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ITI Liquid Fund - Direct Plan - Daily IDCW Option

ITI Mutual FundLiquid FundsDirect · IDCW (income distribution)Riskometer: Low to Moderate Risk
NAV · 15 Oct 2026₹1,001.01▲ 0.00% (1 day)
Fund size (AUM) ₹52 Cr
Expense ratio 0.16%
1Y return-0.01%
3Y return (CAGR)0.00%
5Y return (CAGR)-0.01%
Since launch (CAGR)+0.01%
Category rank (3Y) —
Volatility (3Y) 0.20%
Sharpe ratio (3Y) -32.31
Beta (3Y) —
52-week range₹997.7652 – ₹1,002.17
Min. SIP / lump sum₹500 / ₹5,000
Launched24 Apr 2019
Lock-inNone
Portfolio turnover —
Max drawdown -0.4%

Performance chart

Past performance may or may not be sustained in future.

Quick take

  • Over 5 years it returned 0.0% a year.
  • Volatility over 3 years was 0.2% a year, with a Sharpe ratio of -32.31.
  • Its biggest fall from a peak was 0.4% (16 Apr 2026 to 19 May 2026).
  • Across all 3-year periods since launch, yearly returns ranged from -0.1% to 0.0% and were positive 14% of the time.
  • Expense ratio 0.16%, fund size ₹52 crore.

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Returns vs benchmark and category

Returns (%)1W1M3M6MYTD1Y2Y3Y5Y7Y10YSince launch
This fund0.00%0.00%0.00%-0.11%-0.04%-0.01%0.00%0.00%-0.01%0.00%—+0.01%

Point-to-point NAV returns as on 15 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Liquid Funds. Q1 = top quarter by return over that period.

Calendar-year returns

Year2026 YTD202520242023202220212020
This fund-0.04%+0.04%0.00%0.00%-0.03%0.00%0.00%

January to December each year; the current year is to date.

Risk and consistency

Risk measure3 years5 years
Volatility (standard deviation) ?0.20%0.16%
Sharpe ratio ?-32.31-41.92
Sortino ratio ?-14.26-14.86
Maximum drawdown-0.44%-0.44%

Rolling 3-year returns (yearly)

Lowest-0.09%
Median-0.01%
Highest+0.04%
Positive14% of periods
Above 12% a year0% of periods

Rolling 5-year returns (yearly)

Lowest-0.07%
Median-0.01%
Highest+0.02%
Positive6% of periods
Above 12% a year0% of periods

Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.

SIP returns: ₹10,000 every month

SIP forInvestedValue todayGainXIRR
1Y₹1,20,000₹1,19,988₹-12-0.02%
3Y₹3,60,000₹3,59,970₹-30-0.01%
5Y₹6,00,000₹5,99,959₹-410.00%

A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.

Compare with all Liquid Funds (44)

