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ITI Dynamic Term Fund - Direct Plan - Half Yearly IDCW Option

ITI Mutual FundDynamic Bond FundsDirect · IDCW (income distribution)Riskometer: Low to Moderate Risk
NAV · 15 Oct 2026₹11.0907▲ 0.03% (1 day)
Fund size (AUM) ₹24 Cr
Expense ratio 0.29%
1Y return+1.41%
3Y return (CAGR)-0.54%
5Y return (CAGR)+1.78%
Since launch (CAGR)+1.98%
Category rank (3Y) —
Volatility (3Y) 8.16%
Sharpe ratio (3Y) -0.86
Beta (3Y) —
52-week range₹10.9137 – ₹11.3006
Min. SIP / lump sum₹500 / ₹5,000
Launched14 Jul 2021
Lock-inNone
Portfolio turnover —
Max drawdown -11.9%

Performance chart

Past performance may or may not be sustained in future.

Quick take

  • Over 5 years it returned 1.8% a year.
  • Volatility over 3 years was 8.2% a year, with a Sharpe ratio of -0.86.
  • Its biggest fall from a peak was 11.9% (15 Nov 2023 to 9 Jul 2024).
  • Across all 3-year periods since launch, yearly returns ranged from -0.4% to 2.0% and were positive 95% of the time.
  • Expense ratio 0.29%, fund size ₹24 crore.

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Returns vs benchmark and category

Returns (%)1W1M3M6MYTD1Y2Y3Y5Y7Y10YSince launch
This fund-0.45%-0.81%-1.43%-0.33%+1.03%+1.41%+3.64%-0.54%+1.78%——+1.98%

Point-to-point NAV returns as on 15 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Dynamic Bond Funds. Q1 = top quarter by return over that period.

Calendar-year returns

Year2026 YTD2025202420232022
This fund+1.03%+5.02%-7.96%+5.85%+4.93%

January to December each year; the current year is to date.

Risk and consistency

Risk measure3 years5 years
Volatility (standard deviation) ?8.16%6.03%
Sharpe ratio ?-0.86-0.78
Sortino ratio ?-0.87-0.79
Maximum drawdown-11.93%-11.93%

Rolling 3-year returns (yearly)

Lowest-0.39%
Median+0.70%
Highest+1.97%
Positive95% of periods
Above 12% a year0% of periods

Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.

SIP returns: ₹10,000 every month

SIP forInvestedValue todayGainXIRR
1Y₹1,20,000₹1,20,004₹4+0.01%
3Y₹3,60,000₹3,65,520₹5,520+0.99%
5Y₹6,00,000₹6,16,453₹16,453+1.07%

A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.

Compare with all Dynamic Bond Funds (22)

