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Aditya Birla Sun Life Medium Term Fund - Direct Plan - GROWTH

The investment objective of the Scheme is to generate regular income and capital appreciation by predominantly investing in a portfolio of debt securities with medium term maturity.

AMC websiteScheme documentsNAV history (AMFI)हिंदी में

Aditya Birla Sun Life Mutual FundMedium & Long Duration FundsDirect · GrowthRiskometer: Moderately High Risk
NAV · 16 Oct 2026₹47.9287▲ 0.00% (1 day)
  • Current NAV₹47.9287
  • Fund Size (AUM)₹ 3,370 Cr.
  • Expense Ratio0.83 %
  • 1Y Return+7.73%
  • 3Y Return (CAGR)+10.48%
  • 5Y Return (CAGR)+12.54%
  • Category Rank (3Y)—
  • RiskometerModerately High Risk
  • Min. SIP / Lump sum₹ 1,000 / ₹ 1,000
More figures (11)
  • Since Launch (CAGR)+9.65%
  • Benchmark—
  • Volatility (3Y)2.34 %
  • Sharpe Ratio (3Y)1.70
  • Beta (3Y)—
  • 52-week High / Low₹48.1088 / ₹44.4878
  • Max Drawdown-12.7 %
  • Launched1 Jan 2013
  • Lock-inNone
  • Portfolio Turnover117 %
  • Fund ManagersSunaina Cunha, Mohit Sharma

Performance chart

Past performance may or may not be sustained in future.

Quick take

  • Over 5 years it returned 12.5% a year.
  • Volatility over 3 years was 2.3% a year, with a Sharpe ratio of 1.7.
  • Its biggest fall from a peak was 12.7% (19 Sep 2019 to 29 Apr 2020).
  • Across all 3-year periods since launch, yearly returns ranged from 0.9% to 16.9% and were positive 100% of the time.
  • Expense ratio 0.83%, fund size ₹3,370 crore.

Pros

  • Every 3-year period since launch gave a positive return (lowest 0.9% a year).
  • Sharpe ratio of 1.70 over 3 years: good return for the volatility taken.
  • Long track record of 13.8 years since 2 Jan 2013.

Cons

  • Expense ratio of 0.83% is above the category median of 0.70%.

Pros and cons are generated automatically from the scheme's published figures. They are observations about past data, not a recommendation to invest, switch or redeem.

AI analysis

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Returns vs benchmark and category

Returns (%)1W1M3M6MYTD1Y2Y3Y5Y7Y10YSince launch
This fund-0.19%-0.10%+0.45%+2.84%+6.49%+7.73%+9.81%+10.48%+12.54%+10.24%+8.97%+9.65%

Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Medium & Long Duration Funds. Q1 = top quarter by return over that period.

Calendar-year returns

Year2026 YTD2025202420232022202120202019201820172016
This fund+6.49%+11.72%+11.27%+7.66%+25.73%+7.69%+8.94%-3.78%+6.43%+7.89%+11.62%

January to December each year; the current year is to date.

Month-by-month returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDecYear
20261.81.0-0.30.70.42.10.40.30.1-0.2
20250.82.51.21.51.20.40.80.01.00.90.70.211.7
20240.70.80.70.21.11.11.00.81.22.00.60.611.3
20230.40.50.91.11.00.30.50.60.30.20.70.97.6
20220.34.20.5-0.1-0.30.216.40.90.10.61.00.525.7
20210.71.00.90.90.90.10.70.70.60.20.60.27.7
20200.50.8-0.3-5.72.01.75.40.12.3-1.73.40.68.9
2019-0.7-0.61.40.10.50.51.60.21.1-2.3-5.80.4-3.8
20180.50.21.3-0.10.30.71.00.4-0.70.61.01.06.5
20171.2-0.60.90.81.31.20.90.60.30.60.30.17.9

Change in NAV from the last business day of one month to the last business day of the next. Positive in 103 of 118 months shown (87%). "Year" is shown for complete calendar years.

