UTI Value Fund - Regular Plan - IDCW
Value & Contra Funds follow a value strategy (buying companies that look cheap relative to their worth) or a contrarian strategy (buying what is currently out of favour), with at least 65% in equity.
- Current NAV₹46.6628
- Fund Size (AUM)—
- Expense Ratio—
- 1Y Return-6.88%
- 3Y Return (CAGR)+10.69%
- 5Y Return (CAGR)+8.99%
- Category Rank (3Y)—
- Riskometer—
- Min. SIP / Lump sum—
More figures (11)
- Since Launch (CAGR)+5.57%
- BenchmarkNifty 500
- Volatility (3Y)13.58 %
- Sharpe Ratio (3Y)0.31
- Beta (3Y)0.91
- 52-week High / Low₹51.4495 / ₹43.5239
- Max Drawdown-62.4 %
- Launched3 Apr 2006
- Lock-in—
- Portfolio Turnover—
- Fund Managers—
Performance chart
Benchmark: Nifty 500 price index (excludes dividends, so it slightly understates the index's total return). Past performance may or may not be sustained in future.
Quick take
- Over 5 years it returned 9.0% a year, against category average 10.1% (rank of 20 Value & Contra Funds) and Nifty 500 7.1%.
- Volatility over 3 years was 13.6% a year (Nifty 500: 14.5%), with a Sharpe ratio of 0.31.
- Its biggest fall from a peak was 62.4% (7 Jan 2008 to 27 Oct 2008).
- It did better than the Nifty 500 in 6 of the last 10 calendar years.
- Across all 3-year periods since launch, yearly returns ranged from -17.1% to 32.3% and were positive 84% of the time.
Pros
AI- Ahead of the Nifty 500 by 1.9 points a year over 5 years (9.0% against 7.1%).
- Long track record of 20.5 years since 3 Apr 2006.
Cons
AI- Returns were negative in 16% of all 3-year periods since launch.
Pros and cons are generated automatically from the scheme's published figures. They are observations about past data, not a recommendation to invest, switch or redeem.
AI analysis
Plenitude AI reads the figures on this page and explains them in plain language.
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Book a free consultation Compare with other fundsReturns vs benchmark and category
| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +2.81% | -0.40% | -3.86% | -1.71% | -8.30% | -6.88% | -3.96% | +10.69% | +8.99% | +15.18% | +10.08% | +5.57% |
| Nifty 500 | +1.84% | -1.16% | -4.14% | -1.70% | -6.71% | -5.49% | -3.01% | +8.59% | +7.14% | +13.32% | +11.51% | +11.96% |
| Category average | -1.49% | -1.22% | -2.27% | +10.73% | +10.11% | |||||||
| Rank in category | ||||||||||||
| Quartile | ||||||||||||
| Best in category | +0.35% | +8.66% | +15.22% | +17.35% | +12.72% | |||||||
| Worst in category | -3.32% | -6.20% | -8.89% | +5.25% | +5.85% |
Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Regular Growth plans in Value & Contra Funds, returns as on 17 Oct 2026. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | -8.30% | +6.98% | +23.41% | +26.72% | +4.27% | +30.42% | +19.02% | +3.73% | -8.32% | +20.26% | -3.61% |
| Nifty 500 | -6.71% | +6.69% | +15.16% | +25.76% | +3.02% | +30.19% | +16.67% | +7.66% | -3.38% | +35.91% | +3.84% |
| Difference | -1.59% | +0.29% | +8.25% | +0.96% | +1.25% | +0.23% | +2.35% | -3.93% | -4.94% | -15.65% | -7.45% |
January to December each year; the current year is to date.
