Aadhar Housing Finance Limited share price

Aadhar Housing Finance Limited, a housing finance company, engages in the housing finance business in India. The company offers loans for residential property; plot purchase and construction; home improvement and extension loans; commercial property construction and acquisition; and loans against residential properties. It serves individuals, companies, corporations, societies, and association of persons. The company was formerly known as DHFL Vysya Housing Finance Limited and changed its name to Aadhar Housing Finance Limited in August 2017. Aadhar Housing Finance Limited was incorporated in 1990 and is based in Mumbai, India. Aadhar Housing Finance Limited is a subsidiary of Bcp Asia Ii H…Read more

Website NSE हिंदी में BSE

Financial ServicesMortgage FinanceNifty 500 Nifty Smallcap 250NSE: AADHARHFCISIN INE883F01010

16 Oct 2026, 3:29 PM IST₹447.00▼ 5.05 (1.12%)

Market Cap₹ 19,596 Cr.
Current Price₹ 447.00
High / Low₹ 563 / 427
Stock P/E17.4
Book Value₹ 173
Dividend Yield0.00 %
Price / Book2.58
ROE15.80 %
Face Value₹ 10.0

More figures (8)

EPS (TTM)₹ 25.76
Net margin32.4 %
Sales growth (3Y)21.7 %
Profit growth (3Y)26.2 %
Promoter holding74.6 %
EV / EBITDA—
Beta0.41
All-time high₹ 563

Price chart

Price on NSE 50 DMA 200 DMA Volume

Returns	1M	3M	6M	YTD	1Y	3Y CAGR	5Y CAGR
AADHARHFC	-2.55%	-13.20%	-9.07%	-7.84%	-12.03%	—	—
Nifty 50	-0.31%	-3.85%	-4.34%	-11.42%	-9.53%	+5.46%	+4.76%

Price returns only (dividends not included). Prices from NSE via Yahoo Finance; may be delayed.

Quick take

Aadhar Housing Finance Limited is in the Mortgage Finance industry (Financial Services), with a market value of ₹19,596 crore.
It trades at 17.4 times its last 12 months' earnings and 2.6 times book value.
Revenue grew 21.7% a year over the last 3 years, profit 26.2% a year.
Return on equity was 15.8% in the latest year.
The share price is 20.6% below its 52-week high and down 12.0% over one year.
Promoters and insiders hold about 74.6%; institutions about 11.8%.

Pros

Latest quarter (Jun 2026): sales up 17% and profit up 19% from a year ago.
Healthy return on equity of 17.0% on average over the last 3 years.
Trades at 17.4 times earnings, below its 3-year median of 20.9.

Cons

Promoter holding has fallen by 11.97 points over 10 quarters, to 64.51%.
The company has not paid a dividend recently.

Pros and cons are generated automatically from the reported figures. They are observations, not a recommendation to buy or sell.

AI analysis

Plenitude AI reads the figures on this page and explains them in plain language. It does not say whether to buy or sell.

About Aadhar Housing Finance Limited

Employees: 5,430
Head office: Mumbai
NSE industry: Financial Services

Financial ServicesFinancial ServicesMortgage Finance

Part ofNifty 500 Nifty Smallcap 250

S.No.	Company	CMP ₹	P/E	Mar Cap ₹ Cr	Div Yld %	NP Qtr ₹ Cr	Qtr Profit Var %	Sales Qtr ₹ Cr	Qtr Sales Var %	ROCE %	ROE %	P/B	OPM %	Debt / Eq	Prom. Hold. %	Sales ₹ Cr	Sales Var 3Yrs %
1.	Aadhar Housing Finance	447.00	17.4	19,596	0.00	282	19.00	993	17.06	12.0	15.8	2.58	75.4	2.49	74.60	3,673	21.7
2.	Bajaj Housing Finance	83.36	25.8	69,431	0.00	715	21.92	3,030	22.59	3.3	12.1	3.08	30.0	4.60	86.74	10,839	25.5
3.	PNB Housing Finance	1,167.70	13.2	30,454	0.68	557	1.26	923	8.10	—	12.7	1.58	—	2.77	28.01	3,617	12.5
4.	LIC Housing Finance	521.00	5.0	28,658	1.88	1,499	9.14	2,064	-10.06	—	14.4	0.69	—	6.43	2.34	8,550	10.3
5.	Sammaan Capital	133.86	—	15,376	0.00	243	-24.92	1,137	-25.86	-12.8	-35.0	0.58	-50.7	2.73	35.67	5,464	21.0
6.	Home First Finance Company India	1,099.80	19.9	11,500	0.47	160	52.69	485	27.66	5.0	15.7	2.63	33.0	2.43	9.34	1,656	33.7
7.	Aptus Value Housing Finance India	222.50	11.3	11,143	2.23	261	19.01	600	15.38	—	20.1	2.20	—	1.56	26.60	2,245	23.0
8.	Can Fin Homes	732.15	8.5	9,749	2.18	275	9.22	1,131	7.75	—	19.7	1.52	—	6.37	38.68	4,216	17.6
9.	Aavas Financiers	1,195.20	13.9	9,477	0.00	171	23.01	642	12.21	4.7	13.9	1.87	20.7	3.11	50.77	2,273	18.8
10.	Repco Home Finance	340.75	4.4	2,132	3.64	122	5.63	468	7.39	4.3	12.4	0.53	30.3	3.02	37.13	1,792	44.9
	Median: 12 Co.	484.00	13.2	11,322	0.24	268	14.11	958	10.16	4.5	13.3	1.73	25.4	2.90	36.40	3,645	21.0

