3,889 | 3,942 | 3,955 | 4,257 |
| 10,979 | 11,737 | 13,685 | 16,684 | |
| Cash & equivalents | 1,102 | 1,212 | 1,258 | 1,263 |
| Total Assets | 15,132 | 15,962 | 17,937 | 21,238 |
Source: Yahoo Finance (compiled from the annual reports). Tap a row marked + for its breakdown.
Cash Flows
Consolidated figures in ₹ crore, financial years ending March
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 216 | 17 | -5 | 631 | |
| Profit for the year | 49 | 58 | 67 | 103 |
| Working capital changes | 10 | -79 | -134 | 381 |
| Direct taxes paid | 0 | -7 | 9 | -2 |
| -106 | 111 | -32 | -790 | |
| Fixed assets purchased | -35 | -42 | -33 | -34 |
| Fixed assets sold | 1 | 0 | 0 | 2 |
| Cash from Financing Activity | 142 | 150 | ||
| Net Cash Flow | 111 | 128 | 105 | -8 |
| Free Cash Flow | 181 | -25 | -37 | 598 |
Free cash flow = cash from operations − capital expenditure. Source: Yahoo Finance.
Ratios
| Ratio | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| ROE | 5.1% | 5.8% | 5.5% | 7.2% |
| Net margin | 9.0% | 10.0% | 10.5% | 13.1% |
Computed from the reported statements: ROE on average equity; ROCE = EBIT / (total assets − current liabilities). Debtor days = receivables ÷ sales × 365; inventory and payable days use cost of goods sold; cash conversion cycle = debtor + inventory − payable days; working capital days = (current assets − current liabilities) ÷ sales × 365.
Shareholding Pattern
Numbers in percentages · as filed with NSE each quarter
- FIIs 14.10%
- DIIs 0.05%
- Public 85.85%
| % | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 11.89% | 6.10% | 5.93% | 4.97% | 6.95% | 15.26% | 15.52% | 15.28% | 15.32% | 15.42% | 14.21% | 14.10% | |
| Foreign portfolio investors (Cat. I) | 9.72% | 6.10% | 5.93% | 4.97% | 6.95% | 15.26% | 15.27% | 15.26% | 15.31% | 15.41% | 14.06% | 13.91% |
| Foreign portfolio investors (Cat. II) | 2.17% | 0.25% | 0.01% | 0.01% | 0.01% | 0.15% | 0.18% | |||||
| 0.07% | 0.07% | 0.07% | 0.07% | 0.16% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | |
| Insurance companies | 0.07% | 0.07% | 0.07% | 0.07% | 0.16% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | |
| Banks | 0.05% | |||||||||||
| 88.04% | 93.83% | 94.00% | 94.95% | 92.89% | 84.69% | 84.43% | 84.68% | 84.63% | 84.53% | 85.75% | 85.85% | |
| Retail (up to ₹2 lakh) | 26.27% | 38.10% | 37.26% | 34.61% | 33.17% | 24.67% | 24.56% | 24.86% | 24.30% | 23.72% | 20.65% | 20.24% |
| HNIs (above ₹2 lakh) | 31.93% | 29.30% | 28.17% | 20.40% | 20.00% | 18.11% | 18.02% | 18.14% | 18.82% | 18.75% | 18.22% | 18.22% |
| NRIs | 18.89% | 18.99% | 18.61% | 18.64% | 18.58% | 17.52% | 17.62% | 17.62% | 17.61% | 17.71% | 17.61% | 17.48% |
| Bodies corporate | 8.86% | 5.39% | 7.84% | 11.78% | 11.70% | 15.30% | 15.10% | 14.84% | 14.78% | 15.27% | 20.24% | 20.90% |
| IEPF | 0.53% | 0.53% | 0.53% | 0.53% | 0.53% | 0.34% | 0.34% | 0.34% | 0.34% | 0.34% | 0.34% | 0.34% |
| No. of Shareholders | 1,25,389 | 2,12,869 | 2,00,558 | 1,85,822 | 1,84,128 | 1,84,543 | 1,81,297 | 1,79,703 | 1,75,709 | 1,72,047 | 1,63,114 | 1,59,421 |
Source: shareholding patterns filed by the company with NSE. Public = non-institutional holders. Tap a row marked + for its breakdown.