Month-by-month returns (%)
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -3.0 | -0.3 | -11.5 | 8.9 | -1.7 | 2.1 | 2.6 | -0.6 | -5.5 | 1.8 | |||
| 2025 | -2.9 | -6.8 | 5.8 | 2.6 | 2.3 | 4.0 | -2.0 | -1.4 | 0.8 | 3.7 | 1.0 | 0.4 | 7.0 |
| 2024 | 0.6 | 1.4 | 0.7 | 4.7 | 2.6 | 9.1 | 5.1 | 2.8 | 2.5 | -5.6 | 0.3 | -2.2 | 23.4 |
| 2023 | -1.9 | -2.0 | -1.3 | 2.6 | 4.1 | 4.5 | 4.0 | 0.5 | 1.9 | -2.6 | 7.9 | 7.0 | 26.7 |
| 2022 | 0.9 | -5.1 | 3.2 | -2.4 | -2.3 | -5.1 | 10.0 | 3.9 | -1.9 | 4.1 | 2.3 | -2.3 | 4.3 |
| 2021 | 0.4 | 6.4 | 1.1 | 0.0 | 6.5 | 3.3 | 3.0 | 4.9 | 1.8 | 0.7 | -3.1 | 2.2 | 30.4 |
| 2020 | 2.0 | -5.0 | -24.7 | 13.8 | -0.7 | 7.0 | 6.1 | 4.0 | -1.0 | 2.6 | 12.6 | 7.0 | 19.0 |
| 2019 | -1.2 | -0.8 | 8.0 | -0.4 | 0.8 | -1.3 | -10.9 | -0.5 | 3.9 | 3.3 | 2.8 | 1.0 | 3.7 |
| 2018 | 2.1 | -3.6 | -3.2 | 6.3 | -0.7 | -1.4 | -1.3 | 3.4 | -8.1 | -4.4 | 2.4 | 0.9 | -8.3 |
| 2017 | 4.4 | 3.6 | 2.7 | 2.2 | -5.4 | -1.4 | 5.1 | -0.4 | -0.6 | 4.9 | 0.0 | 4.0 | 20.2 |
Change in NAV from the last business day of one month to the last business day of the next. Positive in 74 of 118 months shown (63%). "Year" is shown for complete calendar years.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 13.58% | 13.66% |
| Nifty 500 volatility ? | 14.52% | 14.58% |
| Sharpe ratio ? | 0.31 | 0.18 |
| Sortino ratio ? | 0.42 | 0.25 |
| Beta ? | 0.91 | 0.91 |
| Alpha (yearly) ? | 2.28% | 1.91% |
| R-squared ? | 0.96 | 0.95 |
| Up-market capture ? | 103.10% | 97.80% |
| Down-market capture ? | 94.10% | 88.10% |
| Maximum drawdown | -17.53% | -17.53% |
Rolling 3-year returns (yearly)
Rolling 5-year returns (yearly)
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
How it handled market falls
When the Nifty 500 fell more than 10%
| Fall (peak to bottom) | Nifty 500 | This fund | Difference | Fund, 1 year after bottom | Index, 1 year after bottom |
|---|---|---|---|---|---|
| 26 Sep 2024 → 28 Feb 2025 | -18.8% | -17.0% | +1.8 | 14.3% | 16.5% |
| 1 Dec 2022 → 28 Mar 2023 | -11.2% | -9.8% | +1.4 | 39.2% | 41.3% |
| 18 Oct 2021 → 20 Jun 2022 | -18.5% | -17.4% | +1.1 | 25.4% | 25.1% |
| 17 Jan 2020 → 23 Mar 2020 | -38.3% | -36.3% | +2.0 | 96.6% | 98.9% |
| 31 Aug 2018 → 26 Oct 2018 | -15.8% | -15.9% | -0.1 | 5.2% | 12.0% |
| 24 Oct 2016 → 26 Dec 2016 | -11.0% | -11.9% | -0.9 | 24.3% | 40.8% |
Every fall of more than 10% in the benchmark since the fund was launched, measured between the index's peak and bottom dates. "Difference" in percentage points: positive means the fund fell less.
Biggest falls in this fund's NAV
| Peak | Bottom | Fall | Back to the peak on | Time to recover |
|---|---|---|---|---|
| 7 Jan 2008 | 27 Oct 2008 | -62.4% | 22 Sep 2014 | 71 months |
| 3 Mar 2015 | 23 Mar 2020 | -42.1% | 3 Dec 2020 | 8 months |
| 10 May 2006 | 19 Jul 2006 | -36.4% | 15 Oct 2007 | 15 months |
| 17 Jan 2022 | 17 Jun 2022 | -17.5% | 13 Sep 2022 | 3 months |
| 26 Sep 2024 | 7 Apr 2025 | -17.5% | Not yet | — |
| 16 Oct 2007 | 19 Oct 2007 | -10.1% | 26 Oct 2007 | 7 days |
Falls of 5% or more from a previous high, deepest first. Time to recover runs from the bottom to the day the NAV regained its old high.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR | Nifty 500 XIRR |
|---|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,15,372 | ₹-4,628 | -7.04% | -6.28% |
| 3Y | ₹3,60,000 | ₹3,69,973 | ₹9,973 | +1.78% | +1.15% |
| 5Y | ₹6,00,000 | ₹7,46,824 | ₹1,46,824 | +8.69% | +7.13% |
| 10Y | ₹12,00,000 | ₹22,26,701 | ₹10,26,701 | +11.89% | +11.28% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
What your investment would be worth
Worked out from the scheme's weekly NAVs (instalments on the first NAV of each month), so it can differ slightly from your statement. Past performance may or may not be sustained in future. Plan a future SIP.
