Aditya Birla Sun Life Multi Asset Allocation Fund - Direct Plan - GROWTH
The investment objective of the Scheme is to provide long term capital appreciation by investing across asset classes like Equity, Debt, Commodities. & units of REITs & InvITs. The Scheme does not guarantee/indicate any returns. There can be no assurance that the objective of the Scheme will be achieved.Read more
AMC websiteScheme documentsNAV history (AMFI)हिंदी में
- Current NAV₹17.3237
- Fund Size (AUM)₹ 7,478 Cr.
- Expense Ratio0.67 %
- 1Y Return+5.24%
- 3Y Return (CAGR)+15.22%
- 5Y Return (CAGR)—
- Category Rank (3Y)—
- RiskometerVery High Risk
- Min. SIP / Lump sum₹ 100 / ₹ 500
More figures (11)
- Since Launch (CAGR)+16.02%
- Benchmark—
- Volatility (3Y)10.52 %
- Sharpe Ratio (3Y)0.83
- Beta (3Y)—
- 52-week High / Low₹18.2384 / ₹15.7398
- Max Drawdown-12.8 %
- Launched2 Feb 2023
- Lock-inNone
- Portfolio Turnover49 %
- Fund ManagersDhaval Gala, Bhupesh Bameta, Sachin Wankhede
Performance chart
Past performance may or may not be sustained in future.
Quick take
- Over 3 years it returned 15.2% a year.
- Volatility over 3 years was 10.5% a year, with a Sharpe ratio of 0.83.
- Its biggest fall from a peak was 12.8% (29 Jan 2026 to 23 Mar 2026).
- Across all 3-year periods since launch, yearly returns ranged from 15.0% to 21.0% and were positive 100% of the time.
- Expense ratio 0.67%, fund size ₹7,478 crore.
Pros
AI- Every 3-year period since launch gave a positive return (lowest 15.0% a year).
Cons
AINo standout weaknesses in its record so far.
Pros and cons are generated automatically from the scheme's published figures. They are observations about past data, not a recommendation to invest, switch or redeem.
AI analysis
Plenitude AI reads the figures on this page and explains them in plain language.
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Book a free consultation Compare with other fundsReturns vs benchmark and category
| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +0.70% | -1.46% | -1.71% | +0.76% | +0.90% | +5.24% | +8.85% | +15.22% | — | — | — | +16.02% |
Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Multi Asset Allocation Funds. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 |
|---|---|---|---|
| This fund | +0.90% | +20.35% | +17.73% |
January to December each year; the current year is to date.
Month-by-month returns (%)
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.0 | -0.9 | -8.9 | 7.3 | 1.4 | 1.0 | 1.2 | 1.7 | -3.9 | -0.1 | |||
| 2025 | -1.2 | -4.0 | 5.6 | 2.5 | 2.4 | 2.9 | -0.5 | -0.2 | 3.0 | 3.2 | 2.2 | 3.1 | 20.4 |
| 2024 | 0.7 | 0.9 | 1.7 | 3.6 | 1.7 | 4.6 | 2.5 | 1.1 | 3.3 | -3.1 | -0.3 | -0.1 | 17.7 |
| 2023 | 0.8 | 3.0 | 3.6 | 2.7 | 2.8 | 0.2 | 0.4 | -2.0 | 4.7 | 4.7 |
Change in NAV from the last business day of one month to the last business day of the next. Positive in 32 of 44 months shown (73%). "Year" is shown for complete calendar years.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 10.52% | 9.80% |
| Sharpe ratio ? | 0.83 | — |
| Sortino ratio ? | 1.13 | — |
| Maximum drawdown | -12.83% | -12.83% |
Rolling 3-year returns (yearly)
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
How it handled market falls
Biggest falls in this fund's NAV
| Peak | Bottom | Fall | Back to the peak on | Time to recover |
|---|---|---|---|---|
| 29 Jan 2026 | 23 Mar 2026 | -12.8% | 12 Aug 2026 | 5 months |
| 26 Sep 2024 | 28 Feb 2025 | -8.8% | 12 May 2025 | 2 months |
| 25 Aug 2026 | 8 Oct 2026 | -6.6% | Not yet | — |
Falls of 5% or more from a previous high, deepest first. Time to recover runs from the bottom to the day the NAV regained its old high.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR |
|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,20,917 | ₹917 | +1.41% |
| 3Y | ₹3,60,000 | ₹4,26,322 | ₹66,322 | +11.29% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
What your investment would be worth
Worked out from the scheme's weekly NAVs (instalments on the first NAV of each month), so it can differ slightly from your statement. Past performance may or may not be sustained in future. Plan a future SIP.
