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Bandhan Money Market Fund - Direct Plan - Growth

Bandhan Mutual FundMoney Market FundsDirect · GrowthRiskometer: Low to Moderate Risk
NAV · 15 Oct 2026₹47.4773▼ 0.04% (1 day)
Fund size (AUM) ₹13,129 Cr
Expense ratio 0.10%
1Y return+6.57%
3Y return (CAGR)+7.39%
5Y return (CAGR)+6.71%
Since launch (CAGR)+7.21%
Category rank (3Y) —
Volatility (3Y) 0.42%
Sharpe ratio (3Y) 2.14
Beta (3Y) —
52-week range₹44.5503 – ₹47.4952
Min. SIP / lump sum₹100 / ₹100
Launched1 Jan 2013
Lock-inNone
Portfolio turnover —
Max drawdown -1.3%

Performance chart

Past performance may or may not be sustained in future.

Quick take

  • Over 5 years it returned 6.7% a year.
  • Volatility over 3 years was 0.4% a year, with a Sharpe ratio of 2.14.
  • Its biggest fall from a peak was 1.3% (11 Mar 2020 to 24 Mar 2020).
  • Across all 3-year periods since launch, yearly returns ranged from 4.6% to 9.5% and were positive 100% of the time.
  • Expense ratio 0.10%, fund size ₹13,129 crore.

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Returns vs benchmark and category

Returns (%)1W1M3M6MYTD1Y2Y3Y5Y7Y10YSince launch
This fund+0.05%+0.46%+1.74%+3.25%+5.23%+6.57%+7.20%+7.39%+6.71%+6.22%+6.48%+7.21%

Point-to-point NAV returns as on 15 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Money Market Funds. Q1 = top quarter by return over that period.

Calendar-year returns

Year2026 YTD2025202420232022202120202019201820172016
This fund+5.23%+7.60%+7.84%+7.43%+4.74%+3.64%+5.84%+7.43%+6.90%+6.63%+8.75%

January to December each year; the current year is to date.

Risk and consistency

Risk measure3 years5 years
Volatility (standard deviation) ?0.42%0.40%
Sharpe ratio ?2.140.53
Sortino ratio ?3.920.87
Maximum drawdown-0.16%-0.24%

Rolling 3-year returns (yearly)

Lowest+4.64%
Median+7.08%
Highest+9.48%
Positive100% of periods
Above 12% a year0% of periods

Rolling 5-year returns (yearly)

Lowest+5.58%
Median+6.30%
Highest+8.59%
Positive100% of periods
Above 12% a year0% of periods

Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.

SIP returns: ₹10,000 every month

SIP forInvestedValue todayGainXIRR
1Y₹1,20,000₹1,24,379₹4,379+6.81%
3Y₹3,60,000₹4,01,233₹41,233+7.17%
5Y₹6,00,000₹7,19,134₹1,19,134+7.18%
10Y₹12,00,000₹16,78,970₹4,78,970+6.54%

A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.

Compare with all Money Market Funds (28)

