BANDHAN Dynamic Term Fund - Direct Plan - IDCW
To generate optimal returns by active management of the portfolio by investing in debt and money market instruments across maturities.
- Current NAV₹17.3012
- Fund Size (AUM)₹ 1,910 Cr.
- Expense Ratio0.79 %
- 1Y Return+6.50%
- 3Y Return (CAGR)+7.99%
- 5Y Return (CAGR)+6.16%
- Category Rank (3Y)—
- RiskometerModerate Risk
- Min. SIP / Lump sum₹ 100 / ₹ 1,000
More figures (11)
- Since Launch (CAGR)+3.52%
- Benchmark—
- Volatility (3Y)3.33 %
- Sharpe Ratio (3Y)0.45
- Beta (3Y)—
- 52-week High / Low₹17.4122 / ₹16.2059
- Max Drawdown-22.8 %
- Launched1 Jan 2013
- Lock-inNone
- Portfolio Turnover—
- Fund ManagersSuyash Choudhary, Brijesh Shah
Performance chart
Past performance may or may not be sustained in future.
Quick take
- Over 5 years it returned 6.2% a year.
- Volatility over 3 years was 3.3% a year, with a Sharpe ratio of 0.45.
- Its biggest fall from a peak was 22.8% (9 Mar 2020 to 8 Apr 2020).
- Across all 3-year periods since launch, yearly returns ranged from -5.8% to 10.2% and were positive 80% of the time.
- Expense ratio 0.79%, fund size ₹1,910 crore.
AI analysis
Plenitude AI reads the figures on this page and explains them in plain language.
Thinking of investing?
We help you invest in the Regular plan of schemes that suit your goals, and review them every year.
Book a free consultation Compare with other fundsReturns vs benchmark and category
| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +0.02% | +0.33% | +0.13% | +3.67% | +6.03% | +6.50% | +5.20% | +7.99% | +6.16% | +2.00% | +2.63% | +3.52% |
Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Dynamic Bond Funds. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +6.03% | +4.31% | +10.95% | +7.28% | +1.85% | -5.37% | -10.53% | +11.69% | +7.57% | -7.33% | +8.54% |
January to December each year; the current year is to date.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 3.33% | 3.05% |
| Sharpe ratio ? | 0.45 | -0.11 |
| Sortino ratio ? | 0.64 | -0.15 |
| Maximum drawdown | -4.06% | -4.06% |
Rolling 3-year returns (yearly)
Rolling 5-year returns (yearly)
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR |
|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,24,515 | ₹4,515 | +7.02% |
| 3Y | ₹3,60,000 | ₹3,96,995 | ₹36,995 | +6.45% |
| 5Y | ₹6,00,000 | ₹7,13,010 | ₹1,13,010 | +6.83% |
| 10Y | ₹12,00,000 | ₹14,88,955 | ₹2,88,955 | +4.23% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
Compare with all Dynamic Bond Funds (22)
Sorted by 3-year return; tap a heading to sort. Sorting by past returns is a way to explore data, not a ranking of which fund to choose. 3Y and 5Y are yearly (CAGR).
Scheme details
- Investment objective
- To generate optimal returns by active management of the portfolio by investing in debt and money market instruments across maturities.
- Fund managers
- Suyash Choudhary, Brijesh Shah
- Fund house
- Bandhan Mutual Fund
- Category
- Dynamic Bond Funds · Debt
- Plan / option
- Direct · IDCW (income distribution)
- AMFI scheme code
- 118417
- ISIN
- INF194K01O47, INF194K01O39
- Scheme documents
- SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.
About Dynamic Bond Funds
Dynamic Bond Funds move across short and long durations depending on the fund manager's view of interest rates.
Generally used by investors with a 3+ year horizon.
Other plans of this scheme
- BANDHAN Dynamic Term Fund - Direct Plan - Growth
- BANDHAN Dynamic Term Fund - Regular Plan - Growth
- BANDHAN Dynamic Term Fund - Direct Plan - Annual IDCW
- BANDHAN Dynamic Term Fund - Direct Plan - Half Yearly IDCW
- BANDHAN Dynamic Term Fund - Direct Plan - Periodic IDCW
- BANDHAN Dynamic Term Fund - Direct Plan - Quarterly IDCW
- BANDHAN Dynamic Term Fund - Regular Plan - Half Yearly IDCW
- BANDHAN Dynamic Term Fund - Regular Plan - IDCW
Fund managers
From the scheme details published by the fund house. "Also manages" lists schemes we have on record and grows as more schemes are viewed.
Questions about this scheme
What is the NAV of BANDHAN Dynamic Term Fund today?
What returns has BANDHAN Dynamic Term Fund given?
What is the expense ratio of BANDHAN Dynamic Term Fund?
How risky is this fund?
What is the difference between Direct and Regular plans?
What are Dynamic Bond Funds?
Have a question about this topic?
Tell us a little about your situation and an expert will call you back, usually within 2 hours on business days.
Book your free wealth consultation
- 100% free
- No obligation
- Reply within 2 hours
Request received!
Thank you for trusting Plenitude Connect. An expert will contact you shortly. Please check your inbox for details.