Risk and consistency

Risk measure3 years5 years
Volatility (standard deviation) ?2.34%7.41%
Sharpe ratio ?1.700.82
Sortino ratio ?4.536.44
Maximum drawdown-0.61%-0.96%

Rolling 3-year returns (yearly)

Lowest+0.93%
Median+10.41%
Highest+16.93%
Positive100% of periods
Above 12% a year25% of periods

Rolling 5-year returns (yearly)

Lowest+4.48%
Median+8.90%
Highest+14.57%
Positive100% of periods
Above 12% a year21% of periods

Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.

How it handled market falls

Biggest falls in this fund's NAV

PeakBottomFallBack to the peak onTime to recover
19 Sep 201929 Apr 2020-12.6%24 Dec 20208 months

Falls of 5% or more from a previous high, deepest first. Time to recover runs from the bottom to the day the NAV regained its old high.

SIP returns: ₹10,000 every month

SIP forInvestedValue todayGainXIRR
1Y₹1,20,000₹1,24,115₹4,115+6.39%
3Y₹3,60,000₹4,16,501₹56,501+9.69%
5Y₹6,00,000₹7,85,825₹1,85,825+10.73%
10Y₹12,00,000₹20,29,327₹8,29,327+10.14%

A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.

What your investment would be worth

Worked out from the scheme's weekly NAVs (instalments on the first NAV of each month), so it can differ slightly from your statement. Past performance may or may not be sustained in future. Plan a future SIP.

Compare with all Medium & Long Duration Funds (25)

S.No.Scheme (Direct plans, Growth)6M %1Y %3Y % CAGR5Y % CAGRExpense ratio %Fund size ₹ Cr
1.Aditya Birla Sun Life Medium Term FundAditya Birla Sun Life Mutual Fund————0.833,370
2.Aditya Birla Sun Life Medium to Long Term FundAditya Birla Sun Life Mutual Fund————0.691,734
3.Axis Medium Term FundAxis Mutual Fund————0.721,972
4.Bandhan Medium Term FundBandhan Mutual Fund————0.661,244
5.Bandhan Medium to Long Term FundBandhan Mutual Fund————0.99428
6.Canara Robeco Medium To Long Term FundCanara Robeco Mutual Fund————0.78111
7.DSP Medium Term FundDSP Mutual Fund————0.41249
8.Franklin India Medium to Long Term FundFranklin Templeton Mutual Fund————0.3441
9.HDFC Medium Term FundHDFC Mutual Fund————0.703,499
10.HDFC Medium to Long Term FundHDFC Mutual Fund————0.81813
11.HSBC Medium Term FundHSBC Mutual Fund————0.41670
12.HSBC Medium to Long Term FundHSBC Mutual Fund————0.6348
13.ICICI Prudential Medium Term FundICICI Prudential Mutual Fund————0.735,331
14.ICICI Prudential Medium to Long Term FundICICI Prudential Mutual Fund————0.592,019
15.Invesco India Medium Term FundInvesco Mutual Fund————0.32131
16.JM Medium to Long Term FundJM Financial Mutual Fund————0.5929
17.Kotak Medium Term FundKotak Mahindra Mutual Fund————0.671,912
18.Kotak Medium to Long Term FundKotak Mahindra Mutual Fund————0.741,760
19.LIC MF Medium to Long Term FundLIC Mutual Fund————0.22173
20.Nippon India Medium to Long Term FundNippon India Mutual Fund————0.67312
21.SBI MEDIUM TERM FUNDSBI Mutual Fund————0.726,419
22.SBI MEDIUM TO LONG TERM FUNDSBI Mutual Fund————0.782,036
23.Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)Sundaram Mutual Fund————1.1732
24.UTI Medium Term FundUTI Mutual Fund————0.8734
25.UTI Medium to Long Term FundUTI Mutual Fund————1.27303
Median: 25 schemes————0.70670

Detailed comparison with another fund About Medium & Long Duration Funds

Sorted by 3-year return; tap a heading to sort. Expense ratio and fund size are from published scheme data ("—" = not available yet). Sorting by past returns is a way to explore data, not a ranking of which fund to choose.