About Money Market Funds
Scheme (Direct plans, Growth)NAV1M6M1Y3Y5Y
Aditya Birla Sun Life Money Market Fund - Direct Plan - GROWTHAditya Birla Sun Life Mutual Fund₹407.4102—————
Axis Money Market Fund - Direct Plan - Growth OptionAxis Mutual Fund₹1,570.47—————
Bajaj Finserv Money Market Fund - Direct Plan - GrowthBajaj Finserv Mutual Fund₹1,261.11—————
Bandhan Money Market Fund - Direct Plan - GrowthBandhan Mutual Fund₹47.4773—————
Bank of India Money Market Fund - Direct Plan - GrowthBank of India Mutual Fund₹11.2393—————
Baroda BNP Paribas Money Market Fund - Direct Plan - Growth OptionBaroda BNP Paribas Mutual Fund₹1,519.81—————
DSP Money Market Fund - Direct Plan - GrowthDSP Mutual Fund₹58.9188—————
Edelweiss Money Market Fund - Direct Plan - GrowthEdelweiss Mutual Fund₹34.0582—————
Franklin India Money Market Fund - Direct Plan - Retail Plan GrowthFranklin Templeton Mutual Fund₹56.3503—————
Groww Money Market Fund - Direct Plan - GrowthGroww Mutual Fund₹10.5366—————
HDFC Money Market Fund - Direct Plan - Growth OptionHDFC Mutual Fund₹6,334.78—————
HSBC Money Market Fund - Direct Plan - GrowthHSBC Mutual Fund₹30.0601—————
ICICI Prudential Money Market Fund - Direct Plan - GrowthICICI Prudential Mutual Fund₹417.2927—————
Invesco India Money Market Fund - Direct Plan - GrowthInvesco Mutual Fund₹3,420.29—————
JioBlackRock Money Market Fund - Direct Plan - Growth OptionJio BlackRock Mutual Fund₹1,081.38—————
Kotak Money Market Fund - Direct Plan - (Growth)Kotak Mahindra Mutual Fund₹4,926.04—————
LIC MF Money Market Fund - Direct Plan - GrowthLIC Mutual Fund₹1,309.05—————
Mirae Asset Money Market Fund - Direct Plan - GrowthMirae Asset Mutual Fund₹1,387.43—————
Nippon India Money Market Fund - Direct Plan - Growth OptionNippon India Mutual Fund₹4,568.26—————
PGIM India Money Market Fund - Direct Plan - Direct GrowthPGIM India Mutual Fund₹1,482.01—————
PGIM India Money Market Fund - Direct Plan - Direct GrowthPGIM India Mutual Fund₹0.0000—————
SBI Money Market Fund - Direct Plan - GrowthSBI Mutual Fund₹48.2472—————
Shriram Money Market Fund - Direct Plan - GrowthShriram Mutual Fund₹1,047.06—————
Sundaram Money Market Fund - Direct Plan - GROWTHSundaram Mutual Fund₹16.3954—————
Tata Money Market Fund - Direct Plan - Growth OptionTata Mutual Fund₹5,233.31—————
TRUSTMF Money Market Fund - Direct Plan - GrowthTrust Mutual Fund₹1,329.52—————
Union Money Market Fund - Direct Plan - Growth OptionUnion Mutual Fund₹1,377.00—————
UTI - Money Market Fund - Direct Plan - GrowthUTI Mutual Fund₹3,391.26—————

Sorted by 3-year return; tap a heading to sort. Sorting by past returns is a way to explore data, not a ranking of which fund to choose. 3Y and 5Y are yearly (CAGR).

Scheme details

Investment objective
To generate stable returns with a low risk strategy by creating a portfolio that is substantially invested in money market instruments.
Fund managers
Gautam Kaul, Brijesh Shah
Fund house
Bandhan Mutual Fund
Category
Money Market Funds · Debt
Plan / option
Direct · Growth
AMFI scheme code
118384
ISIN
INF194K01M80
Scheme documents
SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.

Questions about this scheme

What is the NAV of Bandhan Money Market Fund today?
The latest NAV of Bandhan Money Market Fund - Direct Plan - Growth is ₹47.4773 as on 15 Oct 2026, as published by AMFI. NAVs are updated every business day evening.
What returns has Bandhan Money Market Fund given?
As on 15 Oct 2026: 1 year +6.57%, 3 years +7.39% a year, 5 years +6.71% a year. Past returns may or may not be sustained in future.
What is the expense ratio of Bandhan Money Market Fund?
The expense ratio of the Direct plan is 0.10% (as of Aug 2026). It is already deducted in the NAV.
How risky is this fund?
Its riskometer level is Low to Moderate Risk. Over 3 years its volatility was 0.4% a year and its biggest fall from a peak was 0.2%. Mutual fund investments are subject to market risks.
What is the difference between Direct and Regular plans?
Both plans hold the same portfolio. A Direct plan is bought straight from the fund house and has a lower expense ratio. A Regular plan is bought through a distributor, who is paid a commission from the expense ratio, so its NAV grows slightly slower.
What are Money Market Funds?
Money Market Funds invest in money-market instruments maturing within one year.
Important. NAVs are from AMFI and mfapi.in; benchmark closes from Yahoo Finance; expense ratio, fund size and managers from published scheme data (Kuvera). Figures may be delayed; confirm with the fund house before transacting. Ranks and quartiles are positions by past return and are not a rating or recommendation. Mutual fund investments are subject to market risks; read all scheme-related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934) and earns commission from fund houses on Regular plans (see Disclosures).
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