About Liquid Funds
Scheme (Direct plans, Growth)NAV1M6M1Y3Y5Y
360 ONE Liquid Fund - Direct Plan - GROWTH Option360 ONE Mutual Fund₹2,184.82—————
Abakkus Liquid Fund - Direct Plan - GrowthAbakkus Mutual Fund₹104.9985—————
Aditya Birla Sun Life Liquid Fund - Direct Plan - GROWTHAditya Birla Sun Life Mutual Fund₹461.4812—————
ASK Liquid Fund - Direct Plan - GrowthASK MUTUAL FUND₹1,007.98—————
Axis Liquid Fund - Direct Plan - Growth OptionAxis Mutual Fund₹3,178.06—————
Bajaj Finserv Liquid Fund - Direct Plan - GrowthBajaj Finserv Mutual Fund₹1,246.49—————
BANDHAN LIQUID Fund - Direct Plan - GrowthBandhan Mutual Fund₹3,447.69—————
BANK OF INDIA LIQUID FUND - Direct Plan - GrowthBank of India Mutual Fund₹3,289.40—————
BARODA BNP PARIBAS LIQUID FUND - Direct Plan - Growth OptionBaroda BNP Paribas Mutual Fund₹3,290.59—————
Canara Robeco Liquid Fund - Direct Plan - GROWTH OPTIONCanara Robeco Mutual Fund₹3,422.16—————
Capitalmind Liquid Fund - Direct Plan - GrowthCapitalmind Mutual Fund₹1,058.67—————
DSP Liquid Fund - Direct Plan - GrowthDSP Mutual Fund₹4,085.03—————
Edelweiss Liquid Fund - Direct Plan - GrowthEdelweiss Mutual Fund₹3,692.24—————
Franklin India Liquid Fund - Direct Plan - Super Institutional GrowthFranklin Templeton Mutual Fund₹4,294.11—————
Groww Liquid Fund - Direct Plan - GrowthGroww Mutual Fund₹2,768.54—————
HDFC Liquid Fund - Direct Plan - Growth OptionHDFC Mutual Fund₹5,606.81—————
ICICI Prudential Liquid Fund - - Direct Plan - GrowthICICI Prudential Mutual Fund₹422.5156—————
Invesco India Liquid Fund - Direct Plan - GrowthInvesco Mutual Fund₹3,919.34—————
Invesco India Liquid Fund - Direct Plan - GrowthInvesco Mutual Fund₹1,000.00—————
Invesco India Liquid Fund - Direct Plan - GrowthInvesco Mutual Fund₹1,857.69—————
Invesco India Liquid Fund - Direct Plan - GrowthInvesco Mutual Fund₹1,000.00—————
Invesco India Liquid Fund - Direct Plan - GrowthInvesco Mutual Fund₹1,857.27—————
ITI Liquid Fund - Direct Plan - Growth OptionITI Mutual Fund₹1,480.75—————
JioBlackRock Liquid Fund - Direct Plan - Growth OptionJio BlackRock Mutual Fund₹1,083.18—————
JM Liquid Fund - Direct Plan - Growth OptionJM Financial Mutual Fund₹77.8902—————
Kotak Liquid Fund - Direct Plan - GrowthKotak Mahindra Mutual Fund₹5,769.10—————
LIC MF Liquid Fund - Direct Plan - GrowthLIC Mutual Fund₹5,183.32—————
Mahindra Manulife Liquid Fund - Direct Plan - GrowthMahindra Manulife Mutual Fund₹1,860.36—————
Mirae Asset Liquid Fund - Direct Plan - GrowthMirae Asset Mutual Fund₹3,014.40—————
Nippon India Liquid Fund - Direct Plan - Growth OptionNippon India Mutual Fund₹6,992.65—————
Parag Parikh Liquid Fund - Direct Plan - GrowthPPFAS Mutual Fund₹1,578.68—————
PGIM India Liquid Fund - Direct Plan - Direct GrowthPGIM India Mutual Fund₹372.6496—————
Quant Liquid Fund - Direct Plan - Growth Optionquant Mutual Fund₹45.7023—————
Quantum Liquid Fund - Direct Plan - Growth OptionQuantum Mutual Fund₹37.9143—————
SBI LIQUID FUND - Direct Plan - GrowthSBI Mutual Fund₹4,463.41—————
Shriram Liquid Fund - Direct Plan - GrowthShriram Mutual Fund₹1,127.25—————
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) - Direct Plan - GROWTHSundaram Mutual Fund₹2,524.90—————
Tata Liquid Fund - Direct Plan - Growth OptionTata Mutual Fund₹4,507.32—————
The Wealth Company Liquid Fund - Direct Plan - GrowthThe Wealth Company Mutual Fund₹1,066.34—————
TRUSTMF Liquid Fund - Direct Plan - GrowthTrust Mutual Fund₹1,382.07—————
UNIFI LIQUID FUND - Direct Plan - GROWTHUnifi Mutual Fund₹1,080.36—————
Union Liquid Fund - Direct Plan - Growth OptionUnion Mutual Fund₹2,754.35—————
UTI - Liquid Fund - Direct Plan - GrowthUTI Mutual Fund₹468.2496—————
WhiteOak Capital Liquid Fund - Direct Plan - Growth OptionWhiteOak Capital Mutual Fund₹1,528.27—————

Sorted by 3-year return; tap a heading to sort. Sorting by past returns is a way to explore data, not a ranking of which fund to choose. 3Y and 5Y are yearly (CAGR).

Scheme details

Investment objective
The investment objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be realised.
Fund manager
Laukik Bagwe
Fund house
ITI Mutual Fund
Category
Liquid Funds · Debt
Plan / option
Direct · IDCW (income distribution)
AMFI scheme code
147158
ISIN
INF00XX01291
Scheme documents
SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.

Questions about this scheme

What is the NAV of ITI Liquid Fund today?
The latest NAV of ITI Liquid Fund - Direct Plan - Daily IDCW Option is ₹1,001.01 as on 15 Oct 2026, as published by AMFI. NAVs are updated every business day evening.
What returns has ITI Liquid Fund given?
As on 15 Oct 2026: 1 year -0.01%, 3 years 0.00% a year, 5 years -0.01% a year. Past returns may or may not be sustained in future.
What is the expense ratio of ITI Liquid Fund?
The expense ratio of the Direct plan is 0.16% (as of Aug 2026). It is already deducted in the NAV.
How risky is this fund?
Its riskometer level is Low to Moderate Risk. Over 3 years its volatility was 0.2% a year and its biggest fall from a peak was 0.4%. Mutual fund investments are subject to market risks.
What is the difference between Direct and Regular plans?
Both plans hold the same portfolio. A Direct plan is bought straight from the fund house and has a lower expense ratio. A Regular plan is bought through a distributor, who is paid a commission from the expense ratio, so its NAV grows slightly slower.
What are Liquid Funds?
Liquid Funds invest in debt and money-market securities maturing within 91 days. They are commonly used for emergency funds and short-term parking.
Important. NAVs are from AMFI and mfapi.in; benchmark closes from Yahoo Finance; expense ratio, fund size and managers from published scheme data (Kuvera). Figures may be delayed; confirm with the fund house before transacting. Ranks and quartiles are positions by past return and are not a rating or recommendation. Mutual fund investments are subject to market risks; read all scheme-related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934) and earns commission from fund houses on Regular plans (see Disclosures).
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