Compare with all Multi Asset Allocation Funds (37)
| S.No. | Scheme (Direct plans, Growth) | NAV ₹ | 1M % | 6M % | 1Y % | 3Y % CAGR | 5Y % CAGR | Expense ratio % | Fund size ₹ Cr | Riskometer |
|---|---|---|---|---|---|---|---|---|---|---|
| 1. | 360 ONE Multi Asset Allocation Fund360 ONE Mutual Fund | ₹12.1354 | — | — | — | — | — | — | — | — |
| 2. | Aditya Birla Sun Life Multi Asset Allocation FundAditya Birla Sun Life Mutual Fund | ₹17.3237 | — | — | — | — | — | 0.67 | 7,478 | Very High Risk |
| 3. | AlphaGrep Multi Asset Allocation FundAlphaGrep Mutual Fund | ₹10.2451 | — | — | — | — | — | — | — | — |
| 4. | Axis Multi Asset Allocation FundAxis Mutual Fund | ₹51.7034 | — | — | — | — | — | 1.27 | 2,616 | Very High Risk |
| 5. | Bajaj Finserv Multi Asset Allocation FundBajaj Finserv Mutual Fund | ₹12.2833 | — | — | — | — | — | 0.74 | 1,913 | Very High Risk |
| 6. | BANDHAN MULTI ASSET ALLOCATION FUNDBandhan Mutual Fund | ₹14.4876 | — | — | — | — | — | 0.77 | 3,684 | Very High Risk |
| 7. | Bank of India Multi Asset Allocation FundBank of India Mutual Fund | ₹12.8230 | — | — | — | — | — | 1.09 | 369 | Very High Risk |
| 8. | Baroda BNP Paribas Multi Asset FundBaroda BNP Paribas Mutual Fund | ₹16.4457 | — | — | — | — | — | 0.87 | 1,398 | High Risk |
| 9. | Canara Robeco Multi Asset Allocation FundCanara Robeco Mutual Fund | ₹11.1600 | — | — | — | — | — | — | — | — |
| 10. | Capitalmind Multi Asset Allocation FundCapitalmind Mutual Fund | ₹9.6243 | — | — | — | — | — | — | — | — |
| 11. | DSP Multi Asset Allocation FundDSP Mutual Fund | ₹16.2440 | — | — | — | — | — | 0.64 | 10,820 | Very High Risk |
| 12. | Edelweiss Multi Asset Allocation FundEdelweiss Mutual Fund | ₹12.6999 | — | — | — | — | — | 0.80 | 2,961 | High Risk |
| 13. | Franklin India Multi Asset Allocation FundFranklin Templeton Mutual Fund | ₹10.7339 | — | — | — | — | — | — | — | — |
| 14. | Groww Multi Asset Allocation FundGroww Mutual Fund | ₹10.0753 | — | — | — | — | — | — | — | — |
| 15. | HDFC Multi Asset Allocation FundHDFC Mutual Fund | ₹83.0140 | — | — | — | — | — | 1.01 | 5,782 | Very High Risk |
| 16. | HSBC Multi Asset Allocation FundHSBC Mutual Fund | ₹13.9474 | — | — | — | — | — | 1.04 | 3,141 | Moderate Risk |
| 17. | ICICI Prudential Multi Asset Allocation FundICICI Prudential Mutual Fund | ₹869.2506 | — | — | — | — | — | 0.83 | 84,108 | Very High Risk |
| 18. | Invesco India Multi Asset Allocation FundInvesco Mutual Fund | ₹12.4200 | — | — | — | — | — | 0.52 | 1,213 | Very High Risk |
| 19. | ITI Multi Asset Allocation FundITI Mutual Fund | ₹9.7835 | — | — | — | — | — | — | — | — |
