AMFI Registered MFD · ARN-130934 · Mutual fund investments are subject to market risks. CA Amit Kumar Jain · +91 93522 44475 Poornima Jain · +91 92525 44475 support@plenitude.co.in हिंदी

UTI - Overnight Fund - Regular Plan - Daily IDCW

Overnight Funds invest in securities that mature the next day. They carry very low interest-rate and credit risk.

AMC websiteNAV history (AMFI)हिंदी में

UTI Mutual FundOvernight FundsRegular · IDCW (income distribution)
NAV · 17 Oct 2026₹1,370.86▲ 0.00% (1 day)
  • Current NAV₹1,370.86
  • Fund Size (AUM)—
  • Expense Ratio—
  • 1Y Return0.00%
  • 3Y Return (CAGR)0.00%
  • 5Y Return (CAGR)0.00%
  • Category Rank (3Y)—
  • Riskometer—
  • Min. SIP / Lump sum—
More figures (11)
  • Since Launch (CAGR)+48.05%
  • Benchmark—
  • Volatility (3Y)0.00 %
  • Sharpe Ratio (3Y)—
  • Beta (3Y)—
  • 52-week High / Low₹1,370.86 / ₹1,370.86
  • Max Drawdown-0.8 %
  • Launched3 Apr 2014
  • Lock-in—
  • Portfolio Turnover—
  • Fund Managers—

Performance chart

Past performance may or may not be sustained in future.

Quick take

  • Over 5 years it returned 0.0% a year, against category average 7.9% (rank of 27 Overnight Funds).
  • Volatility over 3 years was 0.0% a year.
  • Its biggest fall from a peak was 0.8% (7 Feb 2017 to 9 Feb 2017).
  • Across all 3-year periods since launch, yearly returns ranged from 0.0% to 395.9% and were positive 47% of the time.

Pros

  • Long track record of 12.5 years since 3 Apr 2014.

Cons

  • Returns were negative in 53% of all 3-year periods since launch.

Pros and cons are generated automatically from the scheme's published figures. They are observations about past data, not a recommendation to invest, switch or redeem.

AI analysis

Plenitude AI reads the figures on this page and explains them in plain language.

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Returns vs benchmark and category

Returns (%)1W1M3M6MYTD1Y2Y3Y5Y7Y10YSince launch
This fund0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%+60.21%+48.05%
Category average+0.41%+2.51%+5.13%+5.92%+7.94%
Rank in category
Quartile
Best in category+0.44%+2.77%+5.48%+6.14%+67.52%
Worst in category+0.38%+2.33%+4.74%+5.58%+5.45%

Point-to-point NAV returns as on 17 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Regular Growth plans in Overnight Funds, returns as on 17 Oct 2026. Q1 = top quarter by return over that period.

Calendar-year returns

Year2026 YTD2025202420232022202120202019201820172016
This fund0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%+10,319.81%+5.09%+8.91%

January to December each year; the current year is to date.

Month-by-month returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDecYear
20260.00.00.00.00.00.00.00.00.00.0
20250.00.00.00.00.00.00.00.00.00.00.00.00.0
20240.00.00.00.00.00.00.00.00.00.00.00.00.0
20230.00.00.00.00.00.00.00.00.00.00.00.00.0
20220.00.00.00.00.00.00.00.00.00.00.00.00.0
20210.00.00.00.00.00.00.00.00.00.00.00.00.0
20200.00.00.00.00.00.00.00.00.00.00.00.00.0
20190.00.00.00.00.00.00.00.00.00.00.00.00.0
20180.30.40.70.19,955.00.50.50.50.50.00.00.010,320.6
20170.7-0.10.50.10.80.70.60.60.40.40.20.25.1

Change in NAV from the last business day of one month to the last business day of the next. Positive in 20 of 118 months shown (17%). "Year" is shown for complete calendar years.

