AMFI Registered MFD · ARN-130934 · Mutual fund investments are subject to market risks. CA Amit Kumar Jain · +91 93522 44475 Poornima Jain · +91 92525 44475 support@plenitude.co.in हिंदी

Credit Risk Funds explained.

Credit Risk Funds invest at least 65% in bonds rated AA and below. Higher interest comes with a real risk of default.

What they invest in

Credit Risk Funds invest at least 65% in bonds rated AA and below. Higher interest comes with a real risk of default.

Generally used by only investors who understand and accept credit risk.

All Credit Risk Funds (24)

Growth options · alphabetical by fund house · not a ranking
SchemePlanNAVAs on
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - GROWTHAditya Birla Sun Life Mutual FundDirect₹28.150115-Oct-2026
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - GROWTHAditya Birla Sun Life Mutual FundRegular₹25.411615-Oct-2026
Axis Credit Risk Fund - Direct Plan - Growth OptionAxis Mutual FundDirect₹26.450015-Oct-2026
Axis Credit Risk Fund - Regular Plan - Growth OptionAxis Mutual FundRegular₹23.417415-Oct-2026
BANDHAN CREDIT RISK FUND - Direct Plan - GrowthBandhan Mutual FundDirect₹19.063315-Oct-2026
BANDHAN CREDIT RISK FUND - Regular Plan - GrowthBandhan Mutual FundRegular₹17.336015-Oct-2026
BANK OF INDIA CREDIT RISK FUND - Direct Plan - GrowthBank of India Mutual FundDirect₹14.946715-Oct-2026
BANK OF INDIA CREDIT RISK FUND - Regular Plan - GrowthBank of India Mutual FundRegular₹14.513315-Oct-2026
DSP Credit Risk Fund - Direct Plan - GrowthDSP Mutual FundDirect₹60.859215-Oct-2026
DSP Credit Risk Fund - Regular Plan - GrowthDSP Mutual FundRegular₹55.187715-Oct-2026
HDFC Credit Risk Fund - Direct Plan - Growth OptionHDFC Mutual FundDirect₹28.328315-Oct-2026
HDFC Credit Risk Fund - Regular Plan - Growth OptionHDFC Mutual FundRegular₹26.035115-Oct-2026
HSBC Credit Risk Fund - Direct Plan - GrowthHSBC Mutual FundDirect₹37.838415-Oct-2026
HSBC Credit Risk Fund - Regular Plan - GrowthHSBC Mutual FundRegular₹34.587115-Oct-2026
ICICI Prudential Credit Risk Fund - Direct Plan - GrowthICICI Prudential Mutual FundDirect₹38.666015-Oct-2026
ICICI Prudential Credit Risk Fund - Regular Plan - GrowthICICI Prudential Mutual FundRegular₹34.800615-Oct-2026
Invesco India Credit Risk Fund - Direct Plan - GrowthInvesco Mutual FundDirect₹2,346.9315-Oct-2026
Invesco India Credit Risk Fund - Regular Plan - GrowthInvesco Mutual FundRegular₹2,077.1615-Oct-2026
Kotak Credit Risk Fund - Direct Plan - GrowthKotak Mahindra Mutual FundDirect₹36.271115-Oct-2026
Kotak Credit Risk Fund - Regular Plan - GrowthKotak Mahindra Mutual FundRegular₹31.864515-Oct-2026
SBI CREDIT RISK FUND - Direct Plan - GrowthSBI Mutual FundDirect₹54.126215-Oct-2026
SBI CREDIT RISK FUND - Regular Plan - GrowthSBI Mutual FundRegular₹49.705215-Oct-2026
UTI - Credit Risk Fund. - Direct Plan - GrowthUTI Mutual FundDirect₹20.864615-Oct-2026
UTI - Credit Risk Fund. - Regular Plan - GrowthUTI Mutual FundRegular₹18.303315-Oct-2026

Common questions

What are Credit Risk Funds?
Credit Risk Funds invest at least 65% in bonds rated AA and below. Higher interest comes with a real risk of default.
Who are Credit Risk Funds generally suited for?
They are generally used by only investors who understand and accept credit risk. Suitability depends on your goals, time horizon and risk profile; check the scheme's riskometer and documents.
Which is the best fund in this category?
There is no single best fund for everyone, and past returns do not guarantee future returns. Compare schemes on consistency, costs (expense ratio), portfolio and how well they fit your goals, or talk to a professional.
Direct or Regular plan?
Both hold the same portfolio. Direct plans are bought from the fund house and cost less; Regular plans are bought through a distributor (like Plenitude Connect), who is paid a commission from the expense ratio and helps with selection, paperwork and reviews.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Plenitude Connect is an AMFI-registered Mutual Fund Distributor (ARN-130934). This page is for information only and does not recommend any scheme. NAVs from AMFI; may be delayed.
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