Companies in the same industry; the median covers every company in it that we hold figures for. Tap a heading to sort. Sorting and comparing are ways to explore data, not recommendations.

Quarterly Results

Consolidated figures in ₹ crore /

₹ Cr	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	692	713	764	798	833	848	897	943	985	993
YOY Revenue Growth %					20.36%	18.94%	17.38%	18.19%	18.25%	17.06%
Interest	262	277	285	297	315	332	342	348	343	376
	171	179	187	193	203	214	215	221	251	257
Employee Cost %	16%	16%	15%	14%	15%	15%	15%	14%	16%	16%
Credit Cost %	-1%	3%	2%	2%	1%	3%	1%	2%	1%	3%
Other Expenses %	8%	6%	7%	7%	8%	6%	7%	7%	8%	5%
Financing Profit	259	257	292	308	315	302	341	375	390	359
Financing Margin %	37%	36%	38%	39%	38%	36%	38%	40%	40%	36%
	0	0	0	0	1	3	2	1	8	4
Exceptional items								-16
Depreciation	6	6	6	6	6	7	7	7	11	9
Profit before tax	259	257	292	308	316	305	343	360	398	364
	22%	22%	22%	22%	22%	22%	22%	22%	22%	22%
Current tax	61	57	67	70	55	67	75	78	89	78
Deferred tax	-4	-0	-2	-1	16	1	2	0	-1	3
	202	200	228	239	245	237	266	281	311	282
Profit to shareholders		200
YOY Profit Growth %					21.35%	18.56%	17.12%	17.49%	26.99%	19.00%
EPS in Rs	5.11	4.86	5.31	5.56	5.68	5.50	6.16	6.49	7.16	6.47
Raw filing

₹ Cr	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	673	697	751	785	833	848	897	943	984	993
YOY Revenue Growth %					23.71%	21.72%	19.48%	20.07%	18.25%	17.06%
Interest	262	277	285	297	315	332	342	348	343	376
	153	163	173	181	203	214	215	220	251	257
Employee Cost %	14%	14%	13%	13%	13%	14%	14%	13%	14%	15%
Credit Cost %	-1%	3%	2%	2%	1%	3%	1%	2%	1%	3%
Other Expenses %	8%	6%	7%	7%	10%	7%	8%	8%	9%	7%
Financing Profit	258	257	293	308	315	302	341	375	390	359
Financing Margin %	38%	37%	39%	39%	38%	36%	38%	40%	40%	36%
	0	0	0	0	1	3	2	1	8	4
Exceptional items								-16
Depreciation	6	6	6	6	6	7	7	7	11	9
Profit before tax	258	257	293	308	316	305	343	360	398	364
	22%	22%	22%	22%	23%	22%	22%	22%	22%	22%
Current tax	61	57	67	70	55	66	75	78	89	78
Deferred tax	-4	-0	-2	-1	16	2	2	0	-1	3
	202	200	228	239	245	237	266	281	311	282
YOY Profit Growth %					21.70%	18.60%	17.05%	17.54%	26.67%	18.97%
EPS in Rs	5.10	4.86	5.31	5.56	5.69	5.50	6.16	6.49	7.15	6.47
Raw filing

Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Latest quarter on the right.

Profit & Loss

Consolidated figures in ₹ crore /

₹ Cr	Mar 2024	Mar 2025	Mar 2026	TTM
	2,587	3,108	3,673	3,817
YOY Revenue Growth %		20.13%	18.18%
Interest	987	1,174	1,364	1,409
	641	762	901	944
Employee Cost %	16%	15%	15%	15%
Credit Cost %	2%	2%	2%	2%
Other Expenses %	7%	7%	7%	7%
Financing Profit	959	1,172	1,408	1,465
Financing Margin %	37%	38%	38%	38%
	0	1	14	15
Exceptional items			-16	-16
Depreciation	21	25	32	34
Profit before tax	960	1,173	1,406	1,464
	22%	22%	22%	22%
Current tax	218	249	308
Deferred tax	-8	12	2
	750	912	1,096	1,141
YOY Profit Growth %		21.64%	20.18%
EPS in Rs	18.99	21.43	25.31	26.28