| 20. | JM Multi Asset Allocation FundJM Financial Mutual Fund | ₹10.0089 | — | — | — | — | — | — | — | — |
| 21. | Kotak Multi Asset Allocation FundKotak Mahindra Mutual Fund | ₹16.0110 | — | — | — | — | — | 0.61 | 15,236 | High Risk |
| 22. | LIC MF Multi Asset Allocation FundLIC Mutual Fund | ₹12.1103 | — | — | — | — | — | — | — | — |
| 23. | Mahindra Manulife Multi Asset Allocation FundMahindra Manulife Mutual Fund | ₹14.1076 | — | — | — | — | — | 0.60 | 1,214 | Very High Risk |
| 24. | Mirae Asset Multi Asset Allocation FundMirae Asset Mutual Fund | ₹13.8360 | — | — | — | — | — | 0.62 | 3,607 | High Risk |
| 25. | Nippon India Multi Asset Allocation FundNippon India Mutual Fund | ₹26.3028 | — | — | — | — | — | 0.46 | 18,044 | Very High Risk |
| 26. | PGIM India Multi Asset Allocation FundPGIM India Mutual Fund | ₹10.3400 | — | — | — | — | — | — | — | — |
| 27. | Quant Multi Asset Allocation Fundquant Mutual Fund | ₹178.8211 | — | — | — | — | — | 1.13 | 6,608 | High Risk |
| 28. | Quantum Multi Asset Allocation FundQuantum Mutual Fund | ₹12.1000 | — | — | — | — | — | 0.41 | 54 | Very High Risk |
| 29. | Samco Multi Asset Allocation FundSamco Mutual Fund | ₹12.0700 | — | — | — | — | — | 2.67 | 380 | Very High Risk |
| 30. | SBI MULTI ASSET ALLOCATION FUNDSBI Mutual Fund | ₹73.0381 | — | — | — | — | — | 0.71 | 21,044 | High Risk |
| 31. | Shriram Multi Asset Allocation FundShriram Mutual Fund | ₹13.5343 | — | — | — | — | — | 0.62 | 140 | Very High Risk |
| 32. | Sundaram Multi Asset Allocation FundSundaram Mutual Fund | ₹13.2148 | — | — | — | — | — | 0.78 | 3,205 | Very High Risk |
| 33. | Tata Multi Asset Allocation FundTata Mutual Fund | ₹27.0707 | — | — | — | — | — | 0.64 | 5,000 | Very High Risk |
| 34. | The Wealth Company Multi Asset Allocation FundThe Wealth Company Mutual Fund | ₹10.7195 | — | — | — | — | — | — | — | — |
| 35. | Union Multi Asset Allocation FundUnion Mutual Fund | ₹12.1600 | — | — | — | — | — | 1.30 | 989 | Very High Risk |
| 36. | UTI Multi Asset Allocation FundUTI Mutual Fund | ₹85.8549 | — | — | — | — | — | 0.73 | 6,634 | High Risk |
| 37. | WhiteOak Capital Multi Asset Allocation FundWhiteOak Capital Mutual Fund | ₹16.4600 | — | — | — | — | — | 0.65 | 9,111 | High Risk |
| Median: 37 schemes | — | — | — | — | — | — | 0.74 | 3,406 | — |
Detailed comparison with another fund About Multi Asset Allocation Funds
Sorted by 3-year return; tap a heading to sort. Expense ratio and fund size are from published scheme data ("—" = not available yet). Sorting by past returns is a way to explore data, not a ranking of which fund to choose.
