LIC MF Children's Fund - Direct Plan - Growth
The primary investment objective of the scheme is to seek to generate capital appreciation & provide longterm growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities. However there can be no assurance that the investment objective of the scheme will be achieved.Read more
- Current NAV₹36.9578
- Fund Size (AUM)₹ 16 Cr.
- Expense Ratio2.16 %
- 1Y Return+0.81%
- 3Y Return (CAGR)+7.57%
- 5Y Return (CAGR)+6.63%
- Category Rank (3Y)—
- RiskometerVery High Risk
- Min. SIP / Lump sum₹ 200 / ₹ 5,000
More figures (11)
- Since Launch (CAGR)+9.68%
- Benchmark—
- Volatility (3Y)14.50 %
- Sharpe Ratio (3Y)0.07
- Beta (3Y)—
- 52-week High / Low₹39.6491 / ₹32.1745
- Max Drawdown-31.2 %
- Launched16 Jan 2013
- Lock-in0 years
- Portfolio Turnover85 %
- Fund ManagersPratik Shroff, Siddharth Panjwani
Performance chart
Past performance may or may not be sustained in future.
Quick take
- Over 5 years it returned 6.6% a year.
- Volatility over 3 years was 14.5% a year, with a Sharpe ratio of 0.07.
- Its biggest fall from a peak was 31.2% (16 Jan 2020 to 23 Mar 2020).
- Across all 3-year periods since launch, yearly returns ranged from -5.8% to 18.6% and were positive 98% of the time.
- Expense ratio 2.16%, fund size ₹16 crore.
Pros
AI- Long track record of 13.7 years since 16 Jan 2013.
Cons
AI- Expense ratio of 2.16% is above the category median of 1.47%.
- Small fund size of ₹16 crore.
Pros and cons are generated automatically from the scheme's published figures. They are observations about past data, not a recommendation to invest, switch or redeem.
AI analysis
Plenitude AI reads the figures on this page and explains them in plain language.
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Book a free consultation Compare with other fundsReturns vs benchmark and category
| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | -0.81% | -2.68% | -1.40% | +4.50% | +0.85% | +0.81% | -1.89% | +7.57% | +6.63% | +10.10% | +8.18% | +9.68% |
Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Children's Funds. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +0.85% | -4.19% | +19.55% | +22.65% | -0.21% | +16.67% | +13.52% | +13.86% | -6.97% | +15.02% | +11.20% |
January to December each year; the current year is to date.
Month-by-month returns (%)
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -4.4 | 0.8 | -8.8 | 10.2 | 1.6 | 3.5 | 2.6 | 3.1 | -4.4 | -2.2 | |||
| 2025 | -3.9 | -12.7 | 6.1 | -0.7 | 5.0 | 3.1 | -1.0 | -2.6 | 1.3 | 3.1 | 0.5 | -0.9 | -4.2 |
| 2024 | 0.4 | 1.3 | -0.5 | 3.3 | 0.5 | 8.4 | 3.1 | 1.7 | 1.7 | -4.8 | 2.0 | 1.6 | 19.6 |
| 2023 | -2.6 | -1.3 | -0.1 | 3.3 | 4.3 | 3.6 | 3.2 | 1.3 | 0.7 | -1.6 | 5.2 | 5.1 | 22.7 |
| 2022 | -0.7 | -4.3 | 3.1 | -2.5 | -1.5 | -4.2 | 8.0 | 2.7 | -2.6 | 3.7 | 2.4 | -3.5 | -0.2 |
| 2021 | -2.7 | 2.3 | 1.8 | -1.2 | 5.3 | 2.1 | 0.7 | 5.9 | 1.8 | -0.3 | -2.3 | 2.6 | 16.7 |
| 2020 | 0.3 | -4.3 | -17.9 | 10.5 | -2.4 | 5.4 | 4.6 | 1.5 | 0.1 | 3.7 | 9.2 | 5.4 | 13.5 |
| 2019 | -0.6 | -1.2 | 6.0 | 0.7 | 2.5 | -0.3 | -3.7 | 1.4 | 4.1 | 3.2 | 0.2 | 1.1 | 13.8 |
| 2018 | -0.9 | -3.9 | -2.5 | 2.8 | -2.1 | -3.0 | 4.5 | 4.3 | -7.3 | -3.7 | 3.8 | 1.6 | -7.0 |
| 2017 | 3.5 | 2.6 | 2.0 | 1.5 | -1.6 | 1.3 | 3.4 | -3.3 | -0.1 | 3.0 | 0.8 | 1.4 | 15.0 |
Change in NAV from the last business day of one month to the last business day of the next. Positive in 74 of 118 months shown (63%). "Year" is shown for complete calendar years.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 14.50% | 13.58% |