Compounded Sales Growth

TTM:: 18%

Compounded Profit Growth

TTM:: 20%

Stock Price CAGR

1 Year:: -12%

Return on Equity

4 Years:: 16%
Last Year:: 16%

₹ Cr	Mar 2024	Mar 2025	Mar 2026	TTM
	2,524	3,107	3,672	3,817
YOY Revenue Growth %		23.14%	18.18%
Interest	987	1,174	1,364	1,409
	578	761	900	944
Employee Cost %	14%	13%	14%	14%
Credit Cost %	2%	2%	2%	2%
Other Expenses %	7%	9%	8%	8%
Financing Profit	959	1,173	1,407	1,465
Financing Margin %	38%	38%	38%	38%
	0	1	14	15
Exceptional items			-16	-16
Depreciation	21	25	32	34
Profit before tax	959	1,174	1,406	1,464
	22%	22%	22%	22%
Current tax	218	249	308
Deferred tax	-7	13	2
	749	912	1,095	1,141
YOY Profit Growth %		21.86%	20.11%
EPS in Rs	18.96	21.44	25.31	26.27

Compounded Sales Growth

TTM:: 19%

Compounded Profit Growth

TTM:: 20%

Stock Price CAGR

1 Year:: -12%

Return on Equity

4 Years:: 16%
Last Year:: 16%

Financial years ending March; TTM = the last four quarters. Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Dividend payout = dividends paid in the year ÷ net profit.

Balance Sheet

Consolidated figures in ₹ crore, as at 31 March

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	395	395	431	436
Reserves	3,303	4,055	5,941	7,105
	12,150	13,958	16,322	18,743
Long term borrowings	9,858	12,077	14,180	15,179
Short term borrowings	2,292	1,882	2,142	3,564
	770	685	530	1,115
Trade payables	81	109	126	124
Current liabilities	3,022	2,523	2,588	4,539
Total Liabilities	16,618	19,093	23,224	27,399
	63	75	87	135
Gross block	87	103	121	181
Accumulated depreciation	24	29	34	46
Goodwill & intangibles	0	5	5	2
	16,555	19,018	23,137	27,264
Trade receivables	8	20	25	27
Cash & equivalents	405	356	878	715
Current assets	3,637	4,035	5,189	5,620
Total Assets	16,618	19,093	23,224	27,399

Source: Yahoo Finance (compiled from the annual reports). Tap a row marked + for its breakdown.

Cash Flows

Consolidated figures in ₹ crore, financial years ending March

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-1,156	-2,550	-3,027	-2,808
Profit for the year	545	750	912	1,096
Working capital changes	175	-155	-290	454
Direct taxes paid	-142	-220	-251	-308
	-477	723	160	309
Fixed assets purchased	-10	-15	-15	-19
Fixed assets sold	0	0	0	0
Investments purchased	-8,774	-5,298	-6,363	-6,516
Investments sold	8,308	5,934	6,409	6,735
	1,463	1,778	3,389	2,336
Proceeds from borrowings	3,902	5,667	5,900	6,931
Repayment of borrowings	-2,417	-3,859	-3,525	-4,617
Interest paid		-4	-5	-8
Net Cash Flow	-169	-49	522	-164
Free Cash Flow	-1,166	-2,566	-3,041	-2,827

Free cash flow = cash from operations − capital expenditure. Source: Yahoo Finance.

Ratios

Ratio	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE	14.7%	18.4%	16.9%	15.8%
Net margin	29.0%	31.8%	32.2%	32.4%

Computed from the reported statements: ROE on average equity; ROCE = EBIT / (total assets − current liabilities). Debtor days = receivables ÷ sales × 365; inventory and payable days use cost of goods sold; cash conversion cycle = debtor + inventory − payable days; working capital days = (current assets − current liabilities) ÷ sales × 365.