Scheme details
- Investment objective
- The investment objective of the Scheme is to provide long term capital appreciation by investing across asset classes like Equity, Debt, Commodities. & units of REITs & InvITs. The Scheme does not guarantee/indicate any returns. There can be no assurance that the objective of the Scheme will be achieved.
- Fund managers
- Dhaval Gala, Bhupesh Bameta, Sachin Wankhede
- Fund house
- Aditya Birla Sun Life Mutual Fund
- Category
- Multi Asset Allocation Funds · Hybrid
- Plan / option
- Direct · Growth
- AMFI scheme code
- 151307
- ISIN
- INF209KB15R9
- Scheme documents
- SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.
About Multi Asset Allocation Funds
Multi Asset Allocation Funds invest at least 10% each in at least three asset classes, such as equity, debt and gold.
Generally used by investors who want diversification across asset classes in one fund.
Other plans of this scheme
Tax on your gains
Likely tax treatment: Other funds (gold, international, hybrid with 35–65% in shares)
- Short-term gains are taxed at your slab rate.
- Long-term gains are taxed at 12.5% without indexation: after 12 months for units listed on an exchange (such as ETFs), after 24 months for other units.
- Dividends (IDCW option) are added to your income and taxed at your slab rate; the fund deducts 10% TDS when they exceed ₹10,000 in a year.
- Switching from one scheme or plan to another counts as selling and buying.
- Surcharge and 4% health and education cess apply on top of these rates.
| Fund type | Short-term | Long-term |
|---|---|---|
| Equity-oriented | 20% (up to 12 months) | 12.5% above ₹1.25 lakh |
| Debt-oriented (bought from Apr 2023) | Slab rate | Slab rate |
| Gold, international, other hybrid | Slab rate | 12.5% (after 12 or 24 months) |
Exit load, if any, is set out in the scheme's KIM (scheme documents). Tax rules change from time to time and depend on your situation; please confirm with your tax adviser. This is general information, not tax advice.
Fund managers
From the scheme details published by the fund house. "Also manages" lists schemes we have on record and grows as more schemes are viewed.
Latest news: Aditya Birla Sun Life Mutual Fund
- GIFT City Funds: Aditya Birla AMC Launches Two New Schemes - Newz DaddyNewz Daddy · 9 h ago
- Rishi Awasthi Appointed as Chief Information Security Officer at Aditya Birla Sun Life Mutual FundVeloxx media · 10 h ago
- Aditya Birla Sun Life AMC launches two retail funds from GIFT CityBusinessLine · 12 h ago
- Rishi Awasthi Takes Over as CISO at Aditya Birla Sun Life Mutual FundCXO Digitalpulse · 15 h ago
- Aditya Birla Sun Life AMC launches GIFT City funds for Indian and overseas investorsCNBC TV18 · 20 h ago
- Aditya Birla Sun Life BSE India Infrastructure Index Fund- Regular Plan GrowthAlice Blue · 21 h ago
- Aditya Birla Sun Life Nifty Next 50 Index Fund - Regular GrowthAlice Blue · 13 Oct
- Aditya Birla Sun Life AMC sets Q2FY27 earnings call for Oct 21scanx.trade · 13 Oct
Headlines from Google News about this fund house and its schemes over the last 30 days. Lists of "best funds" and buy or sell calls are left out. Links open the publisher's site.
Questions about this scheme
What is the NAV of Aditya Birla Sun Life Multi Asset Allocation Fund today?
What returns has Aditya Birla Sun Life Multi Asset Allocation Fund given?
What is the expense ratio of Aditya Birla Sun Life Multi Asset Allocation Fund?
How risky is this fund?
What is the difference between Direct and Regular plans?
What are Multi Asset Allocation Funds?
How are gains from Aditya Birla Sun Life Multi Asset Allocation Fund taxed?
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