| Sharpe ratio ? | 0.07 | 0.01 |
| Sortino ratio ? | 0.10 | 0.01 |
| Maximum drawdown | -19.46% | -19.46% |
Rolling 3-year returns (yearly)
Rolling 5-year returns (yearly)
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
How it handled market falls
Biggest falls in this fund's NAV
| Peak | Bottom | Fall | Back to the peak on | Time to recover |
|---|---|---|---|---|
| 16 Jan 2020 | 23 Mar 2020 | -31.2% | 5 Nov 2020 | 7 months |
| 17 Dec 2024 | 3 Mar 2025 | -19.5% | 11 Aug 2026 | 17 months |
| 5 Jan 2018 | 26 Oct 2018 | -15.7% | 26 Sep 2019 | 11 months |
| 13 Jan 2022 | 17 Jun 2022 | -15.5% | 5 Jun 2023 | 12 months |
| 3 Mar 2015 | 12 Feb 2016 | -13.1% | 26 Apr 2016 | 2 months |
| 26 Sep 2024 | 13 Nov 2024 | -9.4% | 17 Dec 2024 | 34 days |
Falls of 5% or more from a previous high, deepest first. Time to recover runs from the bottom to the day the NAV regained its old high.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR |
|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,21,947 | ₹1,947 | +3.01% |
| 3Y | ₹3,60,000 | ₹3,78,376 | ₹18,376 | +3.26% |
| 5Y | ₹6,00,000 | ₹7,19,259 | ₹1,19,259 | +7.18% |
| 10Y | ₹12,00,000 | ₹19,15,844 | ₹7,15,844 | +9.05% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
What your investment would be worth
Worked out from the scheme's weekly NAVs (instalments on the first NAV of each month), so it can differ slightly from your statement. Past performance may or may not be sustained in future. Plan a future SIP.
Compare with all Children's Funds (13)
| S.No. | Scheme (Direct plans, Growth) | NAV ₹ | 1M % | 6M % | 1Y % | 3Y % CAGR | 5Y % CAGR | Expense ratio % | Fund size ₹ Cr | Riskometer |
|---|---|---|---|---|---|---|---|---|---|---|
| 1. | ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNAAditya Birla Sun Life Mutual Fund | ₹22.9000 | — | — | — | — | — | 1.07 | 1,197 | Very High Risk |
| 2. | Axis Children's FundAxis Mutual Fund | ₹29.3960 | — | — | — | — | — | 1.47 | 863 | Very High Risk |
| 3. | Axis Children's FundAxis Mutual Fund | ₹29.9582 | — | — | — | — | — | 1.47 | 863 | Very High Risk |
| 4. | Baroda BNP Paribas Children's FundBaroda BNP Paribas Mutual Fund | ₹11.0346 | — | — | — | — | — | 1.09 | 123 | Very High Risk |
| 5. | HDFC Children's FundHDFC Mutual Fund | ₹318.2170 | — | — | — | — | — | — | — | — |
| 6. | ICICI Prudential Children's FundICICI Prudential Mutual Fund | ₹350.9300 | — | — | — | — | — | 2.36 | 1,376 | Very High Risk |
| 7. | LIC MF Children's FundLIC Mutual Fund | ₹36.9578 | — | — | — | — | — | 2.16 | 16 | Very High Risk |
| 8. | SBI Children's Fund - Investment PlanSBI Mutual Fund | ₹53.0614 | — | — | — | — | — | 1.11 | 7,949 | Very High Risk |
| 9. | SBI CHILDREN'S FUND - SAVINGS PLANSBI Mutual Fund | ₹130.8232 | — | — | — | — | — | 0.92 | 152 | High Risk |
| 10. | Tata Childrens FundTata Mutual Fund | ₹60.3346 | — | — | — | — | — | — | — | — |
| 11. | Union Children's FundUnion Mutual Fund | ₹12.7700 | — | — | — | — | — | 1.48 | 91 | Very High Risk |
| 12. | UTI Children's Equity FundUTI Mutual Fund | ₹87.6369 | — | — | — | — | — | — | — | — |
| 13. | UTI Children's Hybrid FundUTI Mutual Fund | ₹40.7628 | — | — | — | — | — | — | — | — |
| Median: 13 schemes | — | — | — | — | — | — | 1.47 | 863 | — |
Detailed comparison with another fund About Children's Funds
Sorted by 3-year return; tap a heading to sort. Expense ratio and fund size are from published scheme data ("—" = not available yet). Sorting by past returns is a way to explore data, not a ranking of which fund to choose.