Shareholding Pattern

Numbers in percentages · as filed with NSE each quarter

Promoters 64.51%
FIIs 4.11%
DIIs 11.50%
Public 19.88%

%	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters	76.48%	75.89%	75.74%	75.61%	75.50%	75.32%	75.19%	64.90%	64.66%	64.51%
	4.17%	4.33%	4.30%	5.32%	5.58%	6.10%	6.18%	6.13%	5.79%	4.11%
Foreign portfolio investors (Cat. I)	4.10%	4.29%	4.21%	5.17%	5.25%	5.66%	5.63%	6.03%	5.69%	4.00%
Foreign portfolio investors (Cat. II)	0.08%	0.03%	0.09%	0.15%	0.33%	0.45%	0.56%	0.10%	0.11%	0.11%
	8.59%	9.46%	9.27%	8.57%	8.44%	8.25%	8.45%	9.15%	9.93%	11.50%
Mutual funds	5.00%	5.84%	5.77%	5.16%	5.24%	5.14%	5.29%	5.53%	6.70%	8.21%
Insurance companies	1.08%	1.23%	1.08%	1.06%	0.87%	0.69%	0.82%	0.96%	0.88%	0.88%
Banks	1.09%	1.08%	1.08%	1.08%	1.08%	1.07%	1.07%	1.07%	1.06%	1.06%
Alternative investment funds	1.33%	1.31%	1.34%	1.28%	1.24%	1.35%	1.27%	1.59%	1.28%	1.36%
	10.76%	10.33%	10.69%	10.50%	10.48%	10.33%	10.17%	19.81%	19.61%	19.88%
Retail (up to ₹2 lakh)	3.98%	3.88%	4.04%	3.67%	3.67%	3.64%	3.65%	3.46%	3.17%	3.27%
HNIs (above ₹2 lakh)	3.28%	3.30%	3.48%	3.66%	3.63%	3.60%	3.51%	3.34%	3.36%	3.39%
NRIs	0.28%	0.28%	0.30%	0.30%	0.32%	0.32%	0.31%	0.31%	0.30%	0.31%
Bodies corporate	2.93%	2.62%	2.57%	2.52%	2.49%	2.38%	2.25%	2.00%	2.09%	2.17%
IEPF	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%
No. of Shareholders	2,39,696	2,20,338	2,19,626	2,09,369	2,02,739	1,97,894	1,94,143	1,84,772	1,62,826	1,57,845

Source: shareholding patterns filed by the company with NSE. Public = non-institutional holders. Tap a row marked + for its breakdown.

Mutual funds & institutions holding Aadhar Housing Finance

Holder (above 1%)	Stake
HDFC Small Cap FundMutual fund	2.74%
WhiteOak Capital Flexi Cap FundMutual fund	1.47%
DSP Small Cap FundMutual fund	1.02%

As named in the shareholding pattern for Sep 2026 filed with NSE; mutual funds together hold 8.21% of the company. Shareholders below 1% are not named in the filing.

Documents

Announcements

All announcements on NSE →

Annual reports

Credit ratings

Concalls & investor meets

Filings made by the company with NSE; documents open on NSE's website.

Key dates

Ex-dividend date: 1 Jan 1970
Latest quarter: 30 Jun 2026
Financial year end: 31 Mar 2026

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Latest news

In the news

From the company (NSE)

Headlines from news publishers (via Google News) and the filings of the company with NSE; they open on the source website. Headlines with price targets or buy/sell calls are left out. News is for information only and is not a recommendation.

Questions about Aadhar Housing Finance Limited

What is the share price of Aadhar Housing Finance Limited today?

Aadhar Housing Finance Limited (AADHARHFC) last traded at ₹447.00 on NSE (16 Oct 2026, 3:29 PM IST). Prices may be delayed.

What is the market cap of Aadhar Housing Finance Limited?

About ₹19,596 crore at the latest price.

What is the P/E ratio of Aadhar Housing Finance Limited?

About 17.4 times its earnings over the last 12 months.

Is Aadhar Housing Finance Limited a good investment?

We do not give views on individual shares. Whether any share suits you depends on your goals, time horizon and risk appetite; for long-term goals, a diversified mutual fund is often a simpler way to own shares. Investments in securities markets are subject to market risks.

How can I buy Aadhar Housing Finance Limited shares?

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Important. Prices from NSE via Yahoo Finance. Quarterly and annual results, shareholding and documents are taken from the filings the company made with NSE; balance sheet, cash flow and valuation figures are compiled by Yahoo Finance; ratios are computed by us from them. Figures may be delayed or revised. This page is for information only: it is not research, a recommendation or an offer to buy or sell any security. Investments in securities markets are subject to market risks; read all related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934); share broking is offered through Parshvanath Investments, Authorised Person of Master Capital Services Ltd (SEBI Reg. INZ000210539).

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Aadhar Housing Finance Limited share price

Price chart

Quick take

Pros

Cons

AI analysis

About Aadhar Housing Finance Limited

Peer comparison

Quarterly Results

Profit & Loss

Projection — your assumptions

Related party transactions

Compounded Sales Growth

Compounded Profit Growth

Stock Price CAGR

Return on Equity

Compounded Sales Growth

Compounded Profit Growth

Stock Price CAGR

Return on Equity

Balance Sheet

Cash Flows

Ratios

Shareholding Pattern

Mutual funds & institutions holding Aadhar Housing Finance

Documents

Announcements

Annual reports

Credit ratings

Concalls & investor meets

Key dates

Trade with our broking desk

Latest news

In the news

From the company (NSE)

Questions about Aadhar Housing Finance Limited

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