About Dynamic Bond Funds
Scheme (Direct plans, Growth)NAV1M6M1Y3Y5Y
360 ONE Dynamic Term Fund - Direct Plan - GROWTH Option360 ONE Mutual Fund₹25.3594—————
Aditya Birla Sun Life Dynamic Term Fund - Direct Plan - GROWTHAditya Birla Sun Life Mutual Fund₹52.8647—————
Axis Dynamic Term Fund - Direct Plan - Growth OptionAxis Mutual Fund₹34.6790—————
BANDHAN Dynamic Term Fund - Direct Plan - GrowthBandhan Mutual Fund₹40.2967—————
Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth OptionBaroda BNP Paribas Mutual Fund₹52.1747—————
Canara Robeco Dynamic Term Fund - Direct Plan - GROWTH OPTIONCanara Robeco Mutual Fund₹32.7681—————
DSP Dynamic Term Fund - Direct Plan - GrowthDSP Mutual Fund₹3,642.66—————
Groww Dynamic Term Fund - Direct Plan - GrowthGroww Mutual Fund₹1,578.42—————
HDFC Dynamic Term Fund - Direct Plan - Growth OptionHDFC Mutual Fund₹102.7527—————
HSBC Dynamic Term Fund - Direct Plan - GrowthHSBC Mutual Fund₹33.1773—————
ICICI Prudential Dynamic Term Fund - Direct Plan - GrowthICICI Prudential Mutual Fund₹42.2465—————
ITI Dynamic Term Fund - Direct Plan - Growth OptionITI Mutual Fund₹13.3419—————
JM Dynamic Term Fund - Direct Plan - Growth OptionJM Financial Mutual Fund₹46.3259—————
Kotak Dynamic Term Fund - Direct Plan - GrowthKotak Mahindra Mutual Fund₹43.3931—————
Mahindra Manulife Dynamic Term Fund - Direct Plan - GrowthMahindra Manulife Mutual Fund₹16.2834—————
Mirae Asset Dynamic Term Fund - Direct Plan - GrowthMirae Asset Mutual Fund₹18.5549—————
Nippon India Dynamic Term Fund - Direct Plan - Growth OptionNippon India Mutual Fund₹42.2517—————
PGIM India Dynamic Term Fund - Direct Plan - Direct GrowthPGIM India Mutual Fund₹3,094.93—————
Quantum Dynamic Term Fund - Direct Plan - Growth OptionQuantum Mutual Fund₹22.5446—————
SBI DYNAMIC TERM FUND - Direct Plan - GrowthSBI Mutual Fund₹41.4932—————
Union Dynamic Term Fund - Direct Plan - Growth OptionUnion Mutual Fund₹24.5296—————
UTI Dynamic Term Fund - Direct Plan - GrowthUTI Mutual Fund₹35.4125—————

Sorted by 3-year return; tap a heading to sort. Sorting by past returns is a way to explore data, not a ranking of which fund to choose. 3Y and 5Y are yearly (CAGR).

Scheme details

Investment objective
The investment objective of the Scheme is to maximize returns through an active management of a portfolio comprising of debt and money market instruments. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Fund manager
Laukik Bagwe
Fund house
ITI Mutual Fund
Category
Dynamic Bond Funds · Debt
Plan / option
Direct · IDCW (income distribution)
AMFI scheme code
149028
ISIN
INF00XX01BJ9, INF00XX01BF7
Scheme documents
SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.

Questions about this scheme

What is the NAV of ITI Dynamic Term Fund today?
The latest NAV of ITI Dynamic Term Fund - Direct Plan - Half Yearly IDCW Option is ₹11.0907 as on 15 Oct 2026, as published by AMFI. NAVs are updated every business day evening.
What returns has ITI Dynamic Term Fund given?
As on 15 Oct 2026: 1 year +1.41%, 3 years -0.54% a year, 5 years +1.78% a year. Past returns may or may not be sustained in future.
What is the expense ratio of ITI Dynamic Term Fund?
The expense ratio of the Direct plan is 0.29% (as of Aug 2026). It is already deducted in the NAV.
How risky is this fund?
Its riskometer level is Low to Moderate Risk. Over 3 years its volatility was 8.2% a year and its biggest fall from a peak was 11.9%. Mutual fund investments are subject to market risks.
What is the difference between Direct and Regular plans?
Both plans hold the same portfolio. A Direct plan is bought straight from the fund house and has a lower expense ratio. A Regular plan is bought through a distributor, who is paid a commission from the expense ratio, so its NAV grows slightly slower.
What are Dynamic Bond Funds?
Dynamic Bond Funds move across short and long durations depending on the fund manager's view of interest rates.
Important. NAVs are from AMFI and mfapi.in; benchmark closes from Yahoo Finance; expense ratio, fund size and managers from published scheme data (Kuvera). Figures may be delayed; confirm with the fund house before transacting. Ranks and quartiles are positions by past return and are not a rating or recommendation. Mutual fund investments are subject to market risks; read all scheme-related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934) and earns commission from fund houses on Regular plans (see Disclosures).
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