Risk and consistency

Risk measure3 years5 years
Volatility (standard deviation) ?0.00%0.00%
Sharpe ratio ?——
Sortino ratio ?-15.87-15.87
Maximum drawdown0.00%0.00%

Rolling 3-year returns (yearly)

Lowest0.00%
Median0.00%
Highest+395.91%
Positive47% of periods
Above 12% a year32% of periods

Rolling 5-year returns (yearly)

Lowest0.00%
Median+153.28%
Highest+167.56%
Positive60% of periods
Above 12% a year54% of periods

Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.

SIP returns: ₹10,000 every month

SIP forInvestedValue todayGainXIRR
1Y₹1,20,000₹1,20,000₹00.00%
3Y₹3,60,000₹3,60,000₹00.00%
5Y₹6,00,000₹6,00,000₹00.00%
10Y₹12,00,000₹2,12,52,292₹2,00,52,292+54.29%

A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.

What your investment would be worth

Worked out from the scheme's weekly NAVs (instalments on the first NAV of each month), so it can differ slightly from your statement. Past performance may or may not be sustained in future. Plan a future SIP.

Compare with all Overnight Funds (39)

S.No.Scheme (Regular plans, Growth)6M %1Y %3Y % CAGR5Y % CAGRExpense ratio %Fund size ₹ Cr
1.BANK OF INDIA OVERNIGHT FUNDBank of India Mutual Fund2.775.486.145.84——
2.Axis Overnight FundAxis Mutual Fund2.555.236.025.73——
3.Bajaj Finserv Overnight FundBajaj Finserv Mutual Fund2.585.276.01———
4.Franklin India Overnight FundFranklin Templeton Mutual Fund2.565.265.985.68——
5.Invesco India Overnight FundInvesco Mutual Fund2.545.195.985.69——
6.UTI - Overnight FundUTI Mutual Fund2.555.205.985.70——
7.quant Overnight Fundquant Mutual Fund2.434.935.97———
8.Baroda BNP Paribas Overnight FundBaroda BNP Paribas Mutual Fund2.555.195.965.68——
9.ICICI Prudential Overnight FundICICI Prudential Mutual Fund2.525.175.9667.52——
10.Nippon India Overnight FundNippon India Mutual Fund2.535.175.965.68——
11.DSP Overnight FundDSP Mutual Fund2.525.175.955.68——
12.Mirae Asset Overnight FundMirae Asset Mutual Fund2.525.155.955.68——
13.Canara Robeco Overnight FundCanara Robeco Mutual Fund2.545.175.945.68——
14.HSBC Overnight FundHSBC Mutual Fund2.525.175.945.65——
15.Kotak Overnight FundKotak Mahindra Mutual Fund2.515.155.945.65——
16.BANDHAN Overnight FundBandhan Mutual Fund2.515.135.935.64——
17.Edelweiss Overnight FundEdelweiss Mutual Fund2.545.175.935.65——
18.LIC MF Overnight FundLIC Mutual Fund2.555.195.935.64——
19.PGIM India Overnight FundPGIM India Mutual Fund2.485.085.935.66——
20.Tata Overnight FundTata Mutual Fund2.515.145.935.64——
21.Mahindra Manulife Overnight FundMahindra Manulife Mutual Fund2.525.145.925.65——
22.SBI OVERNIGHT FUNDSBI Mutual Fund2.525.145.925.64——
23.Union Overnight FundUnion Mutual Fund2.525.145.925.64——
24.ADITYA BIRLA SUN LIFE OVERNIGHT FUNDAditya Birla Sun Life Mutual Fund2.505.115.915.64——
25.Sundaram Overnight FundSundaram Mutual Fund2.515.115.915.63——
26.TRUSTMF Overnight FundTrust Mutual Fund2.505.065.91———
27.HDFC Overnight FundHDFC Mutual Fund2.495.105.895.61——
28.NJ Overnight FundNJ Mutual Fund2.505.075.86———
29.Groww Overnight FundGroww Mutual Fund2.455.025.855.52——
30.JM Overnight FundJM Financial Mutual Fund2.445.005.845.60——
31.ITI Overnight FundITI Mutual Fund2.384.875.695.45——
32.Samco Overnight FundSamco Mutual Fund2.334.745.58———
33.360 ONE Overnight Fund360 ONE Mutual Fund2.535.20————
34.Choice Overnight FundChoice Mutual Fund——————
35.Helios Overnight FundHelios Mutual Fund2.515.06————
36.JioBlackRock Overnight FundJio BlackRock Mutual Fund——————
37.LAKSHYA OVERNIGHT FUNDLakshya Mutual Fund——————
38.Monarch Overnight FundMonarch Mutual Fund——————
39.Shriram Overnight FundShriram Mutual Fund——————
Median: 39 schemes2.525.155.935.65——