Scheme details

Investment objective
The investment objective of the Scheme is to generate regular income and capital appreciation by predominantly investing in a portfolio of debt securities with medium term maturity.
Fund managers
Sunaina Cunha, Mohit Sharma
Fund house
Aditya Birla Sun Life Mutual Fund
Category
Medium & Long Duration Funds · Debt
Plan / option
Direct · Growth
AMFI scheme code
119539
ISIN
INF209K01XA9
Scheme documents
SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.

Tax on your gains

Tax treatment depends on what the fund holds: equity-oriented if at least 65% is in Indian shares (directly or through equity funds), debt-oriented if over 65% is in debt, otherwise the "other" rules.

  • Dividends (IDCW option) are added to your income and taxed at your slab rate; the fund deducts 10% TDS when they exceed ₹10,000 in a year.
  • Switching from one scheme or plan to another counts as selling and buying.
  • Surcharge and 4% health and education cess apply on top of these rates.
Fund typeShort-termLong-term
Equity-oriented20% (up to 12 months)12.5% above ₹1.25 lakh
Debt-oriented (bought from Apr 2023)Slab rateSlab rate
Gold, international, other hybridSlab rate12.5% (after 12 or 24 months)

Exit load, if any, is set out in the scheme's KIM (scheme documents). Tax rules change from time to time and depend on your situation; please confirm with your tax adviser. This is general information, not tax advice.

Fund managers

SC
MS

From the scheme details published by the fund house. "Also manages" lists schemes we have on record and grows as more schemes are viewed.

Latest news: Aditya Birla Sun Life Mutual Fund

Headlines from Google News about this fund house and its schemes over the last 30 days. Lists of "best funds" and buy or sell calls are left out. Links open the publisher's site.

Questions about this scheme

What is the NAV of Aditya Birla Sun Life Medium Term Fund today?
The latest NAV of Aditya Birla Sun Life Medium Term Fund - Direct Plan - GROWTH is ₹47.9287 as on 16 Oct 2026, as published by AMFI. NAVs are updated every business day evening.
What returns has Aditya Birla Sun Life Medium Term Fund given?
As on 16 Oct 2026: 1 year +7.73%, 3 years +10.48% a year, 5 years +12.54% a year. Past returns may or may not be sustained in future.
What is the expense ratio of Aditya Birla Sun Life Medium Term Fund?
The expense ratio of the Direct plan is 0.83% (as of Aug 2026). It is already deducted in the NAV.
How risky is this fund?
Its riskometer level is Moderately High Risk. Over 3 years its volatility was 2.3% a year and its biggest fall from a peak was 0.6%. Mutual fund investments are subject to market risks.
What is the difference between Direct and Regular plans?
Both plans hold the same portfolio. A Direct plan is bought straight from the fund house and has a lower expense ratio. A Regular plan is bought through a distributor, who is paid a commission from the expense ratio, so its NAV grows slightly slower.
What are Medium & Long Duration Funds?
Medium & Long Duration Funds hold debt with a longer duration (3 years and more), so their value is more sensitive to interest-rate changes.
How are gains from Aditya Birla Sun Life Medium Term Fund taxed?
It depends on how much the fund holds in Indian shares; see the tax section on this page and confirm with your tax adviser.
Important. NAVs are from AMFI and mfapi.in; benchmark closes from Yahoo Finance; expense ratio, fund size and managers from published scheme data (Kuvera). Figures may be delayed; confirm with the fund house before transacting. Ranks and quartiles are positions by past return and are not a rating or recommendation. Mutual fund investments are subject to market risks; read all scheme-related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934) and earns commission from fund houses on Regular plans (see Disclosures).
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