Scheme details
- Investment objective
- The primary investment objective of the scheme is to seek to generate capital appreciation & provide longterm growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities. However there can be no assurance that the investment objective of the scheme will be achieved.
- Fund managers
- Pratik Shroff, Siddharth Panjwani
- Fund house
- LIC Mutual Fund
- Category
- Children's Funds · Solution oriented
- Plan / option
- Direct · Growth
- AMFI scheme code
- 120285
- ISIN
- INF767K01FB1
- Scheme documents
- SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.
About Children's Funds
Children's Funds are meant for a child's goals, with a lock-in of 5 years or until the child turns 18, whichever is earlier.
Generally used by saving for a child's education or other goals.
Other plans of this scheme
Tax on your gains
Tax treatment depends on what the fund holds: equity-oriented if at least 65% is in Indian shares (directly or through equity funds), debt-oriented if over 65% is in debt, otherwise the "other" rules.
- Dividends (IDCW option) are added to your income and taxed at your slab rate; the fund deducts 10% TDS when they exceed ₹10,000 in a year.
- Switching from one scheme or plan to another counts as selling and buying.
- Surcharge and 4% health and education cess apply on top of these rates.
| Fund type | Short-term | Long-term |
|---|---|---|
| Equity-oriented | 20% (up to 12 months) | 12.5% above ₹1.25 lakh |
| Debt-oriented (bought from Apr 2023) | Slab rate | Slab rate |
| Gold, international, other hybrid | Slab rate | 12.5% (after 12 or 24 months) |
This scheme has a lock-in of 0 years. Exit load, if any, is set out in the scheme's KIM (scheme documents). Tax rules change from time to time and depend on your situation; please confirm with your tax adviser. This is general information, not tax advice.
Fund managers
From the scheme details published by the fund house. "Also manages" lists schemes we have on record and grows as more schemes are viewed.
Latest news: LIC Mutual Fund
- LIC Mutual Fund AMC announces Suspension of Fresh Subscriptions and Certain Transaction Facilities in Gold ETF FOFInvestment Guru India · 17 h ago
- LIC Mutual Fund suspends fresh subscriptions in its LIC MF Gold ETF FOFValue Research · 20 h ago
- आशीष कुमार बने LIC Mutual Fund Asset Management Limited के नए MD और CEOBusiness Remedies · 2 Oct
- LIC Mutual Fund announces appointment of Ashis Kumar as Managing Director and CEOThe Economic Times · 29 Sep
- LIC Mutual Fund appoints Ashis Kumar as MD & CEOPeople Matters - HR News · 29 Sep
- LIC Mutual Fund appoints Ashis Kumar as Managing Director and CEOMoneycontrol.com · 29 Sep
- LIC Mutual Fund announces IDCW distribution across 5 schemes; check record date and payout detailsUpstox · 23 Sep
Headlines from Google News about this fund house and its schemes over the last 30 days. Lists of "best funds" and buy or sell calls are left out. Links open the publisher's site.
Questions about this scheme
What is the NAV of LIC MF Children's Fund today?
What returns has LIC MF Children's Fund given?
What is the expense ratio of LIC MF Children's Fund?
How risky is this fund?
What is the difference between Direct and Regular plans?
What are Children's Funds?
How are gains from LIC MF Children's Fund taxed?
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