Detailed comparison with another fund About Overnight Funds

Sorted by 3-year return; tap a heading to sort. Expense ratio and fund size are from published scheme data ("—" = not available yet). Sorting by past returns is a way to explore data, not a ranking of which fund to choose.

Scheme details

Fund house
UTI Mutual Fund
Category
Overnight Funds · Debt
Plan / option
Regular · IDCW (income distribution)
AMFI scheme code
124265
ISIN
INF789FB1T13
Exit load & portfolio
See the scheme's KIM and monthly factsheet on the fund house website.

About Overnight Funds

Overnight Funds invest in securities that mature the next day. They carry very low interest-rate and credit risk.

Generally used by parking money for a few days with very low risk.

Other plans of this scheme

Tax on your gains

Likely tax treatment: Debt-oriented fund ("specified mutual fund")

  • Units bought on or after 1 April 2023: gains are added to your income and taxed at your slab rate, however long you hold them.
  • No long-term rate or indexation benefit for these units.
  • Dividends (IDCW option) are added to your income and taxed at your slab rate; the fund deducts 10% TDS when they exceed ₹10,000 in a year.
  • Switching from one scheme or plan to another counts as selling and buying.
  • Surcharge and 4% health and education cess apply on top of these rates.
Fund typeShort-termLong-term
Equity-oriented20% (up to 12 months)12.5% above ₹1.25 lakh
Debt-oriented (bought from Apr 2023)Slab rateSlab rate
Gold, international, other hybridSlab rate12.5% (after 12 or 24 months)

Exit load, if any, is set out in the scheme's KIM. Tax rules change from time to time and depend on your situation; please confirm with your tax adviser. This is general information, not tax advice.

Latest news: UTI Mutual Fund

Headlines from Google News about this fund house and its schemes over the last 30 days. Lists of "best funds" and buy or sell calls are left out. Links open the publisher's site.

Questions about this scheme

What is the NAV of UTI - Overnight Fund today?
The latest NAV of UTI - Overnight Fund - Regular Plan - Daily IDCW is ₹1,370.86 as on 17 Oct 2026, as published by AMFI. NAVs are updated every business day evening.
What returns has UTI - Overnight Fund given?
As on 17 Oct 2026: 1 year 0.00%, 3 years 0.00% a year, 5 years 0.00% a year. Past returns may or may not be sustained in future.
What is the expense ratio of UTI - Overnight Fund?
See the scheme's latest factsheet on the fund house website for its expense ratio.
How risky is this fund?
Over 3 years its volatility was 0.0% a year and its biggest fall from a peak was 0.0%. Mutual fund investments are subject to market risks.
What is the difference between Direct and Regular plans?
Both plans hold the same portfolio. A Direct plan is bought straight from the fund house and has a lower expense ratio. A Regular plan is bought through a distributor, who is paid a commission from the expense ratio, so its NAV grows slightly slower.
What are Overnight Funds?
Overnight Funds invest in securities that mature the next day. They carry very low interest-rate and credit risk.
How are gains from UTI - Overnight Fund taxed?
It is taxed as a debt-oriented fund: for units bought on or after 1 April 2023, gains are taxed at your income-tax slab rate however long you hold them.
Important. NAVs are from AMFI and mfapi.in; benchmark closes from Yahoo Finance; expense ratio, fund size and managers from published scheme data (Kuvera). Figures may be delayed; confirm with the fund house before transacting. Ranks and quartiles are positions by past return and are not a rating or recommendation. Mutual fund investments are subject to market risks; read all scheme-related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934) and earns commission from fund houses on Regular plans (see Disclosures).
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