Documents
Announcements
- Certificate under SEBI (Depositories and Participants) Regulations, 2018Dhanlaxmi Bank Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 201808-Oct-2026
- General UpdatesDhanlaxmi Bank Limited has informed the Exchange about Business Updates for the Half Year ended September 30, 202601-Oct-2026
- Trading WindowDhanlaxmi Bank Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 201528-Sep-2026
- Shareholders meetingDhanlaxmi Bank Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on September 23, 202623-Sep-2026
- Change in AuditorsDhanlaxmi Bank Limited has informed the Exchange regarding Change in Auditors of the company.23-Sep-2026
- Change in Director(s)Dhanlaxmi Bank Limited has informed the Exchange regarding Change in Director(s) of the company.23-Sep-2026
- Shareholders meetingOutcome of 99th Annual General Meeting23-Sep-2026
- Shareholders meetingDhanlaxmi Bank Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on September 23, 2026. Further, the company has informed the Exchange re…23-Sep-2026
- General UpdatesDhanlaxmi Bank Limited has informed the Exchange about General Updates01-Sep-2026
- Record DateDhanlaxmi Bank Limited has informed the Exchange that Record date for the purpose of MT is 17-Sep-2026.31-Aug-2026
- Shareholders meetingDhanlaxmi Bank Limited has informed the Exchange regarding Notice of 99th Annual General Meeting to be held on September 23, 202631-Aug-2026
- Copy of Newspaper PublicationDhanlaxmi Bank Limited has informed the Exchange about Copy of Newspaper Publication20-Aug-2026
Annual reports
- Financial Year 202631-AUG-2026
- Financial Year 202506-SEP-2025
- Financial Year 202407-SEP-2024
- Financial Year 2023
- Financial Year 2022
- Financial Year 2021
- Financial Year 2020
- Financial Year 2019
- Financial Year 201815-OCT-2018
- Financial Year 201703-OCT-2017
Credit ratings
Concalls & investor meets
None filed recently.
Filings made by the company with NSE; documents open on NSE's website.
Key dates
- Ex-dividend date
- 10 Jun 2011
- Latest quarter
- 30 Jun 2026
- Financial year end
- 31 Mar 2026
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Latest news
In the news
From the company (NSE)
- Certificate under SEBI (Depositories and Participants) Regulations, 2018Dhanlaxmi Bank Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018NSE filing · 08-Oct-2026
- General UpdatesDhanlaxmi Bank Limited has informed the Exchange about Business Updates for the Half Year ended September 30, 2026NSE filing · 01-Oct-2026
- Trading WindowDhanlaxmi Bank Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015NSE filing · 28-Sep-2026
- Shareholders meetingDhanlaxmi Bank Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on September 23, 2026NSE filing · 23-Sep-2026
- Change in AuditorsDhanlaxmi Bank Limited has informed the Exchange regarding Change in Auditors of the company.NSE filing · 23-Sep-2026
- Change in Director(s)Dhanlaxmi Bank Limited has informed the Exchange regarding Change in Director(s) of the company.NSE filing · 23-Sep-2026
- Shareholders meetingOutcome of 99th Annual General MeetingNSE filing · 23-Sep-2026
- Shareholders meetingDhanlaxmi Bank Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on September 23, 2026. Further, the company has informed the Exchange re…NSE filing · 23-Sep-2026
Headlines from news publishers (via Google News) and the filings of the company with NSE; they open on the source website. Headlines with price targets or buy/sell calls are left out. News is for information only and is not a recommendation.
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