Compare with all Value & Contra Funds (30)
| S.No. | Scheme (Regular plans, Growth) | NAV ₹ | 1M % | 6M % | 1Y % | 3Y % CAGR | 5Y % CAGR | Expense ratio % | Fund size ₹ Cr | Riskometer |
|---|---|---|---|---|---|---|---|---|---|---|
| 1. | Quant Value Fundquant Mutual Fund | ₹21.3579 | -2.34 | 4.37 | 8.55 | 17.35 | — | — | — | — |
| 2. | Axis Value FundAxis Mutual Fund | ₹19.4600 | -1.72 | 3.40 | 2.37 | 15.24 | 12.72 | — | — | — |
| 3. | LIC MF Value FundLIC Mutual Fund | ₹27.8721 | -1.91 | 8.66 | 15.22 | 14.81 | — | — | — | — |
| 4. | DSP Value FundDSP Mutual Fund | ₹22.9390 | -1.06 | -0.60 | 3.29 | 14.47 | 11.12 | — | — | — |
| 5. | HDFC Value FundHDFC Mutual Fund | ₹768.8290 | -1.32 | 2.10 | 1.49 | 13.74 | 11.29 | — | — | — |
| 6. | HSBC Value FundHSBC Mutual Fund | ₹110.6666 | -0.75 | -2.32 | -0.55 | 13.43 | — | — | — | — |
| 7. | Kotak Contra FundKotak Mahindra Mutual Fund | ₹146.0470 | -2.47 | -2.28 | -5.49 | 12.03 | 10.95 | — | — | — |
| 8. | Invesco India Contra FundInvesco Mutual Fund | ₹129.8600 | -1.52 | -0.06 | -5.98 | 11.99 | 10.10 | — | — | — |
| 9. | Aditya Birla Sun Life Value FundAditya Birla Sun Life Mutual Fund | ₹132.6668 | -2.22 | 2.78 | 6.78 | 11.53 | 11.50 | — | — | — |
| 10. | Nippon India Value FundNippon India Mutual Fund | ₹212.0358 | -2.80 | -5.56 | -8.30 | 11.08 | 10.38 | — | — | — |
| 11. | Tata Value FundTata Mutual Fund | ₹342.2453 | -0.54 | -2.31 | -3.61 | 10.73 | 10.45 | — | — | — |
| 12. | UTI Value FundUTI Mutual Fund | ₹160.1185 | -0.87 | -2.44 | -7.03 | 10.49 | 9.00 | — | — | — |
| 13. | ICICI Prudential Value Fund (erstwhile Value Discovery Fund)ICICI Prudential Mutual Fund | ₹445.4100 | -0.36 | -4.98 | -7.40 | 10.42 | 11.76 | — | — | — |
| 14. | Groww Value FundGroww Mutual Fund | ₹26.6361 | -1.10 | 0.04 | -3.09 | 10.19 | 8.41 | — | — | — |
| 15. | Union Value FundUnion Mutual Fund | ₹27.6500 | -0.90 | -2.43 | -3.05 | 9.52 | 9.46 | — | — | — |
| 16. | JM Value FundJM Financial Mutual Fund | ₹94.5004 | -0.97 | 3.11 | -2.97 | 9.37 | 11.87 | — | — | — |
| 17. | ITI Value FundITI Mutual Fund | ₹16.1890 | -3.32 | -3.00 | -3.46 | 8.84 | 7.93 | — | — | — |
| 18. | Bandhan Value FundBandhan Mutual Fund | ₹144.4990 | 0.28 | -0.10 | -3.38 | 8.76 | 10.08 | — | — | — |
| 19. | SBI CONTRA FUNDSBI Mutual Fund | ₹361.9367 | -1.78 | -3.44 | -6.33 | 8.59 | 12.18 | — | — | — |
| 20. | Quantum Value FundQuantum Mutual Fund | ₹115.6300 | 0.35 | -3.16 | -8.88 | 8.26 | 7.69 | — | — | — |
| 21. | Canara Robeco Value FundCanara Robeco Mutual Fund | ₹17.0500 | -2.35 | -4.54 | -7.24 | 7.97 | 9.83 | — | — | — |
| 22. | Templeton India Value FundFranklin Templeton Mutual Fund | ₹662.4439 | -1.25 | -6.20 | -7.74 | 7.08 | 9.65 | — | — | — |
| 23. | Baroda BNP Paribas Value FundBaroda BNP Paribas Mutual Fund | ₹13.0871 | -2.70 | -4.62 | -5.54 | 6.35 | — | — | — | — |
| 24. | Sundaram Value FundSundaram Mutual Fund | ₹203.0901 | -1.48 | -5.77 | -8.89 | 5.25 | 5.85 | — | — | — |
| 25. | Bandhan Contra FundBandhan Mutual Fund | ₹9.6527 | -0.68 | — | — | — | — | — | — | — |
| 26. | BANK OF INDIA VALUE FUNDBank of India Mutual Fund | ₹9.9100 | — | — | — | — | — | — | — | — |
| 27. | ICICI Prudential Contra FundICICI Prudential Mutual Fund | ₹10.0100 | — | — | — | — | — | — | — | — |
| 28. | Mahindra Manulife Value FundMahindra Manulife Mutual Fund | ₹11.9897 | -2.43 | -1.07 | 4.55 | — | — | — | — | — |
| 29. | Motilal Oswal Contra FundMotilal Oswal Mutual Fund | ₹10.3316 | -1.73 | — | — | — | — | — | — | — |
| 30. | NJ Value FundNJ Mutual Fund | ₹9.2700 | -1.90 | — | — | — | — | — | — | — |
| Median: 30 schemes | — | -1.50 | -2.31 | -3.46 | 10.46 | 10.24 | — | — | — |
Detailed comparison with another fund About Value & Contra Funds
Sorted by 3-year return; tap a heading to sort. Expense ratio and fund size are from published scheme data ("—" = not available yet). Sorting by past returns is a way to explore data, not a ranking of which fund to choose.
Scheme details
- Fund house
- UTI Mutual Fund
- Category
- Value & Contra Funds · Equity
- Benchmark used here
- Nifty 500 (price index)
- Plan / option
- Regular · IDCW (income distribution)
- AMFI scheme code
- 103097
- ISIN
- INF789F01AE0, INF789F01AF7
- Exit load & portfolio
- See the scheme's KIM and monthly factsheet on the fund house website.
About Value & Contra Funds
Value & Contra Funds follow a value strategy (buying companies that look cheap relative to their worth) or a contrarian strategy (buying what is currently out of favour), with at least 65% in equity.
Generally used by patient investors with a 5–7+ year horizon.
Other plans of this scheme
Tax on your gains
Likely tax treatment: Equity-oriented fund
- Held 12 months or less: short-term gain taxed at 20%.
- Held over 12 months: long-term gain taxed at 12.5% on gains above ₹1.25 lakh a year (the ₹1.25 lakh exemption covers all your equity funds and shares together).
- Dividends (IDCW option) are added to your income and taxed at your slab rate; the fund deducts 10% TDS when they exceed ₹10,000 in a year.
- Switching from one scheme or plan to another counts as selling and buying.
- Surcharge and 4% health and education cess apply on top of these rates.
| Fund type | Short-term | Long-term |
|---|---|---|
| Equity-oriented | 20% (up to 12 months) | 12.5% above ₹1.25 lakh |
| Debt-oriented (bought from Apr 2023) | Slab rate | Slab rate |
| Gold, international, other hybrid | Slab rate | 12.5% (after 12 or 24 months) |
Exit load, if any, is set out in the scheme's KIM. Tax rules change from time to time and depend on your situation; please confirm with your tax adviser. This is general information, not tax advice.
Latest news: UTI Mutual Fund
- UTI Value Fund: Capturing Multi-Cap Opportunities Through a Value-Investing PhilosophyTelugu Times · Yesterday
- UTI Mutual Fund Elevates Mohit Totlani To Head - MarketingBW Marketing World · 13 Oct
- Mohit Totlani takes charge as Head of Marketing at UTI Mutual FundBMI · 13 Oct
- UTI Mutual Fund elevates Mohit Totlani to Head of MarketingExchange4Media · 13 Oct
- Good time to increase equity allocation; risk-reward is favourable: Vetri Subramaniam, MD & CEO, UTI AMCThe Economic Times · 12 Oct
- UTI Mutual Fund files offer document for Nifty Healthcare Index FundInvestment Guru India · 8 Oct
- UTI AMC UTIAMC Reg 74(5) Certificate Q2 FY27Kalkine India · 6 Oct
- UTI AMC UTIAMC Q2 FY27 Earnings Call Date SetKalkine India · 5 Oct
Headlines from Google News about this fund house and its schemes over the last 30 days. Lists of "best funds" and buy or sell calls are left out. Links open the publisher's site.
Questions about this scheme
What is the NAV of UTI Value Fund today?
What returns has UTI Value Fund given?
What is the expense ratio of UTI Value Fund?
How risky is this fund?
What is the difference between Direct and Regular plans?
What are Value & Contra Funds?
How are gains from UTI